Annuity Agents, Inc. - David Morgan, Janet, Zack Pre-set appointments: People have no idea who you are and why you are there. Cookeville Tennessee
David Morgan is very helpful when setting you up for the initial payment and getting the "contract" taken care of to start the appointments. After that, as stated in other Rip-Off Reports, he blames you for being negative when you ask why people are not home or wondering why you are at their doorstep.
In regards to how the appointments are set, I have a few theories that are concurrent with other Rip-Off Reports:
1) People are "fast-talked" and just say OK to get them off the phone.
2) Old folks are confused when the caller says "Someone will drop by to have you sign something."
3) They simply call from any old list bought from a poor quality list broker.
I apologized to one prospect and asked her what exactly the person said to her on the phone. She said they called andstated that they worked for a number of different investment companies and that someone would be by to have her sign a paper, to which she did not agree. Nevetheless, I received an appointment in my e-mail box:
"Your appointment has been scheduled for 5:30PM. We identified the asset as an IRA. He would like to see what new options are available toward his investment that could be beneficial to him."
She mentioned that all assets were with another firm and they needed no review whatsoever. I have over 15 similar comment logs and all appointment "confirmations" saved for evidence and record-keeping, if anyone wants specific and consistent results of my wasted time and gas. So far, there has been 1 appointment that I accepted as "good" because the guy (very confused) allowed me to come in and go over his investments just to be nice I believe.
As with other reports, they never offer a full refund, only more bad appointments because that is what the "contract" says. How long can that go on? I cannot even get a phone call back from Janet (a real specimen), Zack, or David Morgan. I have also literally been hung up on by David Morgan, when they promise the best service possible on their web page.
If there is a group of agents that would like to go to their Cookeville office to take a "tour" of their office, I would be glad to discuss that.
There are quite a few reports surfacing lately and, against what David Morgan will say, they have not tried to be helpful or give me the time of day for a real refund.
Producer
Multiple Cities, Virginia
U.S.A.
1 Updates & Rebuttals
Producer
Virginia Beach,Virginia,
U.S.A.
Phone call w/ David Morgan
#2Author of original report
Mon, September 29, 2008
Hello again everyone, here is an update as of 9/29/08 at 2:25 PM (READ ENTIRE PAGE):
I call David Morgan to ask about filing a BBB complaint, etc. to which he FREAKS OUT and asks if I'm a government official or who I am. I say, no this is confidential and the BBB site says to contact him before filing. After some yelling, I simply hung up the phone because there would be no way to get a word in.
I come back to my phone to find 2 voicemails from David stating that "my cover is blown" and that he has found me out, etc. Clearly, caller ID is not a new thing and I am very aware that my voicemail states my name! Being proud that he has "found me out" David pointed out that I stuttered on the phone (news to me) and that I don't know how to sell! Beware, he is a very tough guy on the phone.
So, I try him back a few times and miss, then he gets ahold of me. With his outdoor voice, he lets me know that the owner of the company is a retired lawyer, that they have records of the appointments, and again, that "I don't know how to sell." Well, it is tough to sell when every appointment wonders why you are there or is not home! Trying to get a word in with David is tough, and you will get hung up on if the conversation doesn't go his way. Very tough on the phone.
He also gave details on the appointment records and what the prospect said and why the appointment may have not worked out. I would love to compare my comment notes to his on what ACTUALLY happened because I was there to hear from people about how the appointment... was set...wait, he has my notes, nevermind!
David also mentioned that I lied about a $50 gas card that I said I did not receive. I don't know what I lied about, but I DID get a $50 gas card out of the deal so far! Did I mention I got hung up on again?
WHERE I STAND NOW:
- Promised 30 appointments for $1700 (1 sympathy appointment, 29 left)
- Nearly 20 other scheduled appointments, all bad with no "presentation" eligible for refund appointments
- Still disregarded as a paying client of the company by David Morgan, Janet Collins, and Zack Easton/Eston (nice guy, sorry he is involved)
If I could get a refund of $1700 minus the one appointment, we could forget about this whole thing for good, withdraw the reports, etc. From what David says, he has plenty of other people "thanking him everyday" for their service and lots of business, so why not just send a refund?
Heck, if David and Zack get me actual quality appointments that I do business with, I will write either one them a personal check for 20% of the compensation! It's here in writing, to all lawyers reading. In regards to my selling ability:
1) You've never met me.
2) Me and my firm do well over $1M in revenue.
3) This service sounded like a good supplement based on claims and no complaints at the time (lots now!).
I will update as I get more information, thanks for reading.