Complaint Review: Beal Bank/Les Zieve Law

For ten years I paid a mortgage upon which my name did not appear. The mortgage was my mother's, and when she died in 2005, her death was reported to the loan holder, Aames Home Loan. I was told, and I think this constitutes legal advice, to just keep paying the bill.

Due to illness, I lost my job and all income. I applied for loan mod consideration, was denied, came up with the money to pay, and carried on.

The tax assessor's office told me to file probate. I think they are forbidden to do so as that constitutes giving legal advice. Nevertheless, I took the advice and filed probate I order to gain clear title to our property.

Beal Bank started foreclosure under a trust deed while probate was open. I should have reported them then to the probate court, but did not.

To stop the foreclosure, I filed CH 13 bankruptcy. Counsel for Beal Bank submitted an altered document to the federal court regarding the trust deed under which they sumitted their claim. An original lender holding a 1st retains the original instrument until the monies are repaid. The document submitted to the court was attached to a full reconveyance dating from 1997.

I suggested to my attorney that Beal Bank be requested to produce the original trust deed to substantiate their claim.

In sum, I have presented documentary evidence to the federal bankruptcy court and the FDIC that Beal Bank knowingly wrongly foreclosed on my property and has defrauded me.