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  • Report:  #133853

Complaint Review: Bank America Flightfund Visa

Bank America Flightfund Visa ripoff; decpevtive practices Phoenix AZ

  • Reported By:
    — carlsbad New Mexico
  • Submitted:
    Sat, March 05, 2005
  • Updated:
    Sun, March 06, 2005
  • Bank America Flightfund Visa
    www.bankofamerica.com
    Nationwide
    U.S.A.
  • Phone:
    800-732-9194
  • Category:
    Banks
*Consumer Suggestion: Thanks for warning people *Consumer Suggestion: Thanks for warning people *Consumer Suggestion: Thanks for warning people *Consumer Suggestion: Thanks for warning people

Buyer beware! When you obtain an America West Flightfund Visa (for aireline miles) that is issued by Bank America... Bank of Americas automatically bills you $75 for an "Annual Fee" to join their "benefit program"

No place did I read in the brocure and application I received in the mail asking me to join since i was already an AW Flightfund memeber, that I would be forced to join what appears to be one of those bogus buying clubs.

I have disputed the charge to no avil.

America West and Bank of America are in collusion on this as it appears.

AW sucks! for allowing this "partner" to fleece it's flying faithful.

Russell
carlsbad, New Mexico
U.S.A.

4 Updates & Rebuttals

Tom

Houston,
Texas,
U.S.A.

Thanks for warning people

#5Consumer Suggestion

Sun, March 06, 2005

Thanks for warning people. This is from the website but I can see how if you signed up from America West this would have been unseen. Here it says $45 annual fee but possibly they enrolled you in a Platinum card or something similar. The APRs are misleading - 0.1524 is actually 15.24%, 0.2124 is actually 21.24%. You may have agreed to the terms almost by default but it does seem like a site trying to deceive.

FROM AMERICA WEST WEBSITE

America West FlightFund Visa Card

Name America West FlightFund Visa Card
Issuer Bank of America
Category Reward - Airline
Status Standard
Intro Rate 0.019
Time Period 6 Months
Applied To Purchases, Balance Transfers
APR For Purchases 0.1524
Fixed/Variable For Purchases Variable
APR For Cash Advances 0.2124
Fixed/Variable For Cash Advances Variable
APR For purchases 0.1524
Annual Fee 45
Grace Period 20 Days (Min.)

Tom

Houston,
Texas,
U.S.A.

Thanks for warning people

#5Consumer Suggestion

Sun, March 06, 2005

Thanks for warning people. This is from the website but I can see how if you signed up from America West this would have been unseen. Here it says $45 annual fee but possibly they enrolled you in a Platinum card or something similar. The APRs are misleading - 0.1524 is actually 15.24%, 0.2124 is actually 21.24%. You may have agreed to the terms almost by default but it does seem like a site trying to deceive.

FROM AMERICA WEST WEBSITE

America West FlightFund Visa Card

Name America West FlightFund Visa Card
Issuer Bank of America
Category Reward - Airline
Status Standard
Intro Rate 0.019
Time Period 6 Months
Applied To Purchases, Balance Transfers
APR For Purchases 0.1524
Fixed/Variable For Purchases Variable
APR For Cash Advances 0.2124
Fixed/Variable For Cash Advances Variable
APR For purchases 0.1524
Annual Fee 45
Grace Period 20 Days (Min.)

Tom

Houston,
Texas,
U.S.A.

Thanks for warning people

#5Consumer Suggestion

Sun, March 06, 2005

Thanks for warning people. This is from the website but I can see how if you signed up from America West this would have been unseen. Here it says $45 annual fee but possibly they enrolled you in a Platinum card or something similar. The APRs are misleading - 0.1524 is actually 15.24%, 0.2124 is actually 21.24%. You may have agreed to the terms almost by default but it does seem like a site trying to deceive.

FROM AMERICA WEST WEBSITE

America West FlightFund Visa Card

Name America West FlightFund Visa Card
Issuer Bank of America
Category Reward - Airline
Status Standard
Intro Rate 0.019
Time Period 6 Months
Applied To Purchases, Balance Transfers
APR For Purchases 0.1524
Fixed/Variable For Purchases Variable
APR For Cash Advances 0.2124
Fixed/Variable For Cash Advances Variable
APR For purchases 0.1524
Annual Fee 45
Grace Period 20 Days (Min.)

Tom

Houston,
Texas,
U.S.A.

Thanks for warning people

#5Consumer Suggestion

Sun, March 06, 2005

Thanks for warning people. This is from the website but I can see how if you signed up from America West this would have been unseen. Here it says $45 annual fee but possibly they enrolled you in a Platinum card or something similar. The APRs are misleading - 0.1524 is actually 15.24%, 0.2124 is actually 21.24%. You may have agreed to the terms almost by default but it does seem like a site trying to deceive.

FROM AMERICA WEST WEBSITE

America West FlightFund Visa Card

Name America West FlightFund Visa Card
Issuer Bank of America
Category Reward - Airline
Status Standard
Intro Rate 0.019
Time Period 6 Months
Applied To Purchases, Balance Transfers
APR For Purchases 0.1524
Fixed/Variable For Purchases Variable
APR For Cash Advances 0.2124
Fixed/Variable For Cash Advances Variable
APR For purchases 0.1524
Annual Fee 45
Grace Period 20 Days (Min.)

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