Complaint Review: BMW Seattle

Extremely reasonable offer. 

http://seattlecommunitymedia.org/series/call-4-investigation/episode/c-4-i-april-17-2012-patricia-shupe-bmw-lawsuit

This has been sent to all national news media! Watch for this investigation on Dateline NBC.

http://seattlecommunitymedia.org/series/call-4-investigation/episode/c-4-i-april-17-2012-patricia-shupe-bmw-lawsuit

http://www.youtube.com/watch?v=q05gNbJ09RM - you might need to right click to see video.
UNFAIR AND DECEPTIVE PRACTICES AGAINST SENIOR CITIZENS - The Whites 7 years is a very long time to wait for justice. Boycott again this sunny April weekend at Seattle BMW (Lithia Motors). BMW OF SEATTLE UNFAIR, FRAUDULENT, AND DECEPTIVE PRACTICES BMW OF SEATTLE DBA LITHIA OF SEATTLE 1002 Airport Way S. Seattle, WA. 98134 Steve Bates, General Manager - investigators tracked down his number as the person making threatening calls to The Whites. ph: 866-963-6991 direct: 206-777-1477 fax: 206-322-7021 http://www.bmwseattle.com/ http://www.lithia.com/ BMW Financial Services, lien holder This report has been drafted and filed by Donald and Gloria to rectify their credit and to obtain compensatory damages in civil court following a fraudulent transaction by the auto dealership. They were blindly  mislead into signing a lease to acquire a new BMW X5. What if this was perpetrated on you or one of your loved ones? This  letter serves as an advance notice that the attached lawsuit will be  filed in the U.S. Federal District Court and the applicable  jurisdictional lower Court. In addition this case will be made available to the major national and local press networks if the matter is not resolved to the Victims satisfaction within a specified time. FACTS We have done considerable investigation and believe the following facts  are irrefutable. On October 26, 2005, The Victim was asked by Mr.  Stephen Wong and Paul Tan, owners of E-STONE, LLC, a granite counter  Installation Company to co-sign on a loan so that Wong and Tan could  qualify for a loan to purchase a car. At that time he believed that Mr. Wong and Tan were trustworthy individuals, although The Victim did not  know them well and had never worked for them. The Victim was undergoing  cancer treatment at that time and was disabled and not employed. He  drove Mr. Wong to the Seattle, BMW at 714 East Pike arriving at about  8:00 p.m. he was introduced to Seth Martinez and London Agrawall, sales agents, and then put in a room by himself for about 45 minutes. Mr.  Martinez asked why he was using a cane and Mr. Wong explained his  medical condition and lack of employment. Then, about 9:00 p.m. he was  asked to come into a poorly lit room and sign some papers, which Mr.  White believed was the loan he had agreed to co-sign. He was given no copies of any documents, nor time to read any of them. He then went home in his own vehicle and didnt give the matter any further thought until 2007 when he was attempting to refinance his home because of mounting  medical expenses associated with ongoing cancer treatment. His loan  efforts were unsuccessful because he discovered that he had considerable that he had considerable debt associated with a BMW that his credit  report reflected he owned. Not believing that was correct, he  investigated the matter and discovered that Wong and Tan, with the help  of Martinez and Agrawal had dummied up a credit application with false  information and arranged for Mr. White to be the owner of the BMW, financed with a costly lease for which he had sole responsibility. He  did not have the vehicle insured and was immediately concerned about his financial concerned about his financial and other liabilities. Bryan Osterhout, et al Page 2 2007 He contacted Wong and Paul Tan, recovered the vehicle, and  delivered it to Seattle BMW hoping to remove his liability. The vehicle  had about 21,000 miles on it and was in excellent condition. When he  explained the facts and requested documentation from Steve Bates and  requested documents, the Settle, BMW manager, he was treated rudely, called aliar, and told to leave. Shortly thereafter, he was notified that he owed $15, 000 because the vehicle had been auctioned for well  below market value and he was responsible for the balance due on the  lease. He has since been threatened with a lawsuit and had adverse  credit information reported on his credit report. He has been turned down for refinancing on his house and has suffered considerable over  this matter. CLAIMS There are a multitude of laws the require an  automobile sales business to fully disclose the nature and terms of a  sale of a sale or leases of a new vehicle. It is clear that Mr. Donald  was victimized by the sales agents at Seattle BMW, and the documents  that would have allowed him to understand what was happening were  withheld form him. This violates numerous federal and state disclosure laws and is a classic unfair and deceptive practice for which treble  damager and reasonable attorney fees may be recovered. The attached  complaint outlines this in more detail. DAMAGES Mr. and Mrs. have suffered considerable anguish due to this incident and can recover damager for the infliction of emotional and physical  duress. Their credit has been impaired and they have been unable to  refinance their home. Because they are both disabled they are unable to  work and have a very limited and fixed income. We believe a court (and a major press) would treat this like the recent conduct by sales staff of Huling Brothers against a disabled man who was bilked out of over $100.000. Although this case we believe is much more severe it will  likely bring prompt and full restitution if presented to a court of law. This complaint will be filed State and Federal and also forwarded to  the Department of Licensing. DECEPTIVE PRACTICES BMW OFFICIALS prepared the credit application in Mr. Donald name with  false information, Stating Mr. Donald work for E-STONE LLC. 2451 4th.  Ave. S. Seattle, WA. 98134 in 2005, Six years and six months as an  Account Manager, Annual Income $60, 000. A year. The Whites has  received threatening phone calls asking the Victims to drop their  lawsuit against BMW OF SEATTLE. Mr. Donald refuses to drop their  lawsuit. The Victims have been unable to get Legal Representation; they  have been searching 2007 to present. There efforts were unsuccessful.  The Victims contacted several Senior Rights Legal Service, and were  unsuccessful. The Victims have worked the past forty (40) years to present to build a reputable line of credit, and their entire life of  hard work has been degeneratively taken. The Victims home and credit  have been severely damaged; the Whites almost lost their home due to  this incident. Donald and Gloria have been threatened with Law Suits  from various unscrupulous Collection Agencies as a direct result of BMW's unfair and deceptive practices. For the purpose of resolving this  matter prior to filing the complaint for damages, the Whites will settle this matter for the following: (1.) General damages (including excessive interest payments on his home) in the of  $20,500,000.00 (twenty million five-hundred thousand dollars and no/100 cents). (2.) Attorney fees and cost: $6,150.000 (six-million one-hundred fifty thousand dollars and no/100 cents). (3.) Written apology form the highest official of Seattle, BMW; and Bryan Osterhout, et al Page 3 (4.) Restore previous A+ credit and near perfect score and withdrawal of any claims  against the Victims arising from this matter. As indicated above, we  will defer filing the complaint for 10 business days from the USP return signed receipt date in order to give BMW et. al. the opportunity to  resolve this matter amicably as outlined above. If we do not hear from BMW, we will proceed as indicated and seek the Victim's full measure of  damages. And attorney fees as allowed by the Washington Consumer  Protection Act. Additional criminal charges may or may not be impaled. A retraction of the press releases to all national and local news  mediums. Very truly yours, Friends of The Whites Cc: Dateline NBC

