Bowman Heintz Boscia and Vician ripoff Merrillville Indiana
I have had the same problem as an earlier complaint that was posted on here. I made my initial payment of $300 and wanted $125 each month until my balance was paid in full. I cannot make such payments and I have tried to tell them that I DO have to pay rent and eat. They just won't listen. I've tried lowering the payment to $75 and they say that if I do not pay the $125 each month until the balance is paid that they will sue me. Is there anything that can be done about this????????????????????
Nancy
Indianapolis, Indiana
U.S.A.
1 Updates & Rebuttals
Timothy
Valparaiso,Indiana,
U.S.A.
My advice
#2Consumer Comment
Fri, July 07, 2006
The first thing you can do is ignore idle threats. If you are sending them $75 per month, even if they won't agree to accept that amount, there is little chance that they will sue you. It costs them alot of money to sue you, and a successful lawsuit could end up netting them LESS than $75 per month. So send them $75 a month, along with a "cease and decist" letter the first month.
But what I find more effective with aggressive collectors is to send them a letter threatening that, if any more aggressive collection activities are undertaken (i.e. a lawsuit), you will divert the money you would be using to pay them towards a bankruptcy filing .
And remember, this is personal advice, not legal advice.
Best of luck!