Capital Acquisitions And Management Company Ms. Parker & Hannah Allyn rip off scam con artists Rockford Illinois
I was contacted by this company by phone at first, then by mail, claiming that I had a debt from 1990 in the amount of $4800 from Citibank Visa that must be paid as soon as possible. I never had a Citibank Visa card back then. These people told me that they could make this debt go away if I agreed to settle on any amount and that it would not go on my credit report if I agreed to pay something on it.
I told these people that I am not in a position to pay a debt I know nothing about and asked them to not contact me again about it. They said since I could verify with them the social security number and address of when this debt started (which is my old address and social security number by the way), I am obligated to pay it. They keep calling me, telling me that I am ruining my good credit I have now by not paying this debt and that they are going to take actions in collecting this debt if I don't comply with their requests.
Alarmed by damaging the credit I have now, I contacted Citibank twice and they have no record of this debt in their files. They said I should not talk to these people if they call me again. This company keeps calling me and I keep asking them to not call me and that I am not paying this debt and I hang up the phone on them.
Now, I am getting letters in the mail regarding this debt and each letter has 1. a different person's name in who to contact 2.a different amount on what I supposedly owe 3.a different account number regarding this debt 4.different phone numbers to call regarding this debt 5.my maiden name on the letters instead of my married name, which they have used when calling me 6.the letters were on letter heads from Rockford, Illinois but mailed from Houston Texas 7.the dates on the letters are back dated a month from when they were sent out so the 30 day window they are giving me to pay the debt before attacking my credit report is expired.
After looking up this company on the internet and finding out they rip people off and are a corrupt company, I am so glad I didn't agree to pay these con artists my hard earned money! If a law suit ever comes about against this company, I agree to help stop them. I'd like to RIP THEM OFF!
Angie
New Kensington, Pennsylvania
U.S.A.
1 Updates & Rebuttals
Karen
Plymouth,Massachusetts,
U.S.A.
Angie, do the following and they will stop contacting you
#2Consumer Suggestion
Sat, July 05, 2003
Go to www.fair-debt-collection.com. You will see a link for disputing a debt letter. Follow the link to Initial Debt Dispute. Copy and paste that letter and make necessary corrections to personalize it. Include in this letter that you have spoken with Citibank (give the date, time, person you spoke with and title) and they have absolutely no record of this account CAMCO is looking for. You will be demanding documentation of this debt. What you will get is a notarized letter from a Jeff Garrington (unless they have changed who handles this). THIS IS NOT LEGAL DOCUMENTATION BY ANY MEANS. They can not damage your credit but their threats to do so are violations of State and Federal laws. Not only can the company be sued by you, but also the individuals who have made these threats. Send this letter, and any future correspondence (there shouldn't be any more after this) by CERTIFIED MAIL, RETURN RECEIPT REQUESTED to their street address. If you look for my post on Capital Acquisitions from either March or April of this year, you will see that address.
File complaints with the FTC and BBB (you can do these online) and your state AG. Also file with the IL AG. Both of those you can print out their complaint form and mail in WITH A COPY OF THE LETTER YOU ARE SENDING TO CAMCO. Hopefully you kept records of who you spoke with at CAMCO, when and what you both said. Including some of this information will be very useful.
Hopefully you have kept the envelopes that the letters came in for proof of delay in mailing. File complaints of mail fraud with the US Postal Service. Criminal charges may also be filed by you if you choose.
Keep us posted.