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  • Report:  #170906

Complaint Review: Bflpay

Bflpay ripoff Internet *EDitor's Suggestions on how to get your money back into your bank account!

  • Reported By:
    Union City Tennessee
  • Submitted:
    Sun, January 08, 2006
  • Updated:
    Sun, January 08, 2006

bflpay.com who is this company every month they debit my account when I try to contact them it does not work. How do I get them to stop taking money out of my account when all I get is all servers are busy. I feel I am being ripped off by bflpay.com

Jacqueline
Union City, Tennessee
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

4 Updates & Rebuttals


Lorraine - Geek Consumer Advocate :-)

Phoenix,
Arizona,
U.S.A.

Company info and phone numbers

#5Consumer Suggestion

Sun, January 08, 2006

Here is what I could find on this company. I hope it helps you figure out how they got your card number and why they are charging you.

www.bflpay.com:

bflpay.com is the payment processing and consumer services arm for internet retailer www.bfiti.com and is owned and operated by Benefitline Investments Limited, Nicosia, Cyprus. We utilize a full suite of cutting edge e-commerce tools. The product suite includes sophisticated fraud prevention, risk management, state-of-the-art gateway, automated accounting system, order/fulfillment tracking and billing through multiple payment solutions.

Benefitline Investments Limited, systems are housed at highly secure Internet facilities.
Benefitline Investments Limited, offers all consumers peace of mind while shopping on the Internet.

About Us:

bflpay.com is the payment processing and consumer services arm for internet retailer www.bfiti.com and is owned and operated by Benefitline Investments Limited, Nicosia, Cyprus. We utilize a full suite of cutting edge e-commerce tools. The product suite includes sophisticated fraud prevention, risk management, state-of-the-art gateway, automated accounting system, order/fulfillment tracking and billing through multiple payment solutions.

Benefitline Investments Limited, systems are housed at highly secure Internet facilities.
Benefitline Investments Limited, offers all consumers peace of mind while shopping on the Internet.

Support:

If you have purchased a product or service through us and have seen the following URL on your credit card or bank statement - "bflpay 866-220-0556" - and you have a question about your purchase or the billing, please contact us using one of the methods below and we will respond promptly to accommodate your need.

Customer Billing Inquiries

Benefitline Investments Limited
Them. Dervi, 15,
MARGARITA HOUSE, 1st Floor
Flat/Office 102
P.C. 1066, Nicosia, Cyprus
Toll Free Customer Service
1-866-220-0556

Please fill out the form below and an account representative will respond to your request within 24 hours.

*Bold Fields are required

First Name:
Last Name:
Please enter the first and last four digits of your credit card
1st four digits: Last four digits:
E-mail Address:
Charge Amount: Date of Charge:
Nature of Request:

Thank You.lsm5.net will contact you within 24 hours

-----------------------

http://www.bfiti.com/index.html:

Benefitline Investments Limited

Welcome

Benefitline Investments Limited is a virtual wallet used by consumers to make global purchases over the Internet in a cost effective and secure environment. The virtual (v)-wallet is an Internet wallet stored on the Bfiti main servers.You get your v-wallet by registering online and aquiring a username and password from Bfiti. Once you have your v-wallet set up, you can then transfer funds to your account (wallet) by using a valid Visa or Mastercard. These funds in your wallet, called Bfiti.com , may be used to make instant purchases or you may store the funds for future payments.Bfiti.com holds real value against the U.S. dollar currency. Each unit of Bfiti.com is worth 01 cent/one penny. Once you have deposited funds to buy Bfiti.com , your Bfiti.com is held in your v-wallet until used by you. All funds are held in an independent escrow account until purchases are made. The escrow account then pays the merchant after you have received your ordered product(s) or service(s). One major benefit of paying a merchant from a registered escrow account is that your credit card information is not shared with other merchants. You may use your Bfiti.com at any approved Bfiti merchant accepting Bfiti.com as payment for products or services.

