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Applied Knowledge Intitute one phone to make a decision, high pressure, made sure I had credit cards. OPM , Internet
I received a phone call from a guy named Nate. He asked me several personal questions stating he had got my phone number from a website that I signed up to. He said his purpose was to interview me to see if I was right for their business. He confirmed that they were looking out for my best interest.
One of the questions was how much debt I had. He was trying to find out how much money I had on my credit cards. I gave him the answers he was looking for without giving our any real information. After this he said he would have to talk with his manager to see if I qualified.
After putting me on hold and apologizing that there would be no music in the background I waited about 2 minutes. Nate returned to the phone and said I qualified and he connected me with is boss Roger. Roger spent about 1 hour on the phone with me.
The first thing he said was the initials OPM. Other Peoples Money which turned out to be my money. He used the usual sales hype that did not include what he was selling at this point. Roger had me right down 4 things on a piece of paper, goals, making changes, getting started and commitment.
He asked the answers and if I answered them correctly I could be accepted in his program. Of course I did and then he brought up the issue OPM again. He said if I spent $2605.00 on credit I was using other peoples money. He even told me that this would only cost me $56 per month.
After all of this he finally told me about his program which was drop shipping and using ebay and Amazon to purchase products from 1200 companies he could give me. Being somewhat desperate at that moment I almost said yes when lightening struck. Thank God for thunderstorms as we had one that knocked the electricity out so we were disconnected.
This gave me the opportunity to see that his company had changed names 8 times after I scrolled down a few sites. Then i also read his testimonials and the customers had said they sold products of there own and he denied that this was in the testimonials.
To make a long story short the electricity came back on and he called me stating that he waited for my call after hours. I told him I would have to think about this for 24 hours and he said people that waited that long usually backed out. Roger said he thought for sure I would buy his product. I was grateful for mother nature or I would of been out of not OPM but my money plus interest.
Another thing he was willing to do was to split the charges up on 2 different credit cards. I did learn a lot and I would suggest that anyone that wants to sell you something without giving you a chance to decide there has to be something wrong.
He did offer a 30 day money back guarantee bit I did not have that in writing. If this was legitimate I apologize but from all I seen it was a scam of a company that changed its' names several times. He did call back the next day but the phone only rang twice and he hung up.