Watch this and see the truth: http://www.youtube.com/watch?v=q05gNbJ09RM UNFAIR AND DECEPTIVE PRACTICES AGAINST SENIOR CITIZENS - The Whites 7 years is a very long time to wait for justice. Boycott again this sunny April weekend at Seattle BMW (Lithia Motors). BMW OF SEATTLE UNFAIR, FRAUDULENT, AND DECEPTIVE PRACTICES BMW OF SEATTLE DBA LITHIA OF SEATTLE 1002 Airport Way S. Seattle, WA. 98134 Steve Bates, General Manager - investigators tracked down his number as the person making threatening calls to The Whites. ph: 866-963-6991 direct: 206-777-1477 fax: 206-322-7021 http://www.bmwseattle.com/ http://www.lithia.com/ BMW Financial Services, lien holder This report has been drafted and filed by Donald and Gloria to rectify their credit and to obtain compensatory damages in civil court following a fraudulent transaction by the auto dealership. They were blindly  mislead into signing a lease to acquire a new BMW X5. What if this was perpetrated on you or one of your loved ones? This  letter serves as an advance notice that the attached lawsuit will be  filed in the U.S. Federal District Court and the applicable  jurisdictional lower Court. In addition this case will be made available to the major national and local press networks if the matter is not  resolved to the Victims satisfaction within a specified time. FACTS We have done considerable investigation and believe the following facts  are irrefutable. On October 26, 2005, The Victim was asked by Mr.  Stephen Wong and Paul Tan, owners of E-STONE, LLC, a granite counter  Installation Company to co-sign on a loan so that Wong and Tan could  qualify for a loan to purchase a car. At that time he believed that Mr.  Wong and Tan were trustworthy individuals, although The Victim did not  know them well and had never worked for them. The Victim was undergoing  cancer treatment at that time and was disabled and not employed. He  drove Mr. Wong to the Seattle, BMW at 714 East Pike arriving at about  8:00 p.m. he was introduced to Seth Martinez and London Agrawall, sales  agents, and then put in a room by himself for about 45 minutes. Mr.  Martinez asked why he was using a cane and Mr. Wong explained his  medical condition and lack of employment. Then, about 9:00 p.m. he was  asked to come into a poorly lit room and sign some papers, which Mr.  White believed was the loan he had agreed to co-sign. He was given no  copies of any documents, nor time to read any of them. He then went home in his own vehicle and didnt give the matter any further thought until 2007 when he was attempting to refinance his home because of mounting  medical expenses associated with ongoing cancer treatment. His loan  efforts were unsuccessful because he discovered that he had considerable that he had considerable debt associated with a BMW that his credit  report reflected he owned. Not believing that was correct, he  investigated the matter and discovered that Wong and Tan, with the help  of Martinez and Agrawal had dummied up a credit application with false  information and arranged for Mr. White to be the owner of the BMW,  financed with a costly lease for which he had sole responsibility. He  did not have the vehicle insured and was immediately concerned about his financial concerned about his financial and other liabilities. Bryan Osterhout, et al Page 2 2007 He contacted Wong and Paul Tan, recovered the vehicle, and  delivered it to Seattle BMW hoping to remove his liability. The vehicle  had about 21,000 miles on it and was in excellent condition. When he  explained the facts and requested documentation from Steve Bates and  requested documents, the Settle, BMW manager, he was treated rudely,  called aliar, and told to leave. Shortly thereafter, he was notified that he owed $15, 000 because the vehicle had been auctioned for well  below market value and he was responsible for the balance due on the  lease. He has since been threatened with a lawsuit and had adverse  credit information reported on his credit report. He has been turned  down for refinancing on his house and has suffered considerable over  this matter. CLAIMS There are a multitude of laws the require an  automobile sales business to fully disclose the nature and terms of a  sale of a sale or leases of a new vehicle. It is clear that Mr. Donald  was victimized by the sales agents at Seattle BMW, and the documents  that would have allowed him to understand what was happening were  withheld form him. This violates numerous federal and state disclosure  laws and is a classic unfair and deceptive practice for which treble  