Bank of America BAC Home Loans Servicing Bank of America only approves mods if you have a CASH PAYOFF!!!!! Charlotte, North Carolina
I was approved on 3/09. My ex wife had released title back to me and they told me I was denied because she did not sign the docs so I had to start all over. Then they assigned me to the Bankruptcy department cuz my ex wife filed Bankruptcy. And I told them she was not on my loan. They they tried to tell me in order to remove her name off the loan I have to payoff the entire mortgage balance even after they received my release of title documents. Does anybody there know what the heck is going on? It scares me that an entry level person making $8.00 per hour can be causing me to lose my home, the home that I have built with my own two hands. Finally after another 2 years of the run around after finally getting the Bankruptcy dept negotator on the phone, Barbara Sanchez, she very rudely tells me and my agent that she cannot nor will not bea able to speak to me for another 6 weeks. Six weeks go by and nothing, after many additional inquiries, nothing! Then she finally sends me a denial letter stating she cannot get ahold of me...WTF?????? It is all bad...they are more crooked than a three dollar bill. What frightens me the most is that the fate of my home is in their hands!
Heaven help us all and God Please save us from this horrible, horrible lame excuse for a banking institution!!!
7 Updates & Rebuttals
anne
Raleigh,North Carolina,
USA
BOA Home Loan Modification Fraud ( Class Action )
#8General Comment
Tue, September 20, 2011
I need people in North Carolina and South Carolina to help me take action against BOA. They said I was approved then oh sorry error on our part after 2 years. I have a lawyer ready to work on this case. I'm mentally exhausted from false promises, threats, harassment!
If you need help then send me an e-mail.
Thanks
Ann
Karl
Highlands Ranch,Colorado,
USA
Encore presentation of- WE'RE EXPOSING ALL THE BANKERS.....
#8Consumer Comment
Fri, August 26, 2011
is available in the consumer comments section at this Ripoff Report!
Thank You
***CD ALERT: Don't forget to type in 453956 at this site and read Jim's Ripoff Report for valuable information if you have a CD with any of the big banks in the USA, like Wells Fargo.
Jim
Millbrook,Alabama,
U.S.A.
KARL'S FULLA SH*T HERE, HIS POEMS ARE CRAP
#8Consumer Comment
Tue, June 28, 2011
And he knows it(NOW WATCH KARL RUSH TO COVER THIS UP LIKE A CAT CLEANING A MESS ON A TILE FLOOR SCRAPE,SCRAPE,SCRAPE.
Karl
Highlands Ranch,Colorado,
USA
Encore presentation of- GOLDMIN SUX POEM
#8Consumer Comment
Tue, June 28, 2011
GOLDMIN SUX POEM
He's got hemorrhoids
Where's his TUCKS
Something's itchy
GOLDMIN SUX
Drive those cars
Drive those trucks
Something's stinky
GOLDMIN SUX
Defraud investors
Take their bucks
Something's fishy
GOLDMIN SUX
Stock got hammered
Hit by trucks
Relieve that burning
GOLDMIN SUX!
End.
"GOLDMIN SUX POEM" was originally posted at this site on April 30, 2010. Just type in 420576 and it appears as 'Consumer Comment #2' at Ripoff Report #420576.
Thank You
***ALERT: Please do not confuse the above poem with the poem entitled- "GOLDMIN SAX POEM". It was posted on April 19, 2010, and appears as 'Consumer Comment #24' at Ripoff Report #529757. Just type in 529757 at this site to read it.
Karl
Highlands Ranch,Colorado,
USA
Encore presentation of- WE'RE EXPOSING ALL THE BANKERS
#8Consumer Comment
Wed, May 18, 2011
WE'RE EXPOSING ALL THE BANKERS
(Please sing to the tune of- "I've Been Working On The Railroad")
Anyone can 'Google' this- I'VE BEEN WORKING ON THE RAILROAD SONG LYRICS MIDI BOY SCOUT, and sing the following lyrics to that tune, correct?
Here we go- 1, 2, 3, 4....
We're exposing all the bankers
Every single day
We're exposing all the 'big-shots'
Who deceive us for their pay
Bail-out money for the bankers
TARP makes 'em very, very, glad
Screw the people take their houses
Scam mom and kids and dad.
Bankers are so greedy and deceptive
Bankers are so bloated and they're mean, we say;
Bankers scam the people 'cause they're rotten
Flush 'em down the toilet today
Flush, flush, into a commode
Flush-flush into a commode, we say;
Flush, flush, into a commode
Flush 'em very far away!
End.
"WE'RE EXPOSING ALL THE BANKERS" was originally posted at this site on November 18, 2010. Just type in 502469 and it appears in 'Consumer Comment #63' at Ripoff Report #502469.
Thank You
Anyone can 'Google' this- "I'VE BEEN ATTACKED", CRIED ALLEGED VICTIM OF IMF CHIEF, and read the related articles on the web about the hotel employee in New York who was allegedly sexually assaulted by the IMF chief Dominique Strauss-Kahn, right?
"Knowledge is power."
POWER TO THE PEOPLE
Flynrider
Phoenix,Arizona,
USA
I can take a guess.
#8Consumer Comment
Tue, May 17, 2011
" They they tried to tell me in order to remove her name off the loan I have to payoff the entire mortgage balance even after they received my release of title documents. Does anybody there know what the heck is going on?"
If the loan was written with you and your wife as the borrowers, they can't just drop her name off of the loan. She can release any interest in the home, but that still does not remove the obligation she had to pay the mortgage. In short, there needs to be a new mortgage with you listed as the sole borrower. The only way to do that is to refinance the property, which is essentially what they mean by paying off the entire loan balance (and subsequently getting another loan in your name only).
Karl
Highlands Ranch,Colorado,
USA
Eric,
#8Consumer Comment
Tue, May 17, 2011
Make sure to 'Google' this- WALL STREET BANKS FACE NEW YORK MORTGAGE PROBE, and read about the three banks that were named in that article. I believe that Goldman Sachs, Bank of America, and Morgan Stanley, were all mentioned in that article that came out on May 17th, 2011.
You can file a report with your Attorney General. Make sure to send it registered mail, and send a copy to the New York Attorney General's office too.
You can also contact ALL of your Local News stations in your city and get in touch with their Investigative Reporters. Maybe someone will help you and do a story on T.V.
Make sure to 'Google' this- 9WANTS TO KNOW STARTS WEEK-LONG PUSH TO HELP HOMEOWNERS, and watch the video and read the article on the web.
Good luck to you!