BEST WEST FINANCIAL I was Scammed for 987 dollars sent to them western union and had to pay the total of 1066 and was told my deposit would be returned Internet
I applied for a loan with this company and was approved and told they are a loan company that help people with bad credit rebuild there credit. I had been speaking with Ferzana Ahmed and was told that because I was a high risk applicant that a security deposit would had to be put down and would be returned to me after a steady three month payments with no delinquencies. I had to then send the 987 dollars western union and was told that the fees from the western union would be returned as well. I read over the contract as well as had my husband go over it and when we saw that it was to be a legitimate binding contract we continued with the application. This was done Monday Dec 29 2008 and I was told the money would be in my acct with in 12-24 hours. When the money never hit my account I continued to call Ms. Ferzana Ahmed and never got any answer I have left multiply messages and still no return call. If anyone could help me Please provide me with any information to continue to retrieve my funds. I have every email as well as documentation that was sent them and the contract. I also have the receipt of the western union and the person to whom it was sent to.
Katisha
Washington, District of Columbia
U.S.A.
5 Updates & Rebuttals
Scammed By Avenue Financial Group In New York
Akron,Ohio,
U.S.A.
Class Action - Go to Fraud Watchers AND Scam Warners
#6Consumer Suggestion
Mon, January 05, 2009
This report has been generated as the result of a financial fraud that was committed against me by Avenue Financial Group (AFG) which actually does not exist but the address they provide on their letterhead is 595 Stewart Avenue, Garden City, NY 11530. The telephone number that was used during all communications is 866.403.6662 and the fax number that was used is 516.977.1030. Their website is www.avenuefinancial.net. The names of the two people that I spoke with are Brenda Olsen (x384) and Dennis Crown (x0).
On December 5, 2008 I conducted an online search for a long term personal loan. Mind you, I had never applied for a loan in my life with the exception of my two college degrees and my automobile. I immediately recognized that name Lending Tree, LLC at www.lendingtree.com and decided to check further into the process required to obtain a loan. All that was required was that I fill out an application consisting of personal information such as my social security number and address. On December 9, 2008 I was contacted by Brenda Olsen who left a voicemail message stating that I had been approved for a $5,000 loan through Avenue Financial Group based out of New York. After searching for the company name online, I found multiple companies throughout the United States and Canada with the same name, checked the BBB which didn't have any positive or negative information, and researched their website @ www.avenuefinancial.net.
I returned Brenda's phone call on December 9, 2008. Brenda congratulated me on being approved for the $5,000 loan. She explained that because this was a secured loan that I would need to provide collateral for insurance purposes as stated in the faxed agreement. The collateral required consisted of and was equal to 5 monthly payments totaling $1,107.20 and since I was making such a large payment upfront that I would not need to begin repaying the loan until June of 2009 for two years at $221.00 per month. I reviewed the documents numerous times. Everything appeared to be completely legitimate. I borrowed money against my 401K account in order to pay for the collateral. On December 15, 2008 I contacted Brenda Olsen to inform her that I had the collateral payment required to secure the loan. Brenda explained that the lender was located in Canada and that I needed to wire the funds directly to them. I asked Brenda how to wire the money since I had zero knowledge or experience wiring money. She told me to go to Walmart and ask for a red and white form called a Money Gram. I was to send the collateral payment to the Canadian lender, Christine Osborne in Thompson, MB, Canada. Since the fee was going to be $22.00 Brenda told me to simply send $1,100 and the remaining monies would be credited to my loan. I followed all of these instructions and contacted Brenda to provide her with the reference number as requested. Brenda stated that the $5,000 loan would be directly deposited into my account on December 16, 2008.
On the morning of December 16, 2009 I received a voicemail message from Dennis Crown who identified himself as the customer service manager of AFG. Dennis stated in this message that there had been a slight problem with my loan and needed to contact him immediately. Upon contacting Dennis, I learned that the lender after reassessing my loan needed to purchase an additional $1,100 in insurance to secure the loan. My other option was to receive a full refund but that I would not be able to receive this refund until January 5, 2009. I contacted Brenda Olsen who appeared to be completely unaware of the situation and stated that Dennis was a good man and would take good care of me. Brenda also stated that Dennis needed to speak with me again. I contacted Dennis once again who stated that he had spoken with the lender and that they would work something out with me for an additional $800 instead of the original $1,100 to secure the loan. I wired an additional $800 to Christine Osborne in Thompson, MB, Canada through a Money Gram at Walmart. Because the amount wired was less than $800, I was only required to pay $14.16 for the Money Gram fee.
