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Asset Acceptance ripoff What a pest Internet
Out of no where I am getting calls on my cell phone (not my home phone, my cell) from this 800-525-8022 number and each time I answer, it's some machine tellling me to call that number. So I googled the number and found this site that has folks with bad experience with these people so needless to say I don't bother to call them.
Fact is I pay all my bills and don't have any outstanding bills. So why am I getting calls from these people out of no where ? How did they even get ahold my cell phone number ? I know my home number is unlisted. May be that's why I get calls on cell phone ? What they couldn't find my address to mail me what it's about ? Should I call them ?
TIA
Wrinkle
long beach, California
U.S.A.
2 Updates & Rebuttals
Wrinkle
Long Beach,California,
U.S.A.
Thanks for your reply
#3REBUTTAL Individual responds
Thu, May 25, 2006
Thanks for your reply. I'll call them in AM and see what happens. And no I won't give them anything other than my name and number
Steve
Bradenton,Florida,
U.S.A.
An answer to Wrinkle..
#3Consumer Suggestion
Wed, May 24, 2006
Wrinkle,
They are probably looking for someone who had your cell# before you did.
Are they asking for you by name, or are they just saying to call?
If this is the case, the person they are looking for has the same or similar name to you.
Send them a cease communication letter as per your rights under the FDCPA. Only give them your first and last name and the phone# they are calling you on. Do not give them ANY other information, and DO NOT sign the letter.
Send it by certified mail, return reciept requested. Be sure to put the certified# on the letter itself and keep a copy for your records.
Contact info, etc..>>
Agency Details
Asset Acceptance Corp.*****
28405 Van d**e Avenue
Warren, Michigan 48092
Phone: (586) 446-7818
Fax: (586) 846-7837
Web Address: www.assetacceptance.com
(Branch offices in Baltimore, San Antonio, Cleveland, & Brandon, FL.)
2840 S. Falkenburg Road, Riverview, FL 33569 (Physical Office in Brandon, FL)
>>>>>>>>>>>>>>>>>>
10500 Highway 281 N. Ste 150
San Antonio, Texas 78216
Phone: (210) 979-3600
Fax: (210) 979-3659
>>>>>>>>>>>>>>>>>>>>
Bud Says...
ONE OF AMERICA'S WORST COLLECTION AGENCIES!
********** FORMER ASSET EMPLOYEES**********
We Need Your Help!
Please Email Us Here
or Call our Office
********** CONSUMER NOTICE**********
ARE YOU A VICTIM OF ASSET ACCEPTANCE CORP? HAVE YOU BEEN SUED BY THEM? WAS A JUDGMENT OBTAINED? ARE YOUR WAGES BEING GARNISHED, BANK ACCOUNT LEVIED? IF SO, PLEASE GET IN CONTACT WITH ME. *************************************
Asset Acceptance Corp.(AAC) is now a publicly traded company. (Nasdaq: AACC)
They purchases old portfolio's of mostly worthless charged-off accounts for pennies on the dollar. Once owned, they inflate the value of the portfolio, send out dunning notices and try to collect at a ridiculous profit.
Don't be surprised if you notice the date of last activity on your credit report, as stated by AAC is WRONG! Deliberately changing the date of last activity is a way to scam consumers into thinking they are entitled to money they would not legally be allowed to collect.
This is standard procedure for them -- from "re-aging" the debt on the credit history, to suing on what is probably a statute of limitations claim, to reneging on a written promise. These liars, thieves and snake-oil salesmen are trying ALL the con's known, to grease their pockets with your money.
Watch out too for the mystery $50-$75 payment that is claimed to have been revived on the account. When pressed, they claim to do an investigation and "discover" that they made a "clerical error" and mistakenly posted someone else's payment to your account. (LIARS!)
NOTHING this 'House of Cons' does should be believed or taken at face value. They have proven over and over they are liars and thieves!
Under federal law, the Fair Credit Reporting Act (FCRA) an account may ONLY stay on a credit report for seven years. One of the cons being used by Asset Acceptance is to claim you made a $50 payment, which would have re-started that clock. Unfortunately this is a 'bogus-claim' by AAC, is illegal and violates your rights.
Asset Acceptance Corp has earned the distinction of one of "AMERICA'S WORST COLLECTION AGENCY'S". They lie, steal, cheat, misrepresent, file bogus claims, create phony documents and commit perjury in the court system JUST to increase their bottom line. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
I hope this helps. Do not let them get away with it.