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Capital Acquisitions & Management Co. garnishment of my wages was suggested Rockford Illinois
I received a letter from CAMCO on November 12 stating I owe $7,256.46 for an account that was opened in 1992. I phoned the number provided and spoke to a "Dwayne Walker" and told him if the debt was valid it would have expired years ago, due to SOL laws (in CA it's 4 years). He said that didn't matter, they purchased the account and the debt doesn't just go away. Then he said if I didn't settle the debt, my wages would be garnished and that he had "seen it happen many times".
I didn't think that was legal, but out of curiosity I went ahead and discussed settlement options. He offered to settle for $1,000 and asked for a fifty dollar check to start. When I informed him I did not have checks and only dealt with money orders, he sounded disappointed,"OOOOHHH, you don't have a check??
We need something with your account number on it. I guess we'll HAVE to take a money order". Every other co. I do business with accepts M.O.'s, but anyway... We ended our conversation with him saying he would email me the "settlement", which I have yet to receive, although they have been calling my cell and even managed to get a hold of my housemates extension and asked for me.
Thanks to this web site, I have all the info I need to recognize this co. as disreputable and non-law abiding and plan to report them to as many agencies as I can.
Annette
San Francisco, California
U.S.A.