Complaint Review: Capital Financial Cards

I received a phone call from a representative of Capital Financial. Looking at an opportunity to get a credit card to build my credit I took the chance. I gave them the required information reluctantly, because of rip-off artists out there. Well I fell for it.

They gave me this line about needing my account number for my checking account to do a Direct Withdrawl. They said if my checking account was in good standings I would receive a credit card with a $2000.00 limit. With a $2000.00 cash advance limit, with an APR of 6.8 When I got all the information the APR was 8.9. They also asked for a $200.00 that would be debited from my account and will be credited to my new Capital Financial Card. in the form of (4) $50 vouchers which I could use to pay my card balance

They seemed in a big hurry to get this fee. They asked when I might be able to pay the fee. I told them that the money would not be in my account until 3-10-06. Well they took the money out.

Now I've received a priority mail with a bunch of useless catalogs, a useless card to order from the catalogs with, and a letter welcoming me to Capital Financial, with a useless number that has a recording on it saying call back later.

I was under false pretense that this was a real credit card. that I would be able to make purchases that I WANTED to make. not buy garbage out of a catalog. Nowhere was it mentioned that this was a catalog card until I got the catalogs.

I am now heading to my bank tomorrow to take this up with them, I want to make them pay for their scamming.I want these people in jail. I dont care how many lives I ruin. they must not be allowed to get away with this.

James
Fernley, Nevada
U.S.A.