I shared this information with a friend who began to research the company online. She found reports posted by others on www.ripoffreport.com that were identical to my experience with the same exact company as well as similar stories with different companies. These individuals stated that their loans were never deposited into their checking accounts after making two collateral payments. I knew at that point that I had been deceived. I contacted my local police department who filed a report with Financial Crimes. The following day I closed my checking account because they had my checking account number in order to transfer the loan. I also contacted all three credit bureaus to prevent identity theft since these criminals had all of my personal information including my social security number. They also had a faxed copy of my passport that I provided for their requirement to provide a type of government ID. The reason I provided this document as opposed to my driver's license is because I was in my office and it was quicker than getting my wallet out of my purse.
Dennis Crown had the nerve to contact me a third time. This time he stated that they would provide me with a $10,000 loan but that I needed to pay an additional 10 monthly payments. I told him no and demanded a refund in the amount of $1,900. I pretended that I wasn't aware that they had deceived me. Dennis informed me that a refund would be made on January 5, 2009 but since the company doesn't exist I know that I will never see this money again unless someone finds these criminals and prosecutes them to the fullest extent possible. This experience has been completely and utterly devastating. I have been severely violated and am in complete distress.
The website of Avenue Financial was created on 11.05.08 through SiteTiki.com which is a company based out of Singapore. This information can be obtained through the WHOIS database which I discovered on the BBB website. According to http://www.ripoffreport.com/default.asp, there are a series of companies that are potentially being operated by the same people. This inference was derived as a result of the reports filed by other individuals indicating the exact same scam and strategies utilized. I have documented these and am happy to share them with anyone who can help. In addition, Jason from LA who also went through Lending Tree, LLC (see http://www.ripoffreport.com/default.asp) has contacted an attorney in LA as he was scammed out of more than $5,000 and is seeking to file a civil lawsuit
I pray that there is someone out there that can and is willing to assist me and other victims in finding these individuals who are hacking into Lending Tree's website before they violate and take advantage of other innocent people. Please contact me if you have any information as to what I can do to seek justice and to put an end to their criminal practices.
Other Fraudulent and Fake Companies all being Operated by the Same Individuals:
Trenton Financial Group
Stanford Financial Group
Watson Financial Group
Beacon Financial Group
Fairway Financial Group
Bellwood Financial Group
National Trust Financial Group
Clearview Lending Group
Winchester Lending Group
Metro Lending Group
Charter Lending Group
Hudson Lending Group
Prevathon Lending Group
Moneta Lending Group
Invesco Lending Group
Oakdale Lending Group
Winfield Lending Group
Vision Lending Corporation
Capital Lending
Clearview Lending
Birchcliff Lending
Pioneer Lending
Sutherland Lending
Parkway Lending
Superior Lending
First Universal Lending
Avalon Lending Services
Charter Stone Financial
Marrow and Parke Financial
Capital Venture Investments
If you have been a victim please contact your local authorities immediately. In addition, contact all three credit bureaus to protect your identity. You may also need to close your checking account immediately to protect yourself from further damage.
Moreover, make sure to file reports with http://www.ftc.gov/index.shtml, http://www.ic3.gov/default.aspx, and all other government agencies such as the BBB, attorney general, and FBI as well as any media groups. Please share your story with Fraud Watchers and Scam Warners as well. We need all of the support that we can get.
Robert
Buffalo,New York,
U.S.A.
I think your money is gone.
#6Consumer Suggestion
Mon, January 05, 2009
I suspect your money is gone. This appears to be a variance of the "advance fee loan scam." In the U.S. it is illegal to require any prepayment, collateral payment, insurance, etc for approval of consumer credit. You can learn about this scam at the FTC website www.ftc.gov
You might try contacting the OWNER of the bwfinancial domain. WHOIS information is below:
Domain name: www.bwfinancial.com
Registrant Contact:
DoodleBit LLC
Ben Kittrell ()
Fax:
PO Box 414743
Kansas City, MO 64141
US
Administrative Contact:
DoodleBit LLC
Ben Kittrell (ben@doodlebit.com)
+1.8162986294
Fax:
PO Box 414743
Kansas City, MO 64141
US
Technical Contact:
DoodleBit LLC
Ben Kittrell (ben@doodlebit.com)
+1.8162986294
Fax:
PO Box 414743
Kansas City, MO 64141
US
Status: Locked
Name Servers:
dns1.name-services.com
dns2.name-services.com
dns3.name-services.com
dns4.name-services.com
dns5.name-services.com
Creation date: 05 Dec 2008 03:17:07
Expiration date: 05 Dec 2009 03:17:07
Also, you should file written complaints with the FTC, your state attorney general and the FBI. I would guess that they had you send money to some address in Canada (most common with this type of scam) and if you did, then you should also file a complaint with the Royal Canadian Mounted Police.
