BANK OF AMERICA An open letter to Finance Committee Chairman Barney Frank on Bank of America Charlotte , North Carolina
We would appreciate your thoughts on this letter. Please feel free to contact the Chairman of the House Financial Services Committee on the subject of this letter
January 2010
Representative Barney Frank, D/Massachusetts
Chairman, House Financial Services Committee
2129 Rayburn House Office Building
Washington, D.C. 20515
Re: An Open Letter to Chairman Barney Frank
Dear Chairman Frank:
This is the second time I am writing to your office. Despite the fact that your office answered promptly the first time, I could not escape the feeling that I was being put off. You sent me a great deal of information on bank policies on check cashing, but you also pointed out that I did not live in a district you represented, and I was advised to contact my own representatives. You may rest quite assured that I have done so and will continue to. I am writing back however, not because I live in your district, but because you are the Chairman of a Committee that is by law require to serve me, a voting American Citizen. In deference to your original request, a copy of this letter is being sent to all my representatives for their consideration, and I would trust that they in turn will contact your office.
As the Chairman of the House Financial Services Committee, a committee which oversees Banks, I call your attention to the following website
http://www.RipOffReports.com/, and the blog An open letter to Brian Moynihan CEO Bank of America. In addition this same entry can be found on http://www.WordPress.com/ , under the same heading.
Mr. Chairman I want to ask you this? If I steal money from a Bank, it is a crime, and in some cases a federal crime, and the Office of the United States Attorney will have no qualms with my arrest, prosecution, and imprisonment. Why then is the reverse not true? When a Bank cashes an unendorsed check, which belongs to someone other then the person in front of the teller, why is that not a crime? Why has the office of the United States Attorney in the State of Massachusetts ignored this? Why has the Office of the Attorney General of the United States not opened an investigation? Why has the US Attorney's office gone silent on this matter? Each has received a complaint on this matter. They have been shown copies of the cashed checks. One of the check shows forged endorsement. Has forgery become legal? This scheme envolves three major Banks, a Real Estate Agency, and an Attorney.
I call to your attention that this mentioned check was all the money this woman and her four children had in the world. While Bank of America hands out billions of dollars to their executives, this woman has to borrow in order for her and her kids to eat. While they live in mansions, she has had to live in her car. What scars will these kids bear for the rest of their lives? How is it possible for Bank of America's lawyers to keep delaying this matter from being put before a jury? How can such action possibly be explained. What is even more disturbing is how many others has this happened too? In doing all within it's power to delay, WHAT IS THE BANK REALLY TRYING TO HIDE? Certainly one would think that they would wan to settle this and clear their good name. Yet in papers filed in the United States Courthouse in Massachusetts, Bank of America claims that because the amount is under $75,000.00 the Court has no jurisdiction. What is even more appalling is that this woman has been told that it is very likely that the Court will dismiss her case. Mr. Chairman, is this to mean that if a person walks into any Bank in the United States and steals less then $75,000.00 the Federal Government has no jurisdiction to prosecute? Has the words EQUAL PROTECTION UNDER THE LAW been removed from the entrance to the Supreme Court of the United States? Where is the protection for this poor woman and her four kids?
Chairman Frank, I was recently overdrawn on my checking account by $1.00. The Bank charged me $35.00 for the overdraft, and of course I was charged the $1.00. That was a 3500% charge. In addition I also received a letter asking me to promptly cover the $1.00 loss to the Bank. Failure to do so will result in a cancellation of my account. Very well these are their rules, and we the American People have to live with it, because we need to have a checking account. Please Mr. Chairman explain to me where the American People agreed that when the Bank makes a mistake they can take every avenue possible to delay making the situation right? The woman in the letter to Bank of America has been waiting for four years. Please Mr. Chairman if you can explain this, I and my fellow Americans want to hear what you have to say.
Mr. Chairman, the time for pleasantries are over. As President Obama has come to realize, now is the time for action. Now is the time for the Attorney General to open a full scale investigation. Now is the time for a Special Prosecutor. It is no longer enough for these Bank Presidents to arrive in Washington in private jets and occupy penthouse suites while they wait to sit in from of your committee. If you really want to send a message, hold your next committee hearing at the main dining hall of the Fort Leavenworth Federal Prison. I can assure you that these Bank Presidents will need several packages of Depends just to get them through the hearing, and they will have gotten the message.
