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  • Report:  #135471

Complaint Review: AT&T Universal Card

AT&T Universal Card Stupidity ripoff Get your act together! Sioux Falls South Dakota

  • Reported By:
    — Raleigh North Carolina
  • Submitted:
    Fri, March 18, 2005
  • Updated:
    Sun, March 20, 2005
  • AT&T Universal Card
    P.O. Box 6500
    Sioux Falls, South Dakota
    U.S.A.
  • Phone:
    800-423-4343
  • Category:
    Credit & Debt Services
*Consumer Suggestion: Get new cards *REBUTTAL Individual responds: Should not have too....... I would think that AT&T Universal Card should be responsible for their actions.

OK. To start off with, I received a letter from Chase stating that my visa interest rate was being raised from 8.99% to 29.25% because of a deliquent account on my credit file. After receiving this letter, I called Chase and stated that there must be a mistake, because I have never been late on any bill in my life.

Well, it turns out that AT&T Universal Card mistakenly put a charged off account on my credit profile. I have never had a AT&T Universal Credit Card and most certainly will never have one in the future now. I filed a dispute with the credit agency and they then removed the negative item from my credit profile.

That should have taken care of it RIGHT. NO! I called chase and they would not lower my interest rate back and then I started receiving other letters from other creditors saying their going to hike my interest. I Just don't understand!!! Well, it seems I got caught in the unversal default trap. Now all of my credit cards have hight interest rates because of a stupid mistake that AT&T Universal Card made.

One good thing though, I don't owe any money on credit cards, so I wasn't out any money. I will just have to pay extremely high interest rates in the event I need to use them. Does anyone have any suggestions about how I might have AT%T Universal Card pay for the difference in interest rates, since this is due to their stupidity.

Randle
Raleigh, North Carolina
U.S.A.

2 Updates & Rebuttals

Randle

Raleigh,
North Carolina,
U.S.A.

Should not have too....... I would think that AT&T Universal Card should be responsible for their actions.

#3REBUTTAL Individual responds

Sun, March 20, 2005

Your right, I could just go out and get new credit cards, but I should not have to do this because of someone elses mistake. I would think that AT&T Universal Card should be responsible for their actions.

Tom

Houston,
Texas,
U.S.A.

Get new cards

#3Consumer Suggestion

Sat, March 19, 2005

Get credit cards from another company. When they do a credit check they will see it is clean. Then dump your old cards.

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