Complaint Review: C.C.S. & First National Bank

About 3 weeks ago I received a letter of approval for $6500.00, and I had to call to find out details. I did so, and was informed about how it works, and that there was an application fee of 150.00. I was also informed that they would report it to the 3 credit bureaus that i have established a credit of $6500.00. I told them I did not have the money at the time.

I was then told that that was ok, and that they would take money out of my account at a later date (as per my date) I said "OK" (dumb move). I received my card in the mail, about 10 days later, and was instructed to call to activate the card even though they never got their $150.00.

I knew if I called to activate it, I was screwed, so I decided to wait till further research had been completed. Especially after almost getting ripped off by Cross Country Bank, Boca Raton, FL. (thanks to RIPOFF.COM), I decided to do some research on this company (C.C.S.) through RIPOFF.COM and read. .

Well, today (1 week later) I cut the card up, and sent EVERYTHING back to them via certified mail. Now I have to go to bank, and cancel my account, and open a new one, because they have my account number. Thank God for RIPOFFREPORT.COM.

Sincerely,
Rich9

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