Washington is wondering why the American People are so angry? Well let me tell you. As unemployment reaches 10%, another million families lose their homes to foreclosure, as 30,000 of our sons and daughters are sent to war, as we watch unscrupulous bankers split their booty, and as this woman is robbed of everything she has, we are asked to keep a stiff upper lip. The time for action is now, right now. We want you to do something. We want this to stop. To hell with excuses.
I am not going away. I will not stop until what has happened to this woman is made right. Am I pissed off? You bet I am. Do I want the Bank to hurt over this? Your d**n right I do. Will I and my fellow Americans remember this on election day? I will leave you with a quote from the old testament. Daniel, Chapter 5, verse 25. Read and pay heed. I now, as an American Citizen , ask you and your committee to answer the questions posed above. In posting this open letter to the internet, I ask my fellow Americans to join me in this request.
I have always been a fan of yours. I hope that my admiration and good will has not been in vain. I wait to hear form you.
Respectfully submitted
Francisco P. Gomes Jr.
(((ROR redacted)))
Cc Senator Jack Reed
Congressman Patrick Kennedy
Senator Sheldon Whitehouse
Congressman James Langevin
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
26 Updates & Rebuttals
Karl
Highlands Ranch,Colorado,
USA
PROTESTER SONG 97
#27Consumer Comment
Fri, May 18, 2012
COMMENT LINE IS A BIG OLD JOKE
(Please sing to the tune of "America The Beautiful")
Anyone can 'Google' this- USA PATRIOTIC MIDI TUNES JACK'S MIDI MUSIC, and click on 'America The Beautiful' and sing the following lyrics to that midi tune, right?
Here we go- 1, 2, 3...
O comment line for heaven's sake
You're nothing but a joke
You serve the Wall Street banker goons
That's why our country's broke
O comment line! O comment line!
This nation is a scam
We're sick and tired of all the lies
We must blame Uncle Sam.
(Keep Repeating)
Anyone can stay at this site and type in- COMMENT LINE, and read that Ripoff Report.
Thank You
WELCOME TO AMERICA- IN FRAUD WE TRUST
Karl
Highlands Ranch,Colorado,
USA
INSIDER TRADING POEM
#27Consumer Comment
Fri, February 10, 2012
INSIDER TRADING POEM
Insider trading
One more exposed
Our system is rotten
It's why we get hosed
Our leaders are liars
Almost all are corrupt
Revolution keeps growing
It'll someday erupt
This poem is over
The USA is a lie
Wall Street goons run our country
That's why so many cry.
End.
Anyone can 'Google' this- ALABAMA CONGRESSMAN SPENCER BACHUS FACES INSIDER TRADING INVESTIGATION, and read the related articles that just became available on the web today.
Thank You
WELCOME TO THE UNITED STATES CONGRESS- ONE BIG LIE
Karl
Highlands Ranch,Colorado,
USA
GOOFBALLS DO LIE......
#27Consumer Comment
Fri, January 27, 2012
is the title to a song that is available in the consumer comments section at this Ripoff Report.
Feel free to type in 261157 at this site to see if PROTESTER SONG 47 is available in the consumer comments section at Ripoff Report #261157. Make sure to read Ripoff Report #261157, which was submitted by Charlene, and spread it all over the web at sites like Twitter & Facebook.
Thank You
WELCOME TO THE UNITED STATES OF AMERICA- ALMOST ALL OF OUR POLITICIANS ARE WORKING FOR A CARTEL OF CORRUPT, GREDY, AND INEPT BANKERS WHO HAVE DESTROYED THE LIVES OF MILLIONS UPON MILLIONS OF INNOCENT PEOPLE LIVING HERE AND ALL OVER THE WORLD
Karl
Highlands Ranch,Colorado,
USA
GOOFBALLS DO LIE......
#27Consumer Comment
Fri, January 27, 2012
is the title to a song that is available in the consumer comments section at this Ripoff Report.
