ARA Inc.for Credit Acceptance Corporation FRAUDULENT CLAIM Villa Park Illinois
I recieved a letter yesterday claiming that I owe $41,583.26 to credit acceptance corporation for the purchase of a vehicle.
I am disabled from having a stroke in 2010 and will be turning 60 years of age on my next birthday and have never purchased a a car or truck in my life. I don't know where my info was obtained but the letter i recieved was from Mark Farmer at ext. 3402 call and will answer all questions you may have M-F from 8:00-5:00 CST. Needless to say i never got an answer.
I just recently filed for bankruptcy last year and lost my house in the process and don't need the aggrevation of dealing with stupid people who thinks they can get money out of people who don't owe any. That is why i decided to report this Rip-Off so that all can be aware of whats going on.
1 Updates & Rebuttals
FloridaNative
Palm Beach Gardens,Florida,
Check with your bankruptcy attorney
#2Consumer Comment
Tue, June 10, 2014
Have your attorney send a letter to the collector. When you received your discharge, then this debt was discharged too. Since you never financed a vehicle there is either a fraud issue or an error. In either event you wouldn't owe it. Go to FTC(dot)gov and look up what reports to file for fraud.
You are safe either way - because of the discharge they can't make you pay but they will most likely try to get a judgment against you so take these extra steps to stop them in their tracks before they get the judgment. It will be much more difficult if they get the judgment against you and then you try to stop them.