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Bay Area Business Council (BABC) is a ripoff. They are MISLEADING, DISHONEST, & FRAUDULENT CRIMINALS. Largo, Florida
On July 19,2002 I too was a victim of these scam artists. I received a phone call about a credit card too good to refuse. I asked the representative what bank where they calling me from and he stated Bank of America. Right away I thought he was a ligit employee. I was offered a no annual, no processing fee, 6% interest credit card with a limit of $10,000, which according to the rep, I could transfer my existing balances of other credit cards into my new account with them.
He asked for my checking account number,assured me that there wouldn't be any charges to my account and that the card was going to be an unsecured credit card. If by agreeing to this special offer they would throw in a trip to Florida. Not concerned about the trip but more on the special offer of the credit card I was interested.
The employee than said someone from their shipping dept. was going to contact me within 2 minutes to verify all of my I info so they can ship a package asap via UPS,I agreed and hung up.
A new rep called me and stated a recording will come on and will go over the same info the previous rep went over with me,and that it shall be recorded. All I was able to understand of the tape was there is $25 shipping charge. when the recording was over I asked the rep that I had heard something about a $25 charge He said, "No dont worry about it there will not be any $25 charge". so I went ahead and agreed and hung up. July 21,2002 there was a draft from my account of $399 that I never authorized.
BEN
CANYON COUNTRY, California
1 Updates & Rebuttals
anti
nyc,New York,
CLOSE your account!
#2Consumer Suggestion
Tue, June 25, 2002
Go to your bank and tell them that money was taken from your account illegally as you did not authorize them to take out money of your account.
They will provide a form you have to fill out. Your bank can get your money back.
Do this before 60 days are up from the day they debited your account. CLOSE your account ASAP and open a new one as they will keep on taking money out of your account under different business names. It is the only way to stop them taking money out of your account.
NEVER accept ANY financial offer (credit card, loan, credit repair) over the phone. HANG up immediately or ask them to send the offer in letter. Even if they are legit, there is no way to get all the fine print through phone.
(Btw it is a federal offense to promise a garanteed line of credit for a fee over the telephone. )