Feel free to type in 261157 at this site to see if PROTESTER SONG 47 is available in the consumer comments section at Ripoff Report #261157.
Thank You
WELCOME TO THE UNITED STATES OF AMERICA- ALMOST ALL OF OUR POLITICIANS ARE WORKING FOR A CARTEL OF CORRUPT, GREDY, AND INEPT BANKERS WHO HAVE DESTROYED THE LIVES OF MILLIONS UPON MILLIONS OF INNOCENT PEOPLE LIVING HERE AND ALL OVER THE WORD
Karl
Highlands Ranch,Colorado,
USA
*****MOB ALERT: THE FINAL "MOB SONG" WAS SUBMITTED AT THIS SITE! JUST TYPE IN 261157..........
#27Consumer Comment
Wed, November 23, 2011
to see if it is available in the consumer comments section at Ripoff Report #261157.
Thank You
Happy Holidays!
POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
USA
GOOFBALL SONG 5
#27Consumer Comment
Fri, September 23, 2011
GOOFBALLS DO LIE
(Please sing to the tune of- "Big Girls Don't Cry")
Anyone can 'Google' this- FREE MIDI FILES FROM MIDI MOLE, and click on 'B' and then scroll down to the song "Big Girls Don't Cry", and sing the following lyrics to that tune, right?
Here we go- 1, 2, 3, 4....
Goofballs do lie!
Goofballs do lie!
Goofballs they will lie yi-yi (they will lie)
Goofballs they do lie (who said they will lie)
Dow Jones it ain't high yi-yi (Dow ain't high)
Goofballs they will lie (they always lie)
Told the world all goofballs are a big joke
Wall Street will go up in smoke
People now are getting wise
Goofballs do lie!
Goofballs they will lie yi-yi (they will lie)
Goofballs born to lie (who said they will lie)
Wall Street will go bye yi-yi (it's a lie)
Wall Street is a lie (who said it's a lie)
Goofballs always lie yi-yi (goofballs lie)
Goofballs born to lie (they always lie)
Told my girl goofballs will always lie
She was sad began to cry
Then she said to my surprise
Goofballs do lie!
Goofballs they will lie yi-yi (they do lie)
Goofballs born to lie (who said that they will lie)
GOOFBALLS DO LIE!
GOOFBALLS DO LIE!!
GOOFBALLS DO LIE!!!
End.
***GLOBAL ALERT: Please read this Ripoff Report that was submitted by Frank and spread it all over the worldwide web at sites like Twitter & Facebook!
Thank You
POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
USA
BROCKOMIAN RHAPSODY....
#27Consumer Comment
Tue, September 13, 2011
is available at this website!
Just type in 555030 and it appears as 'Consumer Comment #12' at Ripoff Report #555030.
***Make sure to read this Ripoff Report and spread it all over the web at sites like Twitter & Facebook!
Thank You
WELCOME TO THE GOVERNMENT, THE BANKING SYSTEM, AND THE LEGAL SYSTEM IN AMERICA- THREE BIG LIES
Karl
Highlands Ranch,Colorado,
USA
THE ECONOMY STINKS POEM...
#27Consumer Comment
Mon, August 01, 2011
was submitted at this website on August 1, 2011.
Just type in 684178 to see if it is available in the consumer comments section at Ripoff Report #684178.
Thank You
WELCOME TO THE U.S. ECONOMY- ONE BIG STINKING LIE
Karl
Highlands Ranch,Colorado,
USA
FRANK IT APPEARS THAT WRITING A LETTER AND MAILING IT TO PRESIDENT OBAMA....
#27Consumer Comment
Sun, July 31, 2011
may have worked. The CEOS at Goldman Sachs, Bank of America, JP Morgan Chase, and Citigroup, sent President Obama a letter on Thursday July 28, 2011, and they must have urged him to raise the debt ceiling.
It appears that President Obama, and the rest of our leaders, might listen to their bosses at the BIG banks and do what's best for them, their shareholders, and the rest of Wall Street, right? Going deeper into debt seems to be the only way to keep the markets from collapsing. Just think, if the USA doesn't go deeper into debt, stock markets all over the world would most likely crash and a severe global recession, or even a depression could take place.
