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BBVA Compass Bank (formerly Compass Bank) Will Close If Blacklisted By Compass Bank Nationwide
The bank may approve the card - but close it later if you have been blacklisted by the former Compass Bank (paid or unpaid accounts).
They don't tell you this, but will send the card. Once you try to load or activate, the system will say the account is closed. After several calls, I finally got someone who gave me the information on the closure.
I kept requesting a letter stating why the account was closed, but to date, have not gotten one.
Also, many of the large banks will run Chexsystems for a prepaid card approval. They want to profile you to see what other long-term banking services they can market to you.