Complaint Review: Auto Income Inc.

It’s interesting how Timothy Putnam is trying to derail the facts in my complaint. My complaint is that I WAS NEVER INSURED AS PROMISED BY AUTO INCOME’S ADVERTISING!! What Timothy Putnam is trying to push under the rug is the letter that I attached further down below, where Crusader insurance explains that I WAS NEVER INSURED BY THE DEALERSHIP!! Timothy Putnam, I’m DIRECTLY CHALLENGING YOU TO ANSWER THE QUESTION! WHY WASN’T I ADDED AS AN INSURED ON THE POLICY AND WHY  DIDN'T YOU REFUND MY MONEY WHEN I SHOWED YOU THE LETTER FROM THE INSURANCE COMPANY? SEE QUOTE BELOW FROM THE INSURANCE COMPANY:

Here is a direct quote from the letter from Crusader Insurance (which IS attached further down in one of my earlier rebuttals):

“Even though Ms Jones is an alleged member/owner of Platinum, LLC, you failed to disclose her as an owner, officer, partner or employee on the application for insurance. You also failed to disclose her as a Non-employee driver/Occasional driver/Potential Driver.

Crusader reserves the right to deny coverage for any future claims asserted by anyone arising out of vehicles driven by anyone other than you or Andrew Harding, the only disclosed drivers on the policy.”

I posted a copy of the check and the letter from the insurance company that this claim was paid. Miasha, if the claim was paid, then you were covered. I'm suprised the insurance company didn't go after you and your accomplice for insurance fraud.... 

Tim Putnam

AutoIncome.com

Timothy Putnam, you are a shameless liar! Quit trying to cloud the facts!! The fact remains that YOUR company guaranteed me insurance, and as my documentation attached to this report shows...THE INSURANCE COMPANY CLEARLY STATED THAT THE COMPANY YOU ASSIGNED ME TO DID NOT EVER COVER ME AS AN INSURED! In fact, after this incident, the insurance company dropped the entire dealership coverage because they got caught sharing their dealer license and not insuring their "dealers"!

As originally stated, I provided Auto Income all of this information and they effectively wipe their hands of the situation by referring me to a clause in the contract that allows them to have no liability for their partners who they refer new members to. a Superior Court judge agreed with me and awarded me a judgement to receive back all of the money I gave to auto income and the dealership they referred me to. To date I've only received one third of my judgment. Auto Income hasn't given me a dime back nor accepted any blame here.

Tim, I CHALLENGE YOU to prove that I was insured. My attached documentation from the insurance company clearly states that I was never added insurance policy. you have accused me of committing insurance fraud, slandered my character and tried to bully me with a slander lawsuit threat. All I ever wanted was to have the $1500 I gave to Auto Income and the $2000 I gave to Platinum Auto Brokers returned to me. I cannot believe how you can justify keeping my money when YOUR commitment to me was not honored. I just wish someone had told me about Auto Income before I lost thousands of dollars!

Timothy Putnam, YOU ARE A LIAR!! Quit trying to cloud the facts and avoid the discussion about the lawsuit where I was awarded a refund of all my money ($3500)paid to your company and Platinum Auto Brokers. COURT ORDER NEVER SATISFIED, THIS IS FACT. YOU KNEW THAT YOUR BUSINESS PARTNER HAD SHADY PRACTICES. I SUPPLIED PROOF TO YOU, AND YOU DID NOTHING!!! I would not recommend anyone to do business with these people!! Tim, if it is your assertion that "the claim was paid", I CHALLENGE you to post proof on this website! I already know that that's not possible since my case was never settled. I have managed to garnish bank accounts and received one third of what is owed to me. you will never be able to supply proof that this claim was paid because right from the beginning you effectively wiped your hands of the situation and did nothing to help me recover my money from the fraudulent activity that your company endorsed. everytime you come here to try and post a bogus rebuttal, I will come back every time with the facts. I've already uploaded my documentation as proof, yet I've not seen you in any of your rebuttals supply one ounce of proof to support any of the claims that you've made against me, my character and my business practices!

AGAIN, I CHALLENGE YOU TO UPLOAD DOCUMENTATION SHOWING THAT I WAS REFUNDED MY MONEY AS ORDERED BY THE COURTS PER CASE 12A00916. 

Dear Miasha Jones,

The claim was paid...

There is no denying that as the proof is posted...

Have a nice day...

Tim Putnam of AutoIncome.com

 I've supplied all proof presented here to Auto Income's owner, Tim Putnam. He repeatedly denied that there was a breach of contract, and effectively wiped his hands of the situation and continued to refer business to Platinum Motor Sales. I lost $3500 doing business with these people. My whole mission of writing this report is to draw attention to potential dealers interested in doing business with Auto Income.

Auto Income and Timothy Putnam didn't offer ANY help in mediating my claim against Ben Sonkin. I was shoved to the side, and replaced with many other dealers...still being assigned to Platinum Motor Sales. To me, that is BAD BUSINESS practice, and I have a right to stand up and warn others about the woes that come become out of dealings with these people. I have never slandered his company...I've only presented FACTS concerning the details of my dealings with this company. They don't feel in any way liable for the events that arose after they passed me over to that fraudulent company, Platinum Motor Sales.