I guess that the CEOS from these BIG banks know what to do in times of crisis. I believe that JP Morgan Chase has $11 Billion in 'secret life insurance policies' on its current and former employees. Bank of America has $17 Billion in these policies, and Citigroup must have some too. Simply stay at this site and type in 411913 and read Ripoff Report #411913 for proof. Then 'Google' this- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, and read the related articles.
Goldman Sachs was named for 'shorting' the market and making money when the economy collapsed a few years ago. Simply 'Google' this- VETERANS TODAY GOLDMAN SACHS EMAILS: FIRM HAD THE 'BIG SHORT' AS ECONOMY FELL, and read the related articles on the web. I believe that Goldman Sachs was also named for 'speculating', or better put- manipulating the price of oil back in 2008 when gasoline went over $4 a gallon in the USA. Just 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that 60 Minutes segment on the web for proof. I believe that JP Morgan Chase and Morgan Stanley were also named in that segment
It's nice to know that writing a letter to President Obama may have been the catalyst in having the USA's debt ceiling raised, so the bankers could continue to operate their Ponzi scheme that has destroyed so many innocent American's lives, wouldn't you agree?
Have a great week, and please keep us updated on Marianna's situation.
Sincerely,
Karl
P.S. Don't forget to 'Google' this- BANK CEOS: RAISE THE DEBT CEILING THIS WEEK- OR ELSE, and read the related articles on the web.
Frank
Pawtucket,Rhode Island,
USA
Open Letter to Barney Frank
#27Author of original report
Sun, July 03, 2011
This is just to let everyone know that Mariana has still not received her money from Bank of America, Instead the bank has hired a new set of Boston Lawyers to keep this matter from ever being settled.
This is what this Bank does best, steal monies from mother's with children, and raise fees.
Karl
Highlands Ranch,Colorado,
USA
Frank, Can you please give us another update......
#27Consumer Comment
Sun, July 03, 2011
regarding the $69,000.00 that Marianna was apparently defrauded out of by a Real Estate agent and a licensed Attorney, according to Ripoff Report #555030?
I just typed in 555030 at this site and read that Ripoff Report again. I was wondering if Marianna ever received her money. Please give us an update when you have the time.
Thank You
P.S. A new song will be submitted soon in the consumer comments section at Ripoff Report #555030. It will be to the tune of- "Bohemian Rhapsody", by Queen. You can 'Bing' this- MIDI SECTION, and click on that song and listen to the tune.
The song will be entitled- BROCKOMIAN RHAPSODY
Here's just part of the song, which starts after the intro-
O'Bomb-a,
You are a sham
We know you work for the Fed
So says Granny and says Jed.
Marcia and Greg Brady
And Peter know
That the U.S. is a lie and will not grow.
O'Bomb-a,
Just like the rest
Helping Wall Street and the banks
You don't care if good people lose their homes
What a sham, what a sham......
Karl
Highlands Ranch,Colorado,
USA
THIS IS AN OPEN LETTER TO THE PRESIDENT:
#27Consumer Comment
Thu, May 26, 2011
Dear President Jintao,
If you would like to know when the stock market in the United States of America will crash again, simply 'Google' this- A CREDIT CARD YOU WANT TO TOSS, and go to the BusinessWeek article dated Feb. 7, 2008, and scroll back to the comment that was posted on February 21, 2008 at 3:03 AM and read it.
That comment appears on, or around, 'Page 41' in the comments section to that BusinessWeek article. Then stay at this website and type in 269041 and read what was stated in 'Consumer Comment #3' at Ripoff Report #269041 on August 21, 2007.
That consumer comment was posted thirteen months BEFORE the stock market crash and the collapse of the banking system in the USA. On September 29, 2008, the stock market crashed. The Dow Jones lost a record 777 points on September 29, 2008. Feel free to 'Google' this- FRONTLINE: INSIDE THE MELTDOWN, and watch that documentary on the web for proof.
