Bank Of America Massive fraud and deception at BofA 2 bad stories. ripoff San Francisco California
Bank of America may have been named one of the best banks in the U.S. and/or world. That may be because of the employees and customers but other than this this bank has some serious issues.
My first complaint.
I wrote some checks that bounced. I was wrong and BofA rightfully penalized me. But after they had taken the money out of my savings account and I paid off the stores in which the checks were made out to. The store for some reason decided to try and process the checks again.
Now, I mentioned that both parties were paid before this happened.
Bank of America then dediced to go into my accounts and take more money than they were entitle to and drain my account, then turned over the account to a collection agency as fast as they could legally do. I was upset because I always payed and patronized this bank.
Since then I have repeatably tried to contact BofA management and ask them to waive the debt. and replinish the money they took out of my account. I feel this large corporation can get the debt collectors to waive their part of the fee and then give me back my money. This may sound silly but I feel they are responsible for the extra money taken from my account and the store also should answer for processing the checks twice. But its Bank of America who took more cash than they were entitled to from my account.
This is what I am suggesting and asking.
In overdraft protection why shouldn't a bank pay back any extra cash from the account once it can be proven this was the case?
Banks and stores should be held accountable after they have been paid in full and all banks should have a consumer advocate for cases like these.
It is bacause of laws that favor banks to get them to even respond to this subject but if you or any members have simular questions feel free to contact me for and with advise.
Thank you.
#2: Warning!
It came to my attention in 2002 thru friends and employees at BofA that the bank worked with the FBI to spy on people and are accused of messing with the accounts of customers for unknown reasons. This happened in Oakland and San Francisco in spring of 2002. Go to a Northern California newspaper website and dig up Bank of America computer glitch in their archives from March or April of 2002 and you will see this story: The reality is is that the FBI-local police planned to frame someone for stealing money for some criminal-rumored to be eco-terrorist acitivities. But something went wrong and they decided to say it was just a glitch.
My point is that they may need to look at customer accounts for terrorist or criminal activities but in Northern California its more likely that they are targeting a civil rights, anti-war or pro-choice activist-this is nothing new in California. So I would suggest all customers of BofA be advised that the OHS and FBI does work with BofA and they will probe accounts and other personal information including insurance.
Any comments on this information feel free to contact me by using the rebuttal box below.
Thank you,
Please be advised!
BofA in 2002 worked with the FBI and non-government people to spy on and change (and change) the amount of accounts that people had in these account
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
John
San Francisco, California
U.S.A.
8 Updates & Rebuttals
Tom
Houston,Texas,
U.S.A.
Absolute, 100% sure - well, maybe
#9Consumer Comment
Tue, February 22, 2005
John reported he was right in that the FBI altered accounts, etc. Except even he says 'allegedly'.
So, John was absolutely right in that the FBI ALLEGEDLY did some wrong doing.
Alledgedly shows only that someone thinks something has happened. It, many times, has no basis in fact and more than likely is based on rumor.
Tom
Houston,Texas,
U.S.A.
Absolute, 100% sure - well, maybe
#9Consumer Comment
Tue, February 22, 2005
John reported he was right in that the FBI altered accounts, etc. Except even he says 'allegedly'.
So, John was absolutely right in that the FBI ALLEGEDLY did some wrong doing.
Alledgedly shows only that someone thinks something has happened. It, many times, has no basis in fact and more than likely is based on rumor.
Tom
Houston,Texas,
U.S.A.
Absolute, 100% sure - well, maybe
#9Consumer Comment
Tue, February 22, 2005
John reported he was right in that the FBI altered accounts, etc. Except even he says 'allegedly'.
So, John was absolutely right in that the FBI ALLEGEDLY did some wrong doing.
Alledgedly shows only that someone thinks something has happened. It, many times, has no basis in fact and more than likely is based on rumor.
Tom
Houston,Texas,
U.S.A.
Absolute, 100% sure - well, maybe
#9Consumer Comment
Tue, February 22, 2005
John reported he was right in that the FBI altered accounts, etc. Except even he says 'allegedly'.