damager and reasonable attorney fees may be recovered. The attached  complaint outlines this in more detail. DAMAGES Mr. and Mrs. have suffered considerable anguish due to this incident and can recover damager for the infliction of emotional and physical  duress. Their credit has been impaired and they have been unable to  refinance their home. Because they are both disabled they are unable to  work and have a very limited and fixed income. We believe a court (and a major press) would treat this like the recent conduct by sales staff of Huling Brothers against a disabled man who was bilked out of over  $100.000. Although this case we believe is much more severe it will  likely bring prompt and full restitution if presented to a court of law. This complaint will be filed State and Federal and also forwarded to  the Department of Licensing. DECEPTIVE PRACTICES BMW OFFICIALS prepared the credit application in Mr. Donald name with  false information, Stating Mr. Donald work for E-STONE LLC. 2451 4th.  Ave. S. Seattle, WA. 98134 in 2005, Six years and six months as an  Account Manager, Annual Income $60, 000. A year. The Whites has  received threatening phone calls asking the Victims to drop their  lawsuit against BMW OF SEATTLE. Mr. Donald refuses to drop their  lawsuit. The Victims have been unable to get Legal Representation; they  have been searching 2007 to present. There efforts were unsuccessful.  The Victims contacted several Senior Rights Legal Service, and were  unsuccessful. The Victims have worked the past forty (40) years to  present to build a reputable line of credit, and their entire life of  hard work has been degeneratively taken. The Victims home and credit  have been severely damaged; the Whites almost lost their home due to  this incident. Donald and Gloria have been threatened with Law Suits  from various unscrupulous Collection Agencies as a direct result of  BMW's unfair and deceptive practices. For the purpose of resolving this  matter prior to filing the complaint for damages, the Whites will settle this matter for the following: (1.) General damages (including excessive interest payments on his home) in the of  $20,500,000.00 (twenty million five-hundred thousand dollars and no/100 cents). (2.) Attorney fees and cost: $6,150.000 (six-million one-hundred fifty thousand dollars and no/100 cents). (3.) Written apology form the highest official of Seattle, BMW; and Bryan Osterhout, et al Page 3 (4.) Restore previous A+ credit and near perfect score and withdrawal of any claims  against the Victims arising from this matter. As indicated above, we  will defer filing the complaint for 10 business days from the USP return signed receipt date in order to give BMW et. al. the opportunity to  resolve this matter amicably as outlined above. If we do not hear from  BMW, we will proceed as indicated and seek the Victim's full measure of  damages. And attorney fees as allowed by the Washington Consumer  Protection Act. Additional criminal charges may or may not be impaled. A retraction of the press releases to all national and local news  mediums. Very truly yours, Friends of The Whites Cc: Dateline NBC  

In all of your big words and fancy "legalese" you probably should have at least looked up what "Co-Sign" means.  Look, first off all this situation does sound like a sad situation, but in trying to get through your "novel" it appears that you are upset at the wrong party.

The long and the short of it is that it really doesn't matter if he was a "Co-Signer" or the "Sole Owner", he is responsible for the car loan.  He went in there expecting to "Co-Sign" a loan, it is not like the dealer kidnapped him off of the street and held a gun to his head until he signed.  When he did sign the loan.  He made a legal obligation that he would be responsible for the car loan if the party could not(or would not) make the payments.  This includes everything right down to being reported on his Credit Report.

The real people that the "Friends of the Whites" should be going after is the people that talked him into signing anything in relationship to the loan.  Too bad you as friends didn't do anything when you first found out about this in 2007, because 5-7 years later there may not be anything you can legally do to go after the other couple.

I am pretty sure that these are the reasons why you have been unable to find legal representation.  As they have probably told you pretty much the same thing,  as well as the lawyers probably realize that the other people don't have the money to pay if they were sued.