Here are the REAL facts that Mr. Putnam would like to avoid:

FACT #1: I supplied written proof to Tim Putnam from the insurance company that stated VERY CLEARLY that I was NEVER added as an insured to the policy! He continued to do business with Platinum Motors until they went out of business a few months ago. I'm not making this up...scroll down to my last rebuttal and see the attachment. In there you will also find that the 2nd page clearly states that only TWO people were insured on the policy (even though there were probably a dozen or more dealers registered through Auto Income with Platinum Motor Sales). Don't believe me,  here's some quotes from the letter I supplied to Tim Putnam (from the insurance company) that explains their position:

"Crusader Insurance uncovered serious and material inconsistencies between what you reported on the application ...We learned during our investigation arising from your involvement in the Auto Income program reflecting the true scope and breadth of your business operations."

"Even though Ms. Jones is an alleged member /owner of Platinum LLC, you failed to disclose her as an owner, officer, partner or employee on the application for insurance. You also failed to disclose her as a Non-employee driver/Occasional driver/Potential driver."

FACT#2: I signed up for a membership through Auto Income that promised me full coverage insurance. Even after learning that their partner company failed to insure me (or any other dealers assigned there), they continued to refer more business to this bogus company, riddled with illegal business practices. 

FACT #3: I have an outstanding judgment against Platinum Motor Sales, and a bench warrant for the arrest of Benjamin Sonkin's failure to appear and comply with the court order to produce a statement of assets (Inglewood Courthouse, case # 12A00916 Jones vs. Benjamin Sonkin/Platinum Motor Sales).

FACT #4: Auto Income did not complete due diligence in their selection of the California dealership, Platinum Motor Sales. I was NEVER EVER insured as a driver on the insurance policy that was referenced on the insurance card given to me after registration.

Mr. Putnam would like to slander my character, tell blatant lies about me and bully me, threatening to bring suit against me for slander against his company. MR. TIMOTHY PUTNAM, BRING IT ON! HIS REBUTTALS TO MY REPORT ARE FILLED WITH SLANDER AGAINST ME. THREATS DON'T SCARE ME

Maisha Jones of Murrieta CA, who filled out this complaint, slandered our company and AutoIncome.com will be filing a slander lawsuit against her based on the fact that the insurance company paid the claim on the accident that she caused.

FACT #1 - Maisha Jones was insured under Platinum Auto.

FACT #2 - Platinum Auto's insurance company paid the claim for the accident that Maisha Jones caused.

Anyone wishing to see the actual documentation for proof of payment proving the FACT that Maisha was insured through Platinum Auto is welcome to view the attached documents or contact Timothy Putnam at 603-431-9100 to have them sent to you.

Respectfully submitted,

Timothy Putnam

AutoIncome.com

I am absolutely flabbergasted at the assault on my integrity and character! Before stating my detailed rebuttal, let me direct anyone interested in the REAL truth to view the public court records concerning the small claims case Maisha Jones vs. Platinum Motor Sales & Benjamin Sonkin. You can view the case by referring to Case # 12A00916 at the Santa Monica Courthouse location. Here is the link: http://www.lasuperiorcourt.org/civilcasesummarynet/ui/?CT=CI

Additionally, since my character is in question, and I'm being accused of fraudulent activity, I am attaching to this rebuttal a letter from Crusader Insurance Company that verifies my claim that Platinum Motor Sales and Auto Income deliberately take money from dealers, promising full coverage insurance, when there is NO INSURANCE PROVIDED. Don't believe me...look at the facts, it's spelled out pretty clearly in the letter!!

In all my dealings with Auto Income, I have dealt directly with Timothy Putnam, Owner. Concerning this matter, I have spoken to him on the phone twice, all other communication was by email. I've never had an "unpleasant" conversation or even argued with any representative of Auto Income! NEVER have I had a "rude" conversation with Auto Income!! 

From the onset of this issue, Auto Income referred me to their policy, that basically removes them from liability after taking your $1497 and referring you to a local dealer (in my case, Platinum Motor Sales aka Platinum Auto Brokers). In all future communication with Timothy Putnam, my objective was to expose Platinum Motor Sales' illegal business practices by accepting new dealers, supplying them with "proof of insurance", while fully aware that the dealers are not actually covered under the policy. It was my hope that Auto Income would stop referring new dealers to Platinum - that did not happen, sadly!

This is a FACT that Platinum Motor Sales failed to insure me as part of my agreement with them AND Auto Income. Any one interested in the facts are more than welcome to contact me directly for copies of emails I sent to Timothy Putnam that includes attachments from the insurance company, who confirmed that I was NEVER added as an insured to that policy. I am more than willing to forward copies of my emails sent to Timothy Putnam since 2 days after the accident! I was always nothing but respectful, and sought to make sure he was informed with facts AND supporting documentation. Again, my objective was to expose Platinum Motor Sales and get Auto Income to stop referring new dealers to Benjamin Sonkin!

