Bank Of America Line Of Credit Late Fee Ripoffs Huntsville Alabama
Get this. I called BOA and requested a decrease in by interest rates that have crept up from 7.99 up to 14.99% on a large line of credit.
I was then told that I could not get this because my payments have been late twice in 6 months. Not True... Some time during the summer of 08 I received a statement that had 2 late payments listed. I had in fact paid the bill 12 days early...They counted this as a payment in the previous month..They removed the charges, but the late payment remained on what they call an in house report...
I have 2 accounts that i make payments from listed on BOA. For those of you who are not aware. BOA had a security breach of their computers sometime in Oct 08.. I had (immediately after my payment cleared) changed one of my Bank accounts a new bnk acct.
I received another notice of 2 more $49. late fees, Not one charge, They always charge me twice. The problem as I see it, they deleted my bank accounts from the account in order to "protect my information". Then proceeded to charge me late fees, and..get this... a NSF fee because when they reset my account back to the previous old accounts a month after the old bnk account was closed. The new account had to be re-entered...in order for them to correct the error. The late notations and the NSF is still listed on their in house report..therefore I cannot get a decreased interest rate.
And to top this I have copies of all computer generated payment to them with confermation numbers and dates to show timely payments.
They told me that they didnt make enough money off my acct to decrease my interest rate.
Crazy in Alabama
Jwscrstuff
HUNTSVILLE, Alabama
U.S.A.
1 Updates & Rebuttals
Karl
Highlands Ranch,Colorado,
U.S.A.
Crazy in Alabama, Just the other night on 9NEWS in Denver.......
#2Consumer Comment
Wed, February 04, 2009
a man was arrested because he had a storage unit that he didn't pay the monthly charge for, and all of the contents in that storage unit went up for auction. GUESS WHAT WAS IN THAT storage unit? People's IDENTITIES! There were fake driver's licenses that were made with people's identities, and even records from a local hospital with people's social security #'s, & credit card #'s.
This is not going to be an ISOLATED INCIDENT! Now that the economy is going down the tubes, there will be much more IDENTITY THEFT! When people's identities are stolen it will trickle down into their credit cards, & their bank accounts, because all of this info will be easily accessible by the ones stealing people's identities!
And just last week there was a Report that Monster.com's website was evidentally hacked into by someone! If that Report is true, then MILLIONS of people's IDENTITIES could be in jeopardy, right?
You won't know about it until it effects you, correct? Imagine all the IDENTITIES that are at Car Dealerships all over the USA!!! Over that past 5 years alone there were about 75 MILLION new cars sold in the USA. This DOESN'T include the sale of used cars!
Every dealership has what is called a 'DEAL JACKET' with the customer's information regarding that purchase. In that 'deal jacket' there is- the customer's social security #, the customers date of birth, the customer's address, a copy of the customer's drivers license, information about where the customer is employed, the customer's monthly income....................and even credit card information in many cases!!!!
This is WHY you want to get ALL OF YOUR accounts OUT of every PUBLICLY HELD BANK NOW!!!!!
By having your bank accounts with a LOCAL CREDIT UNION, or a LOCALLY OWNED & OPERATED BANK, you can always drive down to that bank and explain any situation, or problem that may arise, to someone in charge, wouldn't you agree?
If your bank accounts are with PUBLICLY HELD BANKS like Bank of America, Citigroup, Wells Fargo......you cannot talk to the ones in charge because they are the CEO's, right? You'll be given the 'run-around' by someone who really can't do much for you, correct?
EVERYONE IN THE USA should CLOSE THEIR ACCOUNTS with banks that are PUBLICLY HELD right now, wouldn't you agree?
POWER TO THE PEOPLE
P.S. You can go to www.9news.com and search that story. You can also type in this - NOTTINGHAM, and click on it and then get to the page where it says this- 9NEWS (35), and click on that. Then scroll down to NEXT, and click on it. Go to the Thursday March 20th story entitled-
'New Warrant Served in Connection to Prostitution Ring', and read where a 'PROSTITUTION RING' in Denver was busted that catered to QUOTE: 'prominent clients including JUDGES, LAWYERS, BUSINESSMEN, ATHLETES, and POLITICIANS.'
It's the Article where Microsoft Corporation was served a SEARCH WARRANT regarding this PROSTITUTION RING. I'm sure you'll find it.
Have a nice day!
I'm Karl, and I approve this Update!