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FELON “LARRY KERCHENBAUM” OWNS AND MANAGES ILLEGAL ROBO DIALING –
BRESALIER & ASC dba HOME LAW
ANDREW S. BRESALIER,
Andrew S. Bresalier, PA
Florida Bar ID Number: - 493279
BRESALIER & ASC dba Home Law
(FLA - P13000018186)
My private cell phone number had been robo-dialed by this Company about 8 or 9 times a day for about two consecutive weeks. I politely but firmly requested, then insisted that my cell number be removed from any lists and put on their Do Not Call list several times. Alas I was ignored. So, I took it upon myself to investigate this bunch of predatory con artists and taped the calls and the ensuing lies that this company tells to its potential victims.
I’ve marked the lies in red for all too see.
I live in California. I don’t have a mortgage or any debits that require assistance or modification, so why I should receive dozens of calls from Home Law Group seemed mysterious to me. I was eventually informed by a company’s counselor named R.J that my private cell number had been purchased from my personal bank! Wells Fargo- .
R.J, sounds like a woman but he insists he is a man, then went on to tell me about his law firms National Network of Attorneys that modifies mortgages in every US State - <lie#2> and that this network of national attorneys is headed up by ‘one man band’ Florida law firm Andrew S. Bresalier (see above) - , and that Home Law modifies about 1000 mortgages every month, and had been in business since 2008.
I played along with R.J and fed him a totally make believe mortgage mess to see where his lies would go next. I even told R.J I’d been recently victimized by another modification attorney that had said all the same things as R.J had and had then taken $3500 from me but didn’t produce any modification and no longer answered his phone. R.J encouraged me to contact the California Attorney General’s office and report them while seeking a refund.
R.J promised to get back to me after he had received an underwritten approval <lie#4> to modify my pretend Wells Fargo mortgage mess. R.J never asked for my loan number, social security number, date of birth or any other detail that would help him modify my make believe mortgage.
The following day R.J called back with great news –
R.J said I’d been approved and underwritten for a mortgage modification! Lie #5.
I asked R.J how this modification process would work and R J said that first I was to be emailed a retainer or service agreement by his Law Firm, and after agreeing and signing the retainer, R.J would instruct all of the modification forms to come to me by email for my completion. The cost of the modification was going to be $4400, paid in four payments of $1,100 each. This fee had been structured by Wells Fargo and the size of the fee was my new monthly mortgage payment multiplied by four because it would take four months to modify my mortgage according to Wells Fargo. R.J also told me I wouldn’t need to pay my mortgage during the modification (although the paperwork R.J sent me expressed the opposite) Lie #6.
I asked if I could use my direct debit card to pay but I was told that I needed to send four post-dated checks as these checks were shown to Wells Fargo – my mortgage bank <lie#7> to show I could budget to pay the modified mortgage.
Continuing to play along I agreed enthusiastically to R.J’s terms and was quickly transferred to the Compliance Director of this Law firm - Larry Kerchenbaum. Larry affably chatted to me about my mortgage and generally told me a repeated set of the same lies that R.J had told me.
Larry Kerchenbaum stated that he is the Law Firms Compliance Director but he omitted to disclose or in fact mention his prior prison records for fraud:
Larry Kerchenbaum also omitted to state the fact that Andrew S. Bresalier is only licensed in the state of Florida, and Andrew S. Bresalier is a one man law firm without a National Network of Attorneys, Co counsels or even Paralegal staff.
http://www.floridabar.org/names.nsf/0/6BF27F3BFDF90B6E85256AD300458895?OpenDocument
Andrew S Bresalier doesn’t mention mortgages or modification anywhere in his Florida Bar disclaimer.
The documents that R.J, Larry Kerchenbaum and someone named Kevin Jarochak sent to me included a limited Power Of Attorney. Included on this document was a list of names of Home Law Center * Agents none of which are actually attorneys <lie#8> : Daniela Rutshelle, Victoria Hoang, David Borovsky, Sabrina Hunter, Kevin Jaroschak – Interestingly here is Kevin Jarochaks mugshot from his 2012 arrest: http://thumbs.mugshots.com/gallery/images/2/25/5b/Kevin-Jaroschak_mugshot.400x800.jpg
*Home Law Center was the previous name for these scamsters – see Ripoff Report:
http://www.ripoffreport.com/r/home-law-center-llc-and-home-helpline-llc/pompano-beach-Florida-33060/home-law-center-llc-and-home-helpline-llc-Principal-Alexis-M-Rabbani-Lawyer-959810
After checking the Attorney Bar again in numerous US states including Florida, NY and California it became obvious that Victoria Hoang, David Borovsky, Sabrina Hunter, Kevin Jaroschak have never been to any US law school.
Daniela Rutshelle according to a variety of internet sites claims to be: A Master of Laws, and had attended Maurice A. Deane School of Law at Hofstra University New York. Daniella Rutshelle was a Public Notary, a Certified Circuit Civil Mediator - Florida Supreme Court, a Licensed Mortgage Broker, and certified by the Office of Financial Regulation.
Maurice A. Deane School of Law at Hofstra University, New York does not have a record of Daniela Rutshelle’s attendance. Alas – the NY Bar association doesn’t have a record for Daniela Rutshelle being an attorney in NY, Florida, California or anywhere else in the USA.
http://iapps.courts.state.ny.us/attorney/AttorneySearch
So who are these people?
Maybe now they will add my cell phone number to their DO NOT CALL LIST.
