Complaint Review: APPLY KNOWLEDGE / APPLYKI.COM / APPLY KNOWLEDGE INSTITUTE

I was 74 years old last year when I was chosen to be a victim of the most intense, demanding internet scheme.  The person I contacted was named Chris.  I had signed up for a $69 investment with Jennifer Moore so, when I received a phone call from a coach, I asked him if he was with Jennifer.  He lied and said "yes.  we all work together."

I had signed  up because I was desperate, just lost my income, had terrible credit (after a history of excellent credit for 50 years, I lost everything trying to save my daughter who was catastrophically ill).  I had about $5,000 to my name!!!! 

Chris managed, through a bullying process, to get me to spend $2585 of that money just to get started.  I read one of the reports on this site that described the call almost to the word!

I told the caller that I was broke, disabled with bi-polar disorder (which carries with it a tendency to impulsive behavior, as well as a sort of mania when hope appears).  I told him all of that!  He didn't care. I was just another mark.

As the coaching began, I find out I have to get an LLC.  That was another $1875.  Website hosting cost (monthly!!) was $39.95.  Then I had to get a Merchant Account which cost another $39.95 per month and Authorize Net another $15.  My little Social Security check didn't begin to cover all of that!  I haven't added up the total cost but I don't have any money left.

I had called within the 72 hour window of withdrawal to do just that.  It was not simple at all.  They put me in contact with their killer closer who promised she would do my coaching personally and would literally hold my hand through the process. She said that I would have earned $150,000 in six months!  My mania loved that!!!  I never heard from her again.

Coaching went on, I did my assignments, started building my site only to face the most outrageously difficult way to build a site.  I have learned a lot about all of this in the year since I did this thing.  Nothing about it makes sense to me.  Everything was a scam!  I was promised all sorts of things which never materialized. 

After having a near hospitalization manic episode, my daughter started helping me.  She found the coaching ridiculous (she had attended a computer skills school for a period of time and knew so much!) I withdrew from the builder and the hosting.  She knew of a simpler way to an internet business.  And cheaper!!!!  And better!!!

How I fell for such a scheme is now crazy to me.  But, the fact is:  I WAS crazy at the time, totally undone by my mental illness.  I kept telling them that, but they don't care.

I really want to sue them, not only for my money lost, but for damages to my mental health.  They were cruel and inept.

They are great hard sellers, though.  I would beg them to stop selling me and just listen to me.  They would not do it.  I never talked to a human being the whole time I stupidly tried to make the d**n thing work.

I do not know how to begin a suit but they owe me and owe me big!  I protest!!!