Bfiti benefits are:

Free to consumers
Consumer's credit card information is not shared with other merchants
Consumers can now shop in a secure environment
Consumers can now make anonymous transactions
Bfiti.com has a value against real currency
Bfiti v-wallet is available 24/7/365
All merchants are paid after delivery of products or services

New Customer Register

Contact one of our Representatives via E-mail
hq@bfiti.com

Benefitline Investments Limited
Them. Dervi, 15,
MARGARITA HOUSE, 1st Floor
Flat/Office 102
P.C. 1066, Nicosia, Cyprus

Management Contact:
E-mail: hq@bfiti.com
Phone: 866-833-6840


Lorraine - Geek Consumer Advocate :-)

Phoenix,
Arizona,
U.S.A.

Company info and phone numbers

#5Consumer Suggestion

Sun, January 08, 2006

Here is what I could find on this company. I hope it helps you figure out how they got your card number and why they are charging you.

www.bflpay.com:

bflpay.com is the payment processing and consumer services arm for internet retailer www.bfiti.com and is owned and operated by Benefitline Investments Limited, Nicosia, Cyprus. We utilize a full suite of cutting edge e-commerce tools. The product suite includes sophisticated fraud prevention, risk management, state-of-the-art gateway, automated accounting system, order/fulfillment tracking and billing through multiple payment solutions.

Benefitline Investments Limited, systems are housed at highly secure Internet facilities.
Benefitline Investments Limited, offers all consumers peace of mind while shopping on the Internet.

About Us:

bflpay.com is the payment processing and consumer services arm for internet retailer www.bfiti.com and is owned and operated by Benefitline Investments Limited, Nicosia, Cyprus. We utilize a full suite of cutting edge e-commerce tools. The product suite includes sophisticated fraud prevention, risk management, state-of-the-art gateway, automated accounting system, order/fulfillment tracking and billing through multiple payment solutions.

Benefitline Investments Limited, systems are housed at highly secure Internet facilities.
Benefitline Investments Limited, offers all consumers peace of mind while shopping on the Internet.

Support:

If you have purchased a product or service through us and have seen the following URL on your credit card or bank statement - "bflpay 866-220-0556" - and you have a question about your purchase or the billing, please contact us using one of the methods below and we will respond promptly to accommodate your need.

Customer Billing Inquiries

Benefitline Investments Limited
Them. Dervi, 15,
MARGARITA HOUSE, 1st Floor
Flat/Office 102
P.C. 1066, Nicosia, Cyprus
Toll Free Customer Service
1-866-220-0556

Please fill out the form below and an account representative will respond to your request within 24 hours.

*Bold Fields are required

First Name:
Last Name:
Please enter the first and last four digits of your credit card
1st four digits: Last four digits:
E-mail Address:
Charge Amount: Date of Charge:
Nature of Request:

Thank You.lsm5.net will contact you within 24 hours

-----------------------

http://www.bfiti.com/index.html:

Benefitline Investments Limited

Welcome

Benefitline Investments Limited is a virtual wallet used by consumers to make global purchases over the Internet in a cost effective and secure environment. The virtual (v)-wallet is an Internet wallet stored on the Bfiti main servers.You get your v-wallet by registering online and aquiring a username and password from Bfiti. Once you have your v-wallet set up, you can then transfer funds to your account (wallet) by using a valid Visa or Mastercard. These funds in your wallet, called Bfiti.com , may be used to make instant purchases or you may store the funds for future payments.Bfiti.com holds real value against the U.S. dollar currency. Each unit of Bfiti.com is worth 01 cent/one penny. Once you have deposited funds to buy Bfiti.com , your Bfiti.com is held in your v-wallet until used by you. All funds are held in an independent escrow account until purchases are made. The escrow account then pays the merchant after you have received your ordered product(s) or service(s). One major benefit of paying a merchant from a registered escrow account is that your credit card information is not shared with other merchants. You may use your Bfiti.com at any approved Bfiti merchant accepting Bfiti.com as payment for products or services.

