Complaint Review: Asset Recovery Associates

I received a letter from Asset Recovery Associates (ARA), stating I owed $544.10 to them for an account on Just Ladies /Colorado Fitness Account. I have never even heard of "Just Ladies" fitness, so I called ARA to discuss. A "Mr Green" got on the phone after an initial hold, he was very fast talking, trying to verify my address and social security number, of which I told him he obviously had the info, thus my letter... what an idiot. At anyrate, he told me he could settle my account outside of court for $308.58.

After telling him repeadily that I didn't know of any gym called "Just Ladies". He asked if I was every married and suggested my exhusband may have signed me up or stolen my social security number. He had no info to give me about when the membership was signed up for, stating he didn't have access to that "type" of information. All the while, he kept trying to get me to settle "out of court" for the lesser amount, he said the call was being recorded and said if I didn't pay him today, he would put negative information on my credit report today!

He was a bully for sure, I told him he could take me to court, and for all I know his company ARA was a fraud, he gave me his name and direct phone number to "prove" they were a valid company. "Mr Green"? He could have been more creative than that! Thank goodness for this site, I found someone else had been a victim of their crime. I immediately put a fraud alert and lock on all three of my credit reports with each company. Great advice. Now I think I'll call Tom Martino!

A
Aurora, Colorado
U.S.A.