Don't forget to type in 271454 at this site and read what was posted in 'Consumer Comment #1' on September 3, 2007, which was one year BEFORE the stock market crashed and the banking system collapsed in the USA.
Finally, please type in 411913 at this site and pay attention to what was stated in 'Consumer Comment #17' at Ripoff Report #411913, entitled: *5th GLOBAL ALERT!!!!
Thank you for your time and consideration.
I wish you and all of the people in China the best.
Sincerely,
Karl
Karl
Highlands Ranch,Colorado,
USA
THIS IS AN OPEN LETTER TO THE PRESIDENT:
#27Consumer Comment
Thu, May 19, 2011
Dear Mr. President,
I would like to reiterate that it was refreshing to watch your interview with Brian Williams of NBC and understand that not all presidents are liars, as many believe. I just watched that interview once again on the web. I simply 'Googled' this- IRANIAN PRESIDENT AHMADINEJAD (FULL) INTERVIEW WITH BRIAN WILLIAMS, and watched the July 28, 2008 interview on the web.
You were obviously correct when you said that oil was being "manipulated" in 2008. It appears that the ones in power are at it again, but most people in the USA and around the world have become completely alienated from what is really happening in our world today.
Please feel free to type in 218766 at this website and read Ripoff Report #218766 and all of the consumer comments for important information. Then stay at this site and type in all of the following and read the Ripoff Reports from people all over the United States of America for valuable information-
GM CREDIT CARD SERVICES
PHH MORTGAGE
BANK OF AMERICA
GOLDMAN SACHS
BERKSHIRE HATHAWAY
BLACKSTONE GROUP
MORGAN STANLEY
JP MORGAN CHASE
FEDERAL RESERVE
WELLS FARGO
WACHOVIA
ONE WEST
INDYMAC
GMAC
MERRILL LYNCH
LITTON LOAN
CITIBANK
BUSH
OBAMA
CLINTON
TOYOTA
GENERAL MOTORS
CHRYSLER
NBC
FOX
And any other company or person that comes to mind.
Thank you for your time and consideration.
Sincerely,
Karl
P.S. The three greatest men whoever walked this planet were all from the East. Muhammad, Jesus, and Siddhartha Gautama (the Buddha) were all from the East.
Quote: "The Son always rises in the East. He rises again." - Anonymous
Karl
Highlands Ranch,Colorado,
USA
WEB SONG 3
#27Consumer Comment
Tue, May 10, 2011
FLOATING ON THE WEB
(Please sing to the tune of- "Strangers In The Night")
Anyone can 'Google' this- ROBERT'S MIDI JUKEBOX, and click on 'Frank Sinatra- Strangers In The Night' and sing the following lyrics to that tune, correct?
Here we go- 1, 2, 3, 4....
Floating on the web
Is information
Contact Sam and Deb
Tell every nation
Everyone must look
It's floating on the web.
Things being exposed
Big-shots are nervous
Governments all lie
They do disservice
Just go take a peak
It's floating on the web.
Why do big-shots lie
Where is the logic
Just enjoy some pizza pie
Tell each agnostic
That the answer is right here
Pizza pie and beer
She was born that way and we know many guys are q***r
'Cause it is floating on the web
It keeps on growing
Information leaked
It keeps on flowing
Now it's all exposed
It's floating on the web.
(Keep on singing and dancing!)
Thank You
"Knowledge is power."
POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
USA
LADY GAGA SONG 2
#27Consumer Comment
Mon, February 21, 2011
SHE'S A LADY WHO IS GAGA
(Please sing to the tune of- "I've Been Working On The Railroad")
Anyone can 'Google' this- I'VE BEEN WORKING ON THE RAILROAD SONG LYRICS MIDI- BOY SCOUT, and sing the following lyrics to that tune, correct?
Here we go- 1, 2, 3, 4....
She's a lady who is Gaga
She was born this way
She's a lady who is Gaga
Was born in the USA
She's a singer and a dancer
Making people happy and so gay
She's a lady who is Gaga
She was born this way
Everyone is singing and they're dancing
Others demonstrating 'cause they're mad, we say
Governments are broken and they're rotten
Flush 'em down the toilet today
Flush, flush, into-a-commode
Flush, flush, into-a-commode, I say
Flush, flush, into-a-commode
Flush 'em very far away!