As far as the accusation that I staged an accident to defraud the insurance company, this is ridiculously laughable! The accident that I WAS involved in was a parking lot FENDER BENDER! My vehicle had no damage, but the other party did sustain damage to her vehicle. I had just taken the vehicle for service when the accident occurred. The car was NOT being used for personal reasons.

The accident WAS promptly reported to Mr. Benjamin Sonkin, owner of Platinum Motor Sales. He admonished me to not report it to the insurance company because it was a fender bender. He told me that the deductible was $2000 and not worth filing a claim for (in fact, I later found out that the deductible was $1000). He suggested that if a claim was to be filed, that I should use my personal insurance. After being contacted by the other party's insurance company and talking to my personal insurance company. I contacted Benjamin Sonkin again who informed me that he was not going to report it to the insurance company.

At that point, I contacted Timoth Putnam (only 2 days after the accident). By then, I was concerned about my dealer insurance coverage. Even, Mr. Putnam assured me that I was fully covered, as promised under their agreement.

FACT: I DID contact the insurance company directly to file a claim, since Mr. Sonkin refused!!

FACT: No where in the terms of agreement was I forbidden from contacting any insurance company!

FACT: The insurance company conducted their own investigation, informed me that they had NO IDEA of multiple dealers on the policy, and there were only TWO people covered under the policy. After this incident, Platinum Motor Sales was DROPPED from their insurance company!

FACT: I have WRITTEN proof from the insurance company - which was supplied directly to Auto Income

FACT: As noted in the public court records, Benjamin Sonkin failed to appear on THREE occasions. He filed an appeal for the original judgment and STILL never showed to court for our hearing date.

FACT: Benjamin Sonkin was fully aware of the court case and was served on TWO occasions by a legal paid process server! I even forwarded this proof to Auto Income!

FACT: There is an outstanding warrant for the arrest of Benjamin Sonkin of Platinum Auto Brokers, for failure to appear and produce a statement of assets  and failure to satisfy the judgment.

FACT: Since Auto Income's knowledge of the facts, they have continued to refer dealers to Benjamin Sonkin's dealership!

FACT: Timothy Putnam, of Auto Income, NEVER made any effort on my behalf to help me recover my lost earnings, EVEN after being sent DETAILED documents showing the facts of this matter.

FACT: There was no investigation that "discovered" that I was using the car for personal reasons NOR was I ever accused (before now) of trying to commit fraud (in a parking lot fender bender accident).

FACT: There was no investigation that "discovered" that I was using the car for personal reasons NOR was I ever accused (before now) of trying to commit fraud (in a parking lot fender bender accident).

The purpose of my ripoff report is simple....to expose Platinum Auto Brokers for their illegal business practices AND Auto Income as their partner in crime, since they continue to refer dealers to his agency AND do not practice their due diligence involving the companies to which they refer prospective dealers who trust them!

I hope anyone reading this report takes the time to look past the assaults on my character and refer to the FACTS. Guilty parties usually spew out a bunch of rubbish when they have no facts to back their statements. I'm not in hiding, anyone interested in FACTUAL documentation can reach me at (((redacted phone number))).

The individual who wrote this complaint, Maisha Jones of Murrieta California is flat out not telling the truth. Yes Maisha Jones signed up with AutoIncome.com and she was assigned to Platinum Auto Brokers located in Los Angeles California.  Ms. Jones signed agreement(s) with AutoIncome.com as well as Platinum Auto Brokers and agreed to abide by our rules, regulations and procedures as well as state and federal laws.

Maisha was assigned to Platinum Auto Brokers for a few months when she had her "alleged" accident. Ms. Jones did not follow procedures and never informed anyone of the accident.  Ms. Jones tried to circumvent the dealership and report the accident directly to the insurance company without Platinum Auto Brokers's knowledge.

After some investigation, we discovered that Maisha was using the vehicle for personal use at the time of the accident which is not covered by insurance.  Ms. Jones was made fully aware that the use of the dealer plate is for "business use" only and she signed an agreement as such.  We think that Maisha Jone's "accident" was fraudulent and an attempt to defraud the insurance company.

Ms. Jones was combative, uncooperative, obstinate, unprofessional and outright rude during this whole situation. And her underhanded demeanor extended to the legal system where she willfully and knowingly did not send notice of suit to Platinum Auto and received a default judgment without Platinum's knowledge.

It is our opinion that Maisha Jones is nothing more than an adult bully, who tried to scam the system and failed. She is now taking out her anger by trying to ruin our reputation.

AutoIncome, as well as Timothy Putnam, tried repeatedly to work with Ms. Jones to resolve this particular issue but to no avail.  As to Ms. Jones' allegation that there is no insurance on our members...we supply proof of insurance to all members when they are assigned to any of our Co-op Dealerships.  Furthermore, any and all representatives of any dealership are automatically covered by the dealer insurance regardless of being individually listed on the insurance policy.

Anyone interested in the truth regarding Ms. Maisha Jones and this particular situation is welcome to call our company at 603-431-9100.