So, John was absolutely right in that the FBI ALLEGEDLY did some wrong doing.
Alledgedly shows only that someone thinks something has happened. It, many times, has no basis in fact and more than likely is based on rumor.
John
San Francisco,California,
U.S.A.
I appreciate the response, but I have proof of #2 accustaion.
#9Author of original report
Fri, February 11, 2005
I thank the people who answered my complaint. BofA as a bank has some problem's it needs to straighten out. The was no.# 1 of my complaint against this bank.
But on the other subject I was absolutely right about the incident that happened in 2002 and why it was. I didn't just out of the blue think this up I have inside information and witnesses regarding BofA's collusion with the FBI and other agencies.
First of all, I know it is a smart thing to monitor accounts (the FBI and secret service and monitor any account ten Gs or more) and aggree it needs to be done to prevent all kinds of crime, including terrorism. What I wrote about the incident in 2002 was a crime against the people of the U.S. because the FBI allegedly created and/ or altered the accounts of people that companies (not national security) who didn't like their politics wanted harassed or jailed. These persons were from various political organizations....I know activist can commit acts of terrorism but in this case these people, are not harming anyone just putting pressure on certain companies and federal agencies on various subject. I don't have to prove my case just inform you of the glitch that occured and what the FBI ordered the bank to explain. Past victims of governmetn harassment told the activist community what happened and they told others who told me....so give the FBI and other agencies credit when the do their job not when the go after innocent people for politically motivated reasons.
John
San Francisco,California,
U.S.A.
I appreciate the response, but I have proof of #2 accustaion.
#9Author of original report
Fri, February 11, 2005
I thank the people who answered my complaint. BofA as a bank has some problem's it needs to straighten out. The was no.# 1 of my complaint against this bank.
But on the other subject I was absolutely right about the incident that happened in 2002 and why it was. I didn't just out of the blue think this up I have inside information and witnesses regarding BofA's collusion with the FBI and other agencies.
First of all, I know it is a smart thing to monitor accounts (the FBI and secret service and monitor any account ten Gs or more) and aggree it needs to be done to prevent all kinds of crime, including terrorism. What I wrote about the incident in 2002 was a crime against the people of the U.S. because the FBI allegedly created and/ or altered the accounts of people that companies (not national security) who didn't like their politics wanted harassed or jailed. These persons were from various political organizations....I know activist can commit acts of terrorism but in this case these people, are not harming anyone just putting pressure on certain companies and federal agencies on various subject. I don't have to prove my case just inform you of the glitch that occured and what the FBI ordered the bank to explain. Past victims of governmetn harassment told the activist community what happened and they told others who told me....so give the FBI and other agencies credit when the do their job not when the go after innocent people for politically motivated reasons.
John
White,Georgia,
U.S.A.
Why is the Bank responsible
#9Consumer Comment
Tue, February 08, 2005
If the stores still had the checks after you paid them off you are the one who made the mistake. When you paid off the store you should have demanded the checks that were returned be given back to you so that you can destroy them. The bank had no way of knowing that you had paid off the store. Many businesses resubmit returned checks a second time.
You are attacking the bank for ypour own negligence. You need to contact the stores and demand that they pay you the fees that they caused.
Jacob
Tarzana,California,
U.S.A.
get those fees back
#9Consumer Suggestion
Mon, February 07, 2005
John, just wanted to let you know that the bank sends the checks back to the payee, and their banks will often submit the checks again automatically.
That is the big problem. It is all done electronically, and BofA should have cleaned up the fees in my opinion.
As far as the second warning goes, you seem to be very paranoid.
But your paranoia is not unfounded.
They are watching, and they have an obligation to work with the government to report people.
I am personally glad that people pulling "funny stuff" with their bank accounts get reported and watched.
As far as the first thing goes, I would keep pushing to have any of those fees reversed.
At the bank I worked for, they understood that checks would be processed twice causing fees sometimes, and they would reverse them.
I would keep pushing for a manager to do this depending on your history with them.