Robert
Buffalo,New York,
U.S.A.
I think your money is gone.
#6Consumer Suggestion
Mon, January 05, 2009
I suspect your money is gone. This appears to be a variance of the "advance fee loan scam." In the U.S. it is illegal to require any prepayment, collateral payment, insurance, etc for approval of consumer credit. You can learn about this scam at the FTC website www.ftc.gov
You might try contacting the OWNER of the bwfinancial domain. WHOIS information is below:
Domain name: www.bwfinancial.com
Registrant Contact:
DoodleBit LLC
Ben Kittrell ()
Fax:
PO Box 414743
Kansas City, MO 64141
US
Administrative Contact:
DoodleBit LLC
Ben Kittrell (ben@doodlebit.com)
+1.8162986294
Fax:
PO Box 414743
Kansas City, MO 64141
US
Technical Contact:
DoodleBit LLC
Ben Kittrell (ben@doodlebit.com)
+1.8162986294
Fax:
PO Box 414743
Kansas City, MO 64141
US
Status: Locked
Name Servers:
dns1.name-services.com
dns2.name-services.com
dns3.name-services.com
dns4.name-services.com
dns5.name-services.com
Creation date: 05 Dec 2008 03:17:07
Expiration date: 05 Dec 2009 03:17:07
Also, you should file written complaints with the FTC, your state attorney general and the FBI. I would guess that they had you send money to some address in Canada (most common with this type of scam) and if you did, then you should also file a complaint with the Royal Canadian Mounted Police.
Robert
Buffalo,New York,
U.S.A.
I think your money is gone.
#6Consumer Suggestion
Mon, January 05, 2009
I suspect your money is gone. This appears to be a variance of the "advance fee loan scam." In the U.S. it is illegal to require any prepayment, collateral payment, insurance, etc for approval of consumer credit. You can learn about this scam at the FTC website www.ftc.gov
You might try contacting the OWNER of the bwfinancial domain. WHOIS information is below:
Domain name: www.bwfinancial.com
Registrant Contact:
DoodleBit LLC
Ben Kittrell ()
Fax:
PO Box 414743
Kansas City, MO 64141
US
Administrative Contact:
DoodleBit LLC
Ben Kittrell (ben@doodlebit.com)
+1.8162986294
Fax:
PO Box 414743
Kansas City, MO 64141
US
Technical Contact:
DoodleBit LLC
Ben Kittrell (ben@doodlebit.com)
+1.8162986294
Fax:
PO Box 414743
Kansas City, MO 64141
US
Status: Locked
Name Servers:
dns1.name-services.com
dns2.name-services.com
dns3.name-services.com
dns4.name-services.com
dns5.name-services.com
Creation date: 05 Dec 2008 03:17:07
Expiration date: 05 Dec 2009 03:17:07
Also, you should file written complaints with the FTC, your state attorney general and the FBI. I would guess that they had you send money to some address in Canada (most common with this type of scam) and if you did, then you should also file a complaint with the Royal Canadian Mounted Police.
Robert
Buffalo,New York,
U.S.A.
I think your money is gone.
#6Consumer Suggestion
Mon, January 05, 2009
I suspect your money is gone. This appears to be a variance of the "advance fee loan scam." In the U.S. it is illegal to require any prepayment, collateral payment, insurance, etc for approval of consumer credit. You can learn about this scam at the FTC website www.ftc.gov
You might try contacting the OWNER of the bwfinancial domain. WHOIS information is below:
Domain name: www.bwfinancial.com
Registrant Contact:
DoodleBit LLC
Ben Kittrell ()
Fax:
PO Box 414743
Kansas City, MO 64141
US
Administrative Contact:
DoodleBit LLC
Ben Kittrell (ben@doodlebit.com)
+1.8162986294
Fax:
PO Box 414743
Kansas City, MO 64141
US
Technical Contact:
DoodleBit LLC
Ben Kittrell (ben@doodlebit.com)
+1.8162986294
Fax:
PO Box 414743
Kansas City, MO 64141
US
Status: Locked
Name Servers:
dns1.name-services.com
dns2.name-services.com
dns3.name-services.com
dns4.name-services.com
dns5.name-services.com
Creation date: 05 Dec 2008 03:17:07
Expiration date: 05 Dec 2009 03:17:07
Also, you should file written complaints with the FTC, your state attorney general and the FBI. I would guess that they had you send money to some address in Canada (most common with this type of scam) and if you did, then you should also file a complaint with the Royal Canadian Mounted Police.