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Calvary Portfolio Services and Sprint Outstanding Balance My @#$!! Internet
I received a letter from Calvary a few days ago saying they bought this account from Sprint and that I owe $161.52. I haven't been a sprint customer for at least 5 years and I paid my account in full before I closed it. So, my first question is....WTF?! Second, Why am I just hearing about this now.....5 years later? Now I see this on my credit report as a "potentially negative". Which helps explain why I've had such a hard time getting a car loan lately. Next I called Calvary, and a young lady wanted to verify who I am by the last 4 of my social. So she called out 4 digits that are not my social. But she new my last three addresses and my phone number. How can this be on my credit report? She couldn't answer that as well. (I did not give her my social # by the way)
I disputed the account on Experian and Transunion. I also told the young lady at Calvary that I will file with the BBB and she said she would label the account as being disputed.
Not sure what step to take next. Its not a lot of money, but I refuse to pay it because it's not my debt.
What do you all think?
2 Updates & Rebuttals
Sam
Los Angeles,California,
USA
Thanx
#3Author of original report
Wed, February 10, 2010
Thanks for the info Bud
Stacey
Dallas,Texas,
U.S.A.
Info for you
#3Consumer Comment
Wed, February 10, 2010
from www.budhibbs.com
Cavalry Portfolio Services, LLC
Junk Debt Buyers, Bottom Feeders, Scavengers
4050 Cotton Ctr Blvd
Phoenix, Arizona 85040
Phone: 602-667-0128
Fax: 602-667-0686
Spanking in Arizona for Illegal Debt Collections
Web Address: http://www.cavalryinvestments.com/
4050 E Cotton Ctr Blvd, bld 2
Phoenix, Arizona 85040
Phone: 602- 667-0128
Toll Free: 877-222-8257
Fax: 602-667-0686
7 Skyline Drive
Hawthorne, New York 10532
Phone: 914- 347-3440
Toll Free: 800-724-1757
Fax: -914- 347-1973
9522 E 47th Place
Ste H
Tulsa, OK 74145
Phone: (918) 665-5600
Toll Free: (800) 429-0535
Fax: (918) 665-5656
408 Saint Peter St., Ste 210
Saint Paul, MN 55102-1187
Phone: (651) 287-2980
Toll Free: (800) 322-3323
Fax: (651) 287-2877
CAN THE AVERAGE CONSUMER WIN? Oh Yeah...
Bud Says Consumer Comments Below
CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email the details w/your location. Assistance and referral to a consumer legal specialist may be available.
Email for Assistance