CADEX NATIONAL THEY TELL YA YOUR APPROVED AND MAKE YOU WAIT FOREVER TO GET IT TORONTO Ontario Canada
I was in desperate need of personal loan so that me and my family could have a good christmas, so I went online and applied to cadex national for a 5000 dollar loan. Roger Langley called me a couple days later and told me I was approved. He told me because I didn't own a car that was 2006 or newer, he would need a 10% deposit to go through with the loan. He emailed me the loan documents, which I printed off and read, they looked legit. I signed and sent him back an email which contained the info he needed to go through with the loan, which included 2 pay stubes and my drivers license. He then told me to call him back when I sent the email, He then told me to take my 500 dollar deposit and send it money gram, but because I live in a small town they don't do that there, so he told me to send it money order to Rebecca Rolling which I did, and that once I sent the money I was to call him back with the MITCH number off of it, which i did. Then he told me he would have no further contact with me, and gave me a new number for customer care, he said if they didn't call me by tuesday at noon I was to call them. So I never heard from them so I call them, they asked for my name and birth date which I gave them, and they told me that because I had applied to another loan company that they would have to hold it for 20 days to make sure I wasn't going to go with another loan company. I was mad, I told them I was going to take legal action. They then asked me if I wanted my money back, I said no, then I said if I wait the 20 days the loan will be put in my account on that day, they said yes on Dec 19th it would be released and depending on my bank it could take 24 hours, so monday for sure.
Today is Dec 19th, so I called and they asked for my first and last name, and birthdate, and I gave it to them, I then asked the status on my loan, they said it would be released today, and that it could take 24 hours for me to access it depending on my bank. I called my bank and asked them and they said it could take 24 hours, so monday. So I am still waiting
I filed a complaint with RECOL and phonebusters, and I got an email back fro RECOL and they have forwarded it on to the Royal Canadian Mounted Police.
I don't know if it is a scam yet, but I will no monday for sure, and if it is I am prepared to take legal action against them.
Spook2008
Glace Bay, Nova Scotia
Canada
2 Updates & Rebuttals
Laurie
Haslet,Texas,
U.S.A.
I'm sorry - but you got hit by the Advance Fee Loan Scam
#3Consumer Comment
Fri, December 19, 2008
There was no loan - never was. The whole point was to steal as much money from you before you figured it.
They prey on people like you who really need money and can't afford to lose any and probably will not take the time to research it before agreeing and sending money to them.
Everything looks legit that is part of the scam- so you have to question every little detail and do the research -
You can't search on company names - because they change it constantly. They even steal names of Legitimate businesses that have nothing to do with the scam, but provide bogus addresses and phone numbers. You can usually check the address using any Map program.
look at the Federal Trade Commission website www.ftc.com - they explain it there.
You will not be getting your money back either - this scam as well as the lottery/sweepstakes and Mystery Shopping scams are all coming out of Canada.
Robert
Irvine,California,
U.S.A.
Here is your answer..
#3Consumer Comment
Fri, December 19, 2008
"I don't know if it is a scam yet.."
The answer is YES it is 100% SCAM. You NEVER and I mean NEVER send money in advance for a loan.
These people generally hit people in the US and since they are in Canada it makes getting them impossible. You are in Canada and may have better luck, but don't count on it. The one thing you can count on is that you need to be prepared that you will never get that "loan" and you are never going to get the money that you gave them back...Sorry. It is also a safe bet that most if not all of the information such as their names is false.
By the way you gave them your Name, Birthdate, Drivers Licence, Pay Stubs, and Bank Account. This is more than enough information for them to open up accounts in your name. You need to notify your bank of the possible fraud. As well as contact the Credit Reporting Agencies in Canada that you need to have a Fraud Alert placed on your report(I know in the US this is possible, but do not know the process for Canada). Hopefully the RCMP could help you in that.
DO NOT wait until Monday.