1 Updates & Rebuttals
Heisenburg
Los Angeles ,California,
Bresalier And Associates PA DBA HOME LAW
#2Author of original report
Tue, October 29, 2013
Original Report: (Corrected)
CONVICTED FELON “LARRY W. KERSCHENBAUM” OWNS AND MANAGES ILLEGAL ROBO DIALING –
Bresalier And Associates PA DBAHOME LAW
Andrew S. Bresalier, PA
Florida Bar ID Number: - 493279
Bresalier And Associates PA DBA HOME LAW
(FLA - P13000018186)
My private cell phone number had been robo-dialed by this Company about 8 or 9 times a day for about two consecutive weeks. I politely but firmly requested, then insisted that my cell number be removed from any lists and put on their Do Not Call list several times. Alas I was ignored. So, I took it upon myself to investigate this bunch of predatory con artists and taped the calls and the ensuing lies that this company tells to its potential victims.
I’ve marked the lies in red for all to see.
I live in California. I don’t have a mortgage or any debits that require assistance or modification, so why I should receive dozens of calls from Home Law Group seemed mysterious to me. I was eventually informed by a company’s counselor named R.J that my private cell number had been purchased from my personal bank! Wells Fargo <lie#1>
R.J, sounds like a woman but he insists he is a man, then went on to tell me about his law firms National Network of Attorneys that modifies mortgages in every US State - <lie#2> and that this network of national attorneys is headed up by ‘one man band’ Florida law firm Andrew S. Bresalier (see above) - , and that Home Law modifies about 1000 mortgages every month, and had been in business since 2008.
I played along with R.J and fed him a totally make believe mortgage mess to see where his lies would go next. I even told R.J I’d been recently victimized by another modification attorney that had said all the same things as R.J had and had then taken $3500 from me but didn’t produce any modification and no longer answered his phone. R.J encouraged me to contact the California Attorney General’s office and report them while seeking a refund.
R.J promised to get back to me after he had received an underwritten approval <lie#4> to modify my pretend Wells Fargo mortgage mess. R.J never asked for my loan number, social security number, date of birth or any other detail that would help him modify my make believe mortgage.
The following day R.J called back with great news –
R.J said I’d been approved and underwritten for a mortgage modification! Lie #5.
I asked R.J how this modification process would work and R J said that first I was to be emailed a retainer or service agreement by his Law Firm, and after agreeing and signing the retainer, R.J would instruct all of the modification forms to come to me by email for my completion. The cost of the modification was going to be $4400, paid in four payments of $1,100 each. This fee had been structured by Wells Fargo and the size of the fee was my new monthly mortgage payment multiplied by four because it would take four months to modify my mortgage according to Wells Fargo. R.J also told me I wouldn’t need to pay my mortgage during the modification (although the paperwork R.J sent me expressed the opposite) Lie #6.
I asked if I could use my direct debit card to pay but I was told that I needed to send four post-dated checks as these checks were shown to Wells Fargo – my mortgage bank <lie#7> to show I could budget to pay the modified mortgage.
Continuing to play along I agreed enthusiastically to R.J’s terms and was quickly transferred to the Compliance Director of this Law firm - Larry W. Kerschenbaum. Larry affably chatted to me about my mortgage and generally told me a repeated set of the same lies that R.J had told me.
Larry Kerschenbaum stated that he is the Law Firms Compliance Director but he omitted to disclose or in fact mention his prior prison records for fraud:
Larry Kerschenbaum also omitted to state the fact that Andrew S. Bresalier is only licensed in the state of Florida, and Andrew S. Bresalier is a one man law firm without a National Network of Attorneys, Co counsels or even Paralegal staff.
http://www.floridabar.org/names.nsf/0/6BF27F3BFDF90B6E85256AD300458895?OpenDocument
Andrew S Bresalier doesn’t mention mortgages or modification anywhere in his Florida Bar disclaimer.
The documents that R.J, Larry Kerschenbaum and someone named Kevin Jarochak sent to me included a limited Power Of Attorney. Included on this document was a list of names of Home Law Center * Agents none of which are actually attorneys <lie#8> : Daniela Rutshelle, Victoria Hoang, David Borovsky, Sabrina Hunter, Kevin Jaroschak – Interestingly here is Kevin Jarochaks mugshot from his 2012 arrest: http://thumbs.mugshots.com/gallery/images/2/25/5b/Kevin-Jaroschak_mugshot.400x800.jpg
*Home Law Center was the previous name for these scamsters – see Ripoff Report:
http://www.ripoffreport.com/r/home-law-center-llc-and-home-helpline-llc/pompano-beach-Florida-33060/home-law-center-llc-and-home-helpline-llc-Principal-Alexis-M-Rabbani-Lawyer-959810
After checking the Attorney Bar again in numerous US states including Florida, NY and California it became obvious that Victoria Hoang, David Borovsky, Sabrina Hunter, Kevin Jaroschak have never been to any US law school.
Daniela Rutshelle according to a variety of internet sites claims to be: A Master of Laws, and had attended Maurice A. Deane School of Law at Hofstra University New York. Daniella Rutshelle was a Public Notary, a Certified Circuit Civil Mediator - Florida Supreme Court, a Licensed Mortgage Broker, and certified by the Office of Financial Regulation.
https://www.google.com/search?sourceid=navclient&ie=UTF-8&rlz=1T4ADRA_enUS486US490&q=daniela+rutshelle
Maurice A. Deane School of Law at Hofstra University, New York does not have a record of Daniela Rutshelle’s attendance. Alas – the NY Bar association doesn’t have a record for Daniela Rutshelle being an attorney in NY, Florida, California or anywhere else in the USA.
http://iapps.courts.state.ny.us/attorney/AttorneySearch
So who are these people?
Maybe now they will add my cell phone number to their DO NOT CALL LIST.