Bfiti benefits are:

Free to consumers
Consumer's credit card information is not shared with other merchants
Consumers can now shop in a secure environment
Consumers can now make anonymous transactions
Bfiti.com has a value against real currency
Bfiti v-wallet is available 24/7/365
All merchants are paid after delivery of products or services

New Customer Register

Contact one of our Representatives via E-mail
hq@bfiti.com

Benefitline Investments Limited
Them. Dervi, 15,
MARGARITA HOUSE, 1st Floor
Flat/Office 102
P.C. 1066, Nicosia, Cyprus

Management Contact:
E-mail: hq@bfiti.com
Phone: 866-833-6840


Lorraine - Geek Consumer Advocate :-)

Phoenix,
Arizona,
U.S.A.

Company info and phone numbers

#5Consumer Suggestion

Sun, January 08, 2006

Here is what I could find on this company. I hope it helps you figure out how they got your card number and why they are charging you.

www.bflpay.com:

bflpay.com is the payment processing and consumer services arm for internet retailer www.bfiti.com and is owned and operated by Benefitline Investments Limited, Nicosia, Cyprus. We utilize a full suite of cutting edge e-commerce tools. The product suite includes sophisticated fraud prevention, risk management, state-of-the-art gateway, automated accounting system, order/fulfillment tracking and billing through multiple payment solutions.

Benefitline Investments Limited, systems are housed at highly secure Internet facilities.
Benefitline Investments Limited, offers all consumers peace of mind while shopping on the Internet.

About Us:

bflpay.com is the payment processing and consumer services arm for internet retailer www.bfiti.com and is owned and operated by Benefitline Investments Limited, Nicosia, Cyprus. We utilize a full suite of cutting edge e-commerce tools. The product suite includes sophisticated fraud prevention, risk management, state-of-the-art gateway, automated accounting system, order/fulfillment tracking and billing through multiple payment solutions.

Benefitline Investments Limited, systems are housed at highly secure Internet facilities.
Benefitline Investments Limited, offers all consumers peace of mind while shopping on the Internet.

Support:

If you have purchased a product or service through us and have seen the following URL on your credit card or bank statement - "bflpay 866-220-0556" - and you have a question about your purchase or the billing, please contact us using one of the methods below and we will respond promptly to accommodate your need.

Customer Billing Inquiries

Benefitline Investments Limited
Them. Dervi, 15,
MARGARITA HOUSE, 1st Floor
Flat/Office 102
P.C. 1066, Nicosia, Cyprus
Toll Free Customer Service
1-866-220-0556

Please fill out the form below and an account representative will respond to your request within 24 hours.

*Bold Fields are required

First Name:
Last Name:
Please enter the first and last four digits of your credit card
1st four digits: Last four digits:
E-mail Address:
Charge Amount: Date of Charge:
Nature of Request:

Thank You.lsm5.net will contact you within 24 hours

-----------------------

http://www.bfiti.com/index.html:

Benefitline Investments Limited

Welcome

Benefitline Investments Limited is a virtual wallet used by consumers to make global purchases over the Internet in a cost effective and secure environment. The virtual (v)-wallet is an Internet wallet stored on the Bfiti main servers.You get your v-wallet by registering online and aquiring a username and password from Bfiti. Once you have your v-wallet set up, you can then transfer funds to your account (wallet) by using a valid Visa or Mastercard. These funds in your wallet, called Bfiti.com , may be used to make instant purchases or you may store the funds for future payments.Bfiti.com holds real value against the U.S. dollar currency. Each unit of Bfiti.com is worth 01 cent/one penny. Once you have deposited funds to buy Bfiti.com , your Bfiti.com is held in your v-wallet until used by you. All funds are held in an independent escrow account until purchases are made. The escrow account then pays the merchant after you have received your ordered product(s) or service(s). One major benefit of paying a merchant from a registered escrow account is that your credit card information is not shared with other merchants. You may use your Bfiti.com at any approved Bfiti merchant accepting Bfiti.com as payment for products or services.

Bfiti benefits are:

Free to consumers
Consumer's credit card information is not shared with other merchants
Consumers can now shop in a secure environment
Consumers can now make anonymous transactions
Bfiti.com has a value against real currency
Bfiti v-wallet is available 24/7/365
All merchants are paid after delivery of products or services

New Customer Register

Contact one of our Representatives via E-mail
hq@bfiti.com

Benefitline Investments Limited
Them. Dervi, 15,
MARGARITA HOUSE, 1st Floor
Flat/Office 102
P.C. 1066, Nicosia, Cyprus

Management Contact:
E-mail: hq@bfiti.com
Phone: 866-833-6840


Lorraine - Geek Consumer Advocate :-)

Phoenix,
Arizona,
U.S.A.

