Complaint Review: Aspire Visa

Aspire Visa is the worst credit card I have ever owned! I was approved for this card last year and paid a $100 annual fee along with I believe a $65.00 account set up fee. There was also a $6.00 a month maintenance fee.

Now, a year later I want to close my account because of three reasons. First, they never raised my creditline even though I have never been late. Secondly, they do not have a customer service number where I can speak to a human. Last but not least, Aspire Visa is basically a loan shark. I have a Paypal Visa with NO annual fee or maintenance fee.. do not get an Aspire Visa.

My complaint is that I sent in payment in full overnight to this company. Well it has been longer than overnight and the payment has not been posted. The due date is coming up in a few days and still no payment posted. I can't call their customers service number to discuss this because people are not on the other line!

I wanted to close this account and pay it off before the due date so I could avoid their outrageous fees! I forgot the best thing about the Aspire Visa card --- THAT IT IS NOT REPORTED on my credit report. All the on time pay I have been making to them has basically done nothing for me.. what a scam...

I am NOT paying this annual fee or the set up fee again. If I have to physically drive or fly to their office to settle this I will because I am tired of being ripped off by people who are basically lazy and run a crappy business..

Laura
Cincinnati, Ohio