Apollo Casualty Company Ran away from owning up for my damage Des Plaines Illinois
As I was heading south through an intersection a car that was in a hurry tried to cop a last minute left turn right in front of me because they don't know that driving is a priviledge, they think it's a right. There was no avoiding this carelessness and a collision ensued. Apollo Casualty Company sent me a notice in the mail that stated that in order for them to be liable, they must be sure that their insured ws legally responsible for the accident. Hello!! "Their Insured" got the ticket for failier to yield!
Furthermore they said that the basis they were denying compensation was because "Thier Insured" said I was speeding at the time of the accident. I guess "Thier Insured" carries a radar gun or something? Don't think so!! This is bogus and everyone including the lying driver knows it. This issue is not over and I will have my attourney on it, because fortunately I have access to such. I will update this report as I get more information so that I may share my expierience with the public and poeple won't be stumped as of what to do when they find themselves in the same situation! Imagine denying a claim based on what some neglegent driver has to say. Or should I say lie!
b
Oakbrooke, Illinois
U.S.A.
8 Updates & Rebuttals
Michele
HInsdale,Illinois,
U.S.A.
Apollo has a LIAR to hide behind
#9Author of original report
Sat, May 21, 2005
Since I had such a terrible time with this insurance company, I was strongly advised by my attorney to attend the ticketed driver's court date to begin my suit with a conviction. When the judge called the driver's name and asked how they pled, guess what they said. "Not Guilty". VERY GUILTY. I'll explain what happened that fateful evening.
At 9:40 pm on an April evening, I was proceeding south through the intersection of 63d st. and Cass ave. in Westmont Illinois. As I entered the intersection, there was a car heading north, making a lefthand turn to go west on 63d street. They were in a big hurry to cut me off so I applied the brake.
The next car to follow was much much to late and an absolutely unvoidable collision ensued. As I sat wrecked, some dork asked me if I was alright and then attempted to begin a dispute as to who was at fault.
He obviously didn't know that you were supposed to call police when there was an accident so I had to tell him to get on his cell phone and call the police. I opted to stay with my car and not persue a trivial argument. I knew that they were at fault, so I'd just wait for the police to come write them their ticket wich they did for Failiure to Yield.
Before the cop left the scene, he told me that he would be issuing "Her" the ticket. I was surprised to learn that there was a female at the wheel because at no time, was I approached with any remorse what so ever. So back to the court room. The whole thing had to go to trial, and I wasted an entire afternoon waiting. On the police report and the statement from apollo, which I submitted, there were two conflicting stories (in writing!) as to what color the stupid traffic signal was.
These two got up there and lied gloriously and profoundly to the Judge, the States Attorney, The People of the State of Illinois. She hung herself with her own story when she exclaimed to the judge that I was 200 yards away so therefore, could have stopped on time.
When the judge did the math, the equasion came up incorrect. In other words, if I had been that far away, she could have made the turn and been half way up the street before I even entered the intersection. Then she got to ask the cop some questions, one of which was "Aren't the cars supposed to yield when people are making turns?" I caught the eye of one of the bailiffs and she just rolled her eyes. I did, too. Oh, yeah!
We just stop traffic all the time to yeild to people who are making turns. Stupidity or a parlor game? You decide. I sure can't. So after the story about the "red light", the court also had to say that if I had blown a red light, wich I had not, that would mean that she had blown it too. Go figure!
When her "witness" (passenger) got up he reinterated her whole story without shame and then let the sentence slip out-"We never even saw the car coming." If they never saw the car coming, how do you produce a story? Finally, the ticketed driver made it a point to notify her insurance company that I was speeding when the accident occured.
To that I have to say, If she was so busy nonitoring my speed, that would mean that she'd have been looking to her right as she made the left turn. When I turn left, I look to the left so I can see where I'm going. So do most intelligent people.
Not to mention, If I was "speeding" through the intersection, why in the name of pete would you turn in front of a speeding car? Do you get my drift. If not, I'll explain... Bogus! Bogus! Bogus! This story reeks of lies and deciet. My time and money have been wasted and some one will soon have to prepare to compensate! No doubt!
The shame of the matter is thawt this whole situation could have been avoided and over with long, long ago, had honesty prevailed from the start.
