Complaint Review: AMERICRED

I RECIEVED THIS POSTCARD IN THE MAIL ONEDAY FOR A CREDITCARD TO REBUILD MY CREDIT. I CALLED THE NUMBER AND GAVE THEM ALL THE INFO THAT WAS REQUIRED TO OBTAIN THIS CARD. THE REPRESENATIVE SAID THAT THE FEE WAS $229.

SHE ALSO SAID TO CANCEL THE CARD BESURE TO CALL AT LEAST 24 HOURS PRIOR TO THE DATE THAT THE MONEY IS SUPPOSE TO BE DRAFTED.

WELL I AGREED TO HAVE THE MONEY DRAFTED THEN I DECIDED TO CHANGE MY MIND AND THAT I DIDN'T WANT THE CARD AFTER ALL. I CALLED AND CANCELED LIKE THREE DAYS AFTER THE PHONE CALL, THE REPRESENATIVE ASSURED ME THAT I DIDN'T HAVE TO WORRY ABOUT THE MONEY BEING DRAFTED.

I EVEN ASKED FOR SOME DOCUMENTATION THAT I WOULD NOT BE CHARGED AND HE SAID DON'T WORRY I TOOK CARE OF ALL OF THAT FOR YOU. THEN ABOUT TWO WEEKS LATER I FOUD THAT AMERICRED HAD TAKEN THE MONEY ANY WAY.

I CALLED AND THEY TOLD ME THAT I WOULD HAVE TO WAIT FOR THE PACKET TO ARRIVE IN ABOUT THREE WEEKS AND FOLLOW THE INSTRUCTIONS IN THE PACKET TO OBTAIN MY MONEY BACK.

I ENDED UP WAITING LIKE EIGHT WEEKS AND THEN WHEN I GOT THE PACKET IT WASN'T EVEN A CREDIT CARD IT WAS A MERCHANDISE CARD . THE INSTRUCTIONS STATED THAT I WOULD HAVE TO SEND A DATED TELEGRAM OF MY CANCELATION OR A CANCELATION NOTICE .

WELL NEEDLESS TO SAY THERE WAS NO ONE IN THIS AREA THAT DOES TELEGRAMS AND THEY DID NOT INCLUDE A CANCELATION NOTICE IN THE ORIGINAL PACKET.

DON'T FALL FOR THIS SCAM LIKE I DID BE SMART AND THINK TWICE BEFORE YOU SEND ANY MONEY TO THIS COMPANY. BEWARE OF AMERICRED!!!!!!!!!!!!!!!!!!

Aldria
copperas cove, tx