(Keep Repeating)
End.
POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
USA
GLOBAL ALERT: IN ORDER TO CHANGE THE WORLD, WE MUST EXPOSE EVERYTHING THAT'S WRONG......
#27Consumer Comment
Sun, February 06, 2011
in the world, wouldn't everyone agree?
*Make sure to type in 92641 at this site and read that Ripoff Report and all of the consumer comments for valuable information, okay?
Thank You
Steve
Bradenton,Florida,
U.S.A.
Hey Lawrence! Karl is not in America...He's in...
#27Consumer Comment
Sun, February 06, 2011
California!
I don't consider CA to be part of America. Very few Americans in CA. Very few people with any common sense in CA. Everything that is screwed up in our entire country started in CA.
Karl
Highlands Ranch,Colorado,
USA
"29TH PRESIDENTIAL ALERT"............just type in 92641 at this site.......
#27Consumer Comment
Sun, February 06, 2011
and it's available in the consumer comments section at Ripoff Report #92641.
Thank You
Lawrence
Revere,Massachusetts,
United States of America
TO KARL
#27Consumer Comment
Sun, February 06, 2011
Karl, Why don't you do us all a favor and just leave America.
Karl
Highlands Ranch,Colorado,
USA
"BARN 'E' FRANC POEM"....
#27Consumer Comment
Fri, February 04, 2011
is available in the consumer comments section at this Ripoff Report. It appears as 'Consumer Comment #1'.
*Make sure to read this Ripoff Report and spread it all over the web at sites like Twitter & Facebook so people all over the world can come to the realization that the United States of America is a country whose foundation is solidly built on lies, deception, fraud, manipulation, greed, trickery, deep corruption, & the constant pursuit to financially injure the innocent people living here and all over the world.
Thank You
WELCOME TO AMERICA- ONE BIG LIE
Karl
Highlands Ranch,Colorado,
USA
"ONE BIG LIE POEM".....
#27Consumer Comment
Wed, January 05, 2011
is a poem about the BIGGEST lie on earth! The poem is available at this website.
*Just type in 608350 and it appears as 'Consumer Comment #21' at Ripoff Report #608350.
Make sure to read this Ripoff Report and spread it all over the web at sites like Twitter and Facebook, and send a copy of it to WikiLeaks.
Thank You
WELCOME TO THE USA- ONE BIG LIE
Frank
Pawtucket,Rhode Island,
U.S.A.
Rebuttal Response
#27Author of original report
Wed, January 05, 2011
Please note that as of this date of 1/05/2011 Bank of America has made no effort to resolve this matter. Their only answer has been to claim that since the amount is under $75,000.00 the Federal Courts lack jurisdiction in this matter. To all you potential Bank Robbers out there remember that if the amount is under $75,000.00 the Federal Courts lack jurisdiction according to Bank of America. The successfully filed in Federal Court and the Federal Court in Boston Massachusetts agreed with the Bank.
Thank You
Karl
Highlands Ranch,Colorado,
USA
"POLITISHIN POEM"....
#27Consumer Comment
Wed, January 05, 2011
is available at this website!
*Just type in 476868 and it appears as 'Consumer Comment #5' at Ripoff Report #476868.
Thank You
HAPPY NEW YEAR
Karl
Highlands Ranch,Colorado,
USA
FRANK, CAN YOU PLEASE GIVE US AN UPDATE REGARDING....
#27Consumer Comment
Mon, November 08, 2010
Marianna's situation?
Karl
Highlands Ranch,Colorado,
USA
*HAPPY BIRTHDAY TO YOU...HAPPY BIRTHDAY TO YOU...HAPPY BIRTHDAY....
#27Consumer Comment
Mon, May 31, 2010
"The Collapse Has Been Triggered".....HAPPY BIRTHDAY TO YOU!
Karl
Highlands Ranch,Colorado,
USA
BARN 'E' FRANC POEM
#27Consumer Comment
Wed, February 03, 2010
BARN 'E' FRANC POEM