These sorts of things take a great deal of time, but this situation is far from over. I will not be wrecked, insulted and put on the spot by some one who did it to the wrong citizen.
She also tried to claim against my insurance policy for "back pain" That's the age trick that is worn out for phoney insurance claims, and I would not doubt if that was her motive all along. Get ready for further updates as this sophistry continues its stroll through the court system.
Michele
HInsdale,Illinois,
U.S.A.
Apollo has a LIAR to hide behind
#9Author of original report
Sat, May 21, 2005
Since I had such a terrible time with this insurance company, I was strongly advised by my attorney to attend the ticketed driver's court date to begin my suit with a conviction. When the judge called the driver's name and asked how they pled, guess what they said. "Not Guilty". VERY GUILTY. I'll explain what happened that fateful evening.
At 9:40 pm on an April evening, I was proceeding south through the intersection of 63d st. and Cass ave. in Westmont Illinois. As I entered the intersection, there was a car heading north, making a lefthand turn to go west on 63d street. They were in a big hurry to cut me off so I applied the brake.
The next car to follow was much much to late and an absolutely unvoidable collision ensued. As I sat wrecked, some dork asked me if I was alright and then attempted to begin a dispute as to who was at fault.
He obviously didn't know that you were supposed to call police when there was an accident so I had to tell him to get on his cell phone and call the police. I opted to stay with my car and not persue a trivial argument. I knew that they were at fault, so I'd just wait for the police to come write them their ticket wich they did for Failiure to Yield.
Before the cop left the scene, he told me that he would be issuing "Her" the ticket. I was surprised to learn that there was a female at the wheel because at no time, was I approached with any remorse what so ever. So back to the court room. The whole thing had to go to trial, and I wasted an entire afternoon waiting. On the police report and the statement from apollo, which I submitted, there were two conflicting stories (in writing!) as to what color the stupid traffic signal was.
These two got up there and lied gloriously and profoundly to the Judge, the States Attorney, The People of the State of Illinois. She hung herself with her own story when she exclaimed to the judge that I was 200 yards away so therefore, could have stopped on time.
When the judge did the math, the equasion came up incorrect. In other words, if I had been that far away, she could have made the turn and been half way up the street before I even entered the intersection. Then she got to ask the cop some questions, one of which was "Aren't the cars supposed to yield when people are making turns?" I caught the eye of one of the bailiffs and she just rolled her eyes. I did, too. Oh, yeah!
We just stop traffic all the time to yeild to people who are making turns. Stupidity or a parlor game? You decide. I sure can't. So after the story about the "red light", the court also had to say that if I had blown a red light, wich I had not, that would mean that she had blown it too. Go figure!
When her "witness" (passenger) got up he reinterated her whole story without shame and then let the sentence slip out-"We never even saw the car coming." If they never saw the car coming, how do you produce a story? Finally, the ticketed driver made it a point to notify her insurance company that I was speeding when the accident occured.
To that I have to say, If she was so busy nonitoring my speed, that would mean that she'd have been looking to her right as she made the left turn. When I turn left, I look to the left so I can see where I'm going. So do most intelligent people.
Not to mention, If I was "speeding" through the intersection, why in the name of pete would you turn in front of a speeding car? Do you get my drift. If not, I'll explain... Bogus! Bogus! Bogus! This story reeks of lies and deciet. My time and money have been wasted and some one will soon have to prepare to compensate! No doubt!
The shame of the matter is thawt this whole situation could have been avoided and over with long, long ago, had honesty prevailed from the start.
These sorts of things take a great deal of time, but this situation is far from over. I will not be wrecked, insulted and put on the spot by some one who did it to the wrong citizen.
She also tried to claim against my insurance policy for "back pain" That's the age trick that is worn out for phoney insurance claims, and I would not doubt if that was her motive all along. Get ready for further updates as this sophistry continues its stroll through the court system.
Michele
HInsdale,Illinois,
U.S.A.
Apollo has a LIAR to hide behind
#9Author of original report
Sat, May 21, 2005
Since I had such a terrible time with this insurance company, I was strongly advised by my attorney to attend the ticketed driver's court date to begin my suit with a conviction. When the judge called the driver's name and asked how they pled, guess what they said. "Not Guilty". VERY GUILTY. I'll explain what happened that fateful evening.
