Complaint Review: Baxter Financial

baxter financial levied my bank account, but I fought back and won. When my account was levied i called and spoke with an attorney at fein such Kahn and Shepard. The attorney didn't know anything about the debt except the date and that the credit card was thru providian bank. i told him i didn't think the debt was mine because name was in my maiden name and I had been married for years So I'd like more information.

He said he would get back to me. That night i went home and callEd providian... Long story short within a cpl hours I'd found out the cc was from 2003, defaulted in 2005 and had bounced around between 5 collection agencies between 2005-2008 which is when it ended up with baxter. I called FSKS the next day and told a lawyer if the debt was mine id make arrangements to pay but i definitely needed more information before i could do that.

He said he'd call me back. After two days of calling and leaving messages with no answer or return calls i decided to fight the judgment. I went to the court and filed an objection to levy to have a thousand of my dollars released. I also filed a motion to vacate the defaulted judgment due to improper service because the address that was served in 2008 I hadn't lived there since 2005 and an answer out of time to the original complaint. It wasn't hard at all. I did all my research on line and handled it all myself.

When I went to court baxter financial didn't even show up. the judgment was vacated. We went to trial about a month later...again a no show from baxter so I won the trial. I did all this without an attorney. But now I am ready to make them pay. between bank fees, inconvenience, late fees, time off work, bounced check charges and just plain mental anguish they should have at least shown up for court.

They fraudulently got a judgment against me because I wasnt served properly and they knew it. if they would have checked my DMV record they could have gotten my current address because it  was on record. It was also on all three of my credit reports. i want to sue baxter financial but other than the fein such Kahn and Shepard info i can't find anything on them. They aren't on record anywhere as being an accredited business.

I'm sure I'm not the only one this has happened to. If there are others lets get together and fight back. If anyone knows anything about this alleged company or business any information would be so appreciated. if this happens to you don't give up and don't let them have your hard earned money. Make them pay. If u fight back just a little the bullies will run.

unless the jdb that currently owns ur debt can provide your original signed credit card contract and/or receipts signed by you AND show assignment from each agency that had it for the life of the debt (and they probably can't), YOU WILL WIN! 

Here is the history of my alleged debt:

providian

collection America 

square two

laridian

wamu

chase 

cach LLC 

baxter financial