CAPITAL CHOICE CONSUMER CREDIT... obvious scam, confirmed here.
Imagine having a 5,000.00 dollar credit limit for only 39.00 bucks. The only thing is, this is not a credit card.
If you read the fine print on the back, it is called a merchandise card. It is just that, only it probably fools people because it defines itself on the back in fine print.
This is not a credit card, the letters on this site confirm it. Besides, on the front next to NON-BANK affiliation it says yes, come on people!
Banks are evil, but this is really evil. Oh, they ask for your phone number, but don't give you theirs? If you got sucked in, get out! Don't let them have your money, and tell Clark Howard.