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BB&T Bank Bad Customer Service & Interest Rip-offs Continue ! Wilson North Carolina
Following many calls to customer service, these people, just can't get it right, which means this practice is probably a part of their "corporate plan".
I have an auto loan that auto-deducts out of my checking account monthly, and I thought I'd like to make additional principal payments after my regular payment to finish the loan off early. I paid $75 additional, and when I got the monthly printed statement, these guys took $53.35 in interest and $21.65 on the principal. Needles to say I freaked out, and immediately called in to have it fixed.
I got many different stories, from..."you can't do that", to the final answer " Oh, yea this we can easily correct". Well, here it is months later and still not fixed, and I get the feeling they believe we are all ignorant, illiterate, and stupid that we'll never find this , let alone get perturbed enough to lodge this complaint.
I have had many loans and dealings with banks, but I've never seen anything quite as bad as these people, so if your considering BB&T, save yourself some agrivation, and avoid this bank.
Monday I will again start calling to have this situation rectified, and go through it all one more time.
Jackskipa
Richland, Pennsylvania
U.S.A.
1 Updates & Rebuttals
Golfinggirl
Pfafftown,North Carolina,
U.S.A.
Loans outside of footprint
#2UPDATE Employee
Tue, April 15, 2008
I have a hard time believing you have an auto loan with BB&T when there are no branches in Pennsylvania. BB&T does not generally lend outside of its footprint. That being said, there may be a prepayment penalty--do you know the terms of your loan? Also, a simple (professional not angry) call can probably get the situation fixed. You'll need to talk to the right person--ask for their name and title.