Complaint Review: Anydaycash.com

I took a small loan ($400) to pay my truck payment so that I would not be late and have late charges and save my credit rating. Two weeks later I made my $150 payment towards my loan. Two weeks went by and I made another payment, and another. I had repaid $650 when I started to add up the numbers and realized that I should be fairly close to paying it off. When I talked to a CSR, he informed me that I had only made "interest" payments and I actually owed the full amount. I agreed to make another payment but my car payment came through first and my direct withdrawal on the note was sent back unpaid.

I immediately started receiving harrasing calls from Gabriel-colletion specialist. I explained the situation and he asked for another payment. Except this time he wanted more money...more like $650. I could not believe it. He went ahead and drafted my bank account for the full $650. Of course I did not have that kind of money after I had made all of those payments. It went bank NSF. He started calling my boss and my co-workers threatning that I would be sued and that I would have to miss work to attend court for criminal charges. My boss came up to me asking me about this Gabriel guy and I just fell to pieces. I could not take it anymore so I decided to put an end to it and stoped taking the calls.

He immediately sold my account to a "lawyer" for collection purposes. The representative (collector) called the first time telling me that I should have never done business with anydaycash because that is how they make their money, bla bla bla...making me feel like a victim and him my hero because he was going to help me settle the account. Turns out he wanted $1400.00 but he would be allowed to knock off $400.00. I was in tears at work and did not know what all to do. I agreed to pay payments of $200.00 per month via draft from my checking account. I gave him all my details and hoped for the best. I had the money siting in the bank for two weeks prior to the date we agreed.

When the day came my bank denied the draft because they had my address wrong on the check draft. They immediately call me and the same guy that was going to "save" me from all this started calling me names and harrasing me at work, home, cell phone, etc. He said that he was going to have to take this case to the District Attorney and file criminal chrages for NSF. I tried to explain that the money was there and that I could get a cashier's check from my bank and mail the money in to him. He said he wanted it via Money Gram and that I had to pay a $25.00 NSF fee. I told him I had only budged for the agreed amount and that I would mail it in. He said that that was unacceptable that they wanted the money by 2pm that day sent via Money Gram and if I did not have the $225 (plus more)that they would proceed with pressing charges. I told him that I would call the District Attorney and find out as to what my rights were. He backed off for a few days. He is calling again telling me that he has a new offer for me. Last I talked to him I told him I wanted everything in writing.

He must be crazy if he thinks that he is going to wash my head with lies and deceits. I hope nobody else has to go through all this harrasement and humililation.

Susie
Mount Pleasant, Texas
U.S.A.