At 9:40 pm on an April evening, I was proceeding south through the intersection of 63d st. and Cass ave. in Westmont Illinois. As I entered the intersection, there was a car heading north, making a lefthand turn to go west on 63d street. They were in a big hurry to cut me off so I applied the brake.
The next car to follow was much much to late and an absolutely unvoidable collision ensued. As I sat wrecked, some dork asked me if I was alright and then attempted to begin a dispute as to who was at fault.
He obviously didn't know that you were supposed to call police when there was an accident so I had to tell him to get on his cell phone and call the police. I opted to stay with my car and not persue a trivial argument. I knew that they were at fault, so I'd just wait for the police to come write them their ticket wich they did for Failiure to Yield.
Before the cop left the scene, he told me that he would be issuing "Her" the ticket. I was surprised to learn that there was a female at the wheel because at no time, was I approached with any remorse what so ever. So back to the court room. The whole thing had to go to trial, and I wasted an entire afternoon waiting. On the police report and the statement from apollo, which I submitted, there were two conflicting stories (in writing!) as to what color the stupid traffic signal was.
These two got up there and lied gloriously and profoundly to the Judge, the States Attorney, The People of the State of Illinois. She hung herself with her own story when she exclaimed to the judge that I was 200 yards away so therefore, could have stopped on time.
When the judge did the math, the equasion came up incorrect. In other words, if I had been that far away, she could have made the turn and been half way up the street before I even entered the intersection. Then she got to ask the cop some questions, one of which was "Aren't the cars supposed to yield when people are making turns?" I caught the eye of one of the bailiffs and she just rolled her eyes. I did, too. Oh, yeah!
We just stop traffic all the time to yeild to people who are making turns. Stupidity or a parlor game? You decide. I sure can't. So after the story about the "red light", the court also had to say that if I had blown a red light, wich I had not, that would mean that she had blown it too. Go figure!
When her "witness" (passenger) got up he reinterated her whole story without shame and then let the sentence slip out-"We never even saw the car coming." If they never saw the car coming, how do you produce a story? Finally, the ticketed driver made it a point to notify her insurance company that I was speeding when the accident occured.
To that I have to say, If she was so busy nonitoring my speed, that would mean that she'd have been looking to her right as she made the left turn. When I turn left, I look to the left so I can see where I'm going. So do most intelligent people.
Not to mention, If I was "speeding" through the intersection, why in the name of pete would you turn in front of a speeding car? Do you get my drift. If not, I'll explain... Bogus! Bogus! Bogus! This story reeks of lies and deciet. My time and money have been wasted and some one will soon have to prepare to compensate! No doubt!
The shame of the matter is thawt this whole situation could have been avoided and over with long, long ago, had honesty prevailed from the start.
These sorts of things take a great deal of time, but this situation is far from over. I will not be wrecked, insulted and put on the spot by some one who did it to the wrong citizen.
She also tried to claim against my insurance policy for "back pain" That's the age trick that is worn out for phoney insurance claims, and I would not doubt if that was her motive all along. Get ready for further updates as this sophistry continues its stroll through the court system.
Michele
HInsdale,Illinois,
U.S.A.
Apollo has a LIAR to hide behind
#9Author of original report
Sat, May 21, 2005
Since I had such a terrible time with this insurance company, I was strongly advised by my attorney to attend the ticketed driver's court date to begin my suit with a conviction. When the judge called the driver's name and asked how they pled, guess what they said. "Not Guilty". VERY GUILTY. I'll explain what happened that fateful evening.
At 9:40 pm on an April evening, I was proceeding south through the intersection of 63d st. and Cass ave. in Westmont Illinois. As I entered the intersection, there was a car heading north, making a lefthand turn to go west on 63d street. They were in a big hurry to cut me off so I applied the brake.
The next car to follow was much much to late and an absolutely unvoidable collision ensued. As I sat wrecked, some dork asked me if I was alright and then attempted to begin a dispute as to who was at fault.
