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  • Report:  #1342938

Complaint Review: Biz2Credit

Biz2Credit Biz2Credit.comBiz2Credit, IncITRIA Biz2Credit Scam Artist, DO NOT DO BUSINESS WITH THEM New york New York

  • Reported By:
    DDD — St Louis Missouri USA
  • Submitted:
    Tue, December 13, 2016
  • Updated:
    Thu, December 22, 2016
  • Biz2Credit
    462 7th Avenue, 20th Floor
    New york, New York
    USA
  • Phone:
    646-367-2905
  • Category:
    Loans
*UPDATE Employee: Biz2Credit is responding to this report due to its false and malicious content

 Watch out scam artist on the prowl! On Nov 18 I reached out to Biz2Credit.com to get a quote for business loan. Ron Jones their funding specialist followed up with an email in regards to me questions about terms, rates and options. I liked that they had many lenders to choose from. He suggested in the email dated Nov 18, 2016 exact quote “Lets get an offer generated for you, and you can move forward when you need the funds, please send last 6 months of business checking account statements asap” which I gladly sent on Nov 21 since it wasn’t any major commitment to have my bank statements reviewed or credit pull which would lower my score. He respond back on Nov 21 exact quote “Please help me with the following Home address,Lease amount for business address , Month and year when business started ,Date of birth ,Last 4 digit of social” I did respond with all that info and thinking he can’t pull my credit using only my last 4 of my SS#, and never said once in our email communication that I would have a hard pull on my credit. Later that day I got notification from my credit monitoring service that “ITRIA” just pulled my credit, which is one of Biz2Credit.com lenders. Obviously I am pissed off as I did not okay, sign any paperwork or authorizing a credit pull. I have seen a decrease in credit score drop because of this. Apparently now days all they need is last 4 of SS#, address, birthdate and name to pull credit which is a scam way of pulling credit however they still need authorization to do so which they never got. I contacted him right away and he said “Daniel, credit check is done by every lender before generating an offer.” I told him I did not authorize or know about a credit pull nor would I have agreed to one as he was just going to get me set up in the system and get an amount quote based off of my bank statements, no mention of credit pull. I understand that when moving forward credit would be pulled however I wasn’t moving forward at this time beyond a quote on bank statements. Slimy business that needs to be shut down, they will be reported to every agency and outlet.

1 Updates & Rebuttals

Biz2Credit

New York,
New York,
USA

Biz2Credit is responding to this report due to its false and malicious content

#2UPDATE Employee

Thu, December 15, 2016

Biz2Credit is proud of its record of customer service, as reflected in its having helped to arrange over $1.5 billion in small business financing. In this case, Biz2Credit communicated clearly to the prospective customer that a credit check (including hard credit pull) would be a required step to pursue financing alternatives. In fact, our customer representative clearly specified -- in a chat session that we have also sent to the customer in email form --  that the next credit check would be a "hard pull." Biz2Credit always maintains such written records of customer communications, precisely to protect it from false and malicious accusations from the occasional disgruntled candidate, or for use in business defamation proceedings. 
 
In addition to lying about being clearly apprised of the hard credit pull, this disgruntled customer also failed to mention that he (i) materially misrepresented his credit score to the company and (ii) also misrepresented his overall business credit situation to the company, failing to mention prior outstanding financings taken and currentlly outstanding liens on his business. Needless to say, these misrepresentations are also captured on the same live chat transcript noted above.
 
In short, the report Biz2Credit is now forced to respond to is nothing more than a malicious hatchet job authored by a disgruntled candidate who is disappointed to have been discovered providing false credit information and other misrepresentations which caused his financing proposal to be declined. Of course, it is unfortunate when such individuals seek attention or other outlet for their discontent on the internet without any basis in fact or reality, and hence without a shred of credibility.

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