Company info and phone numbers

#5Consumer Suggestion

Sun, January 08, 2006

Here is what I could find on this company. I hope it helps you figure out how they got your card number and why they are charging you.

www.bflpay.com:

bflpay.com is the payment processing and consumer services arm for internet retailer www.bfiti.com and is owned and operated by Benefitline Investments Limited, Nicosia, Cyprus. We utilize a full suite of cutting edge e-commerce tools. The product suite includes sophisticated fraud prevention, risk management, state-of-the-art gateway, automated accounting system, order/fulfillment tracking and billing through multiple payment solutions.

Benefitline Investments Limited, systems are housed at highly secure Internet facilities.
Benefitline Investments Limited, offers all consumers peace of mind while shopping on the Internet.

About Us:

bflpay.com is the payment processing and consumer services arm for internet retailer www.bfiti.com and is owned and operated by Benefitline Investments Limited, Nicosia, Cyprus. We utilize a full suite of cutting edge e-commerce tools. The product suite includes sophisticated fraud prevention, risk management, state-of-the-art gateway, automated accounting system, order/fulfillment tracking and billing through multiple payment solutions.

Benefitline Investments Limited, systems are housed at highly secure Internet facilities.
Benefitline Investments Limited, offers all consumers peace of mind while shopping on the Internet.

Support:

If you have purchased a product or service through us and have seen the following URL on your credit card or bank statement - "bflpay 866-220-0556" - and you have a question about your purchase or the billing, please contact us using one of the methods below and we will respond promptly to accommodate your need.

Customer Billing Inquiries

Benefitline Investments Limited
Them. Dervi, 15,
MARGARITA HOUSE, 1st Floor
Flat/Office 102
P.C. 1066, Nicosia, Cyprus
Toll Free Customer Service
1-866-220-0556

Please fill out the form below and an account representative will respond to your request within 24 hours.

*Bold Fields are required

First Name:
Last Name:
Please enter the first and last four digits of your credit card
1st four digits: Last four digits:
E-mail Address:
Charge Amount: Date of Charge:
Nature of Request:

Thank You.lsm5.net will contact you within 24 hours

-----------------------

http://www.bfiti.com/index.html:

Benefitline Investments Limited

Welcome

Benefitline Investments Limited is a virtual wallet used by consumers to make global purchases over the Internet in a cost effective and secure environment. The virtual (v)-wallet is an Internet wallet stored on the Bfiti main servers.You get your v-wallet by registering online and aquiring a username and password from Bfiti. Once you have your v-wallet set up, you can then transfer funds to your account (wallet) by using a valid Visa or Mastercard. These funds in your wallet, called Bfiti.com , may be used to make instant purchases or you may store the funds for future payments.Bfiti.com holds real value against the U.S. dollar currency. Each unit of Bfiti.com is worth 01 cent/one penny. Once you have deposited funds to buy Bfiti.com , your Bfiti.com is held in your v-wallet until used by you. All funds are held in an independent escrow account until purchases are made. The escrow account then pays the merchant after you have received your ordered product(s) or service(s). One major benefit of paying a merchant from a registered escrow account is that your credit card information is not shared with other merchants. You may use your Bfiti.com at any approved Bfiti merchant accepting Bfiti.com as payment for products or services.

Bfiti benefits are:

Free to consumers
Consumer's credit card information is not shared with other merchants
Consumers can now shop in a secure environment
Consumers can now make anonymous transactions
Bfiti.com has a value against real currency
Bfiti v-wallet is available 24/7/365
All merchants are paid after delivery of products or services

New Customer Register

Contact one of our Representatives via E-mail
hq@bfiti.com

Benefitline Investments Limited
Them. Dervi, 15,
MARGARITA HOUSE, 1st Floor
Flat/Office 102
P.C. 1066, Nicosia, Cyprus

Management Contact:
E-mail: hq@bfiti.com
Phone: 866-833-6840

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