He obviously didn't know that you were supposed to call police when there was an accident so I had to tell him to get on his cell phone and call the police. I opted to stay with my car and not persue a trivial argument. I knew that they were at fault, so I'd just wait for the police to come write them their ticket wich they did for Failiure to Yield.
Before the cop left the scene, he told me that he would be issuing "Her" the ticket. I was surprised to learn that there was a female at the wheel because at no time, was I approached with any remorse what so ever. So back to the court room. The whole thing had to go to trial, and I wasted an entire afternoon waiting. On the police report and the statement from apollo, which I submitted, there were two conflicting stories (in writing!) as to what color the stupid traffic signal was.
These two got up there and lied gloriously and profoundly to the Judge, the States Attorney, The People of the State of Illinois. She hung herself with her own story when she exclaimed to the judge that I was 200 yards away so therefore, could have stopped on time.
When the judge did the math, the equasion came up incorrect. In other words, if I had been that far away, she could have made the turn and been half way up the street before I even entered the intersection. Then she got to ask the cop some questions, one of which was "Aren't the cars supposed to yield when people are making turns?" I caught the eye of one of the bailiffs and she just rolled her eyes. I did, too. Oh, yeah!
We just stop traffic all the time to yeild to people who are making turns. Stupidity or a parlor game? You decide. I sure can't. So after the story about the "red light", the court also had to say that if I had blown a red light, wich I had not, that would mean that she had blown it too. Go figure!
When her "witness" (passenger) got up he reinterated her whole story without shame and then let the sentence slip out-"We never even saw the car coming." If they never saw the car coming, how do you produce a story? Finally, the ticketed driver made it a point to notify her insurance company that I was speeding when the accident occured.
To that I have to say, If she was so busy nonitoring my speed, that would mean that she'd have been looking to her right as she made the left turn. When I turn left, I look to the left so I can see where I'm going. So do most intelligent people.
Not to mention, If I was "speeding" through the intersection, why in the name of pete would you turn in front of a speeding car? Do you get my drift. If not, I'll explain... Bogus! Bogus! Bogus! This story reeks of lies and deciet. My time and money have been wasted and some one will soon have to prepare to compensate! No doubt!
The shame of the matter is thawt this whole situation could have been avoided and over with long, long ago, had honesty prevailed from the start.
These sorts of things take a great deal of time, but this situation is far from over. I will not be wrecked, insulted and put on the spot by some one who did it to the wrong citizen.
She also tried to claim against my insurance policy for "back pain" That's the age trick that is worn out for phoney insurance claims, and I would not doubt if that was her motive all along. Get ready for further updates as this sophistry continues its stroll through the court system.
Mark
Philadelphia,Pennsylvania,
U.S.A.
Where is your insurance company?
#9Consumer Suggestion
Thu, May 05, 2005
In my home State, Pennsylvania, we have no fault laws. I have had experiences where the other driver lied. It didn't matter. The claims were paid.
You should file the claim with your insurance company and let them go after the other guy.
Mark
Philadelphia,Pennsylvania,
U.S.A.
Where is your insurance company?
#9Consumer Suggestion
Thu, May 05, 2005
In my home State, Pennsylvania, we have no fault laws. I have had experiences where the other driver lied. It didn't matter. The claims were paid.
You should file the claim with your insurance company and let them go after the other guy.
Michele
HInsdale,Illinois,
U.S.A.
Attempting more dirty brush offs
#9Author of original report
Wed, May 04, 2005
Today I recieved mail from the Illinois Division of Insurance with apollo's response to my complaint. Now the story is that thier insured told them that the light was yellow and turned red and that I suddenly sped up and smashed the stupid car. I will be contacting my own insurance company for advice as well as my attourney because I will be persuing this to the fullest extent of the law. In my opinion, this insuance company is the absolute bottom of the pile. I will probobly have to sue the driver to small claims court, then if she knows anything about the way that this operates, she would be advised to sue Apollo, because unfortunately, this is the way it's going to have to go.
Michele
HInsdale,Illinois,
U.S.A.
Apollo Casualty Company
#9Author of original report
Sun, May 01, 2005
I notified the Illinois Division of Insurance
I notified the Illinois Attourney General
I notified the Better Buisness Bureau
I'll Update when and as I recieve responses