I lost my job due to a car accident in Dec 2005, was disabled for 4 months and decided to ask Countrywide who owned both 1st and 2nd mortgage to approve a Short Sale. The Negotiator of Countrywide Adam Herson accepted the Short Sale with a condition that the Short Sale will only be approved if the escrow closed and that there will be no deficiency judgment against us will be pursued. The escrow closed, we have a letter and copies of email flrom the Negotiator that the balance of $190,000 is cancelled. Last Year I have checked my Bank of America online and found out that Bank of America added to my account aciatn account called
Mortgage 5013 showing this balance. of $86,828.42 as owed. As of this day, this shows as owed.
See how it showed online.
Account Balance
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![]() I called Bank of America but was referred to one number to another, I have written letters to then Ceo Ken Lewis but no responsed. I have emailed my previous negotiator, Adam Herson adam.herson@bankofamerica.com and this is his response.
Date: |
March 10, 2010 12:37:42 AM GMT+00:00 |
Hello Angela,
I am sorry to hear about your health issues. I will again make a request to post sale processing to correct this and show the balances as zero.
Thank You
Adam Herson MLO-Servicing Team Manager SHORT SALE CUSTOMER RELATIONS SHORT SALE DEPARTMENT 805-578-6932 (Phone)
I have cataracts, osteoporosis, asthma, GERD and didnt have insurnance because Kaiser terminated my medical coverage due to co existing disabilities. I am now in pain due to frozen shoulder and has not recovered since Dec 2006. Your help is greatly appreciated, thank you. |
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4 Updates & Rebuttals
Karl
Highlands Ranch,Colorado,
USA
Angela, You can always....
#5Consumer Comment
Fri, March 18, 2011
type in 529757 at this site and go to 'Consumer Comment #1' at Ripoff Report #529757 to read the letter that was hand-written and mailed to the mainstream media in New York on 9/12/2007, okay?
The addresses to where copies of that hand-written letter were mailed are also available at this site. Just type in 271771 and go to 'Consumer Comment #1' at Ripoff Report #271771 to see those addresses, okay?
There were also many hand-drawn cartoons depicting all of the fraud and corruption taking place inside corporate America that were mailed to those addresses throughout 2007 and into the early part of 2008.
I now understand why the mainstream media never alerted the American people about the letter that was sent to them, which appears in 'Consumer Comment #1' at Ripoff Report #529757. If you 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts, you'll see that General Electric (NBC) appears in 'Chart 5'.
They obviously didn't want to expose their bosses.
It appears that the Fed also controls Twentieth Century Fox Corporation too. They appear in 'Chart 4'. And it makes sense that the Fed ultimately controls ABC and CBS. Maybe that's why so many commercials that appear on those stations are promoting PRESCRIPTION DRUGS. The Fed also controls many of the pharmaceutical companies, along with almost all of Wall Street.
They also control the U.S. government and the U.S. military, in my opinion. That's why the American people (the majority) have NO HOPE!
"Only a pawn in their game." - Bob Dylan
WELCOME TO AMERICA- ONE BIG LIE
Karl
Highlands Ranch,Colorado,
USA
*ANGELA, THERE WAS SOME GOOD ADVICE THAT WAS....
#5Consumer Comment
Sun, March 28, 2010
posted on 9-3-2007 regarding the "Collapse of the U.S. economy" and the collapse of the stock market that was available for anyone in the world to read.
Ronny g
North hollywood,California,
USA
Uhh...Karl??
#5Consumer Comment
Sat, March 27, 2010
I am sure the poster appreciates all the googling you left on your response, but you failed to leave any advice or help which is what this poster requested.
Now in this case, it appears the bank is aware a correction needs to be made so the balance will show zero. The bank states this in the letter dated March 10, 2010, so apparently the bank will make good eventually. At this point it does not appear to be a ripoff, but most likely an oversight.
Being that the poster has cataracts and a plethora of other debilitating health issues, I imagine it is difficult to deal with financial issues as well. It seems however in this case, there is no conspiracy against the poster by the bank..just another mistake by the all so caring Bank.
I agree however that many bank defenders who post replies on this website feel that there is no problem if a bank makes a mistake and all the bank has to do is refund the amount of the error, but if a customer makes a mistake they deserve what they get and should pay all kinds of astronomical fees. However, nothing you posted Karl, really does a bit of good to help this poster either.
I believe the poster should call the telephone number left on the letter from the servicing team once a day if it is not too difficult due to the health issues, up until they resolve this matter and correctly post the balance as zero.
If the bank does not correct this within a reasonable time period (30 days is fair), the poster should report back and the next appropriate course of action will be recommended.
Karl
Highlands Ranch,Colorado,
USA
*ANGELA, WRITING LETTERS TO THE 'BIG-SHOTS' IN THE USA IS A COMPLETE WASTE OF TIME BECAUSE.....
#5Consumer Comment
Sat, March 27, 2010
these are the people who are at the ROOT of almost all of the problems in the USA.