Complaint Review: Capital First

Of May 2002 I graduated from High School. I also was called to recieve a credit card to help build my credit history. I of course did not have credit history so I figured this was a good deal.

The Capital First Mastercard company said that it would cost me $19.95 start up fee and they would be mailing me my credit card with a balance of $2000. The sales person was very persistance that I try the credit card company to build credit, I was still worried about giving my information to someone over the phone.

I gave them everything they wanted to know. My bank account numbers to my savings account with my going to college fund. They took out $59.95 the first time after receiving my information package. I called the company and complained since they did not tell me they would take out so much. Then another $99.95 was taked out of my account from the some company. I called again and they gave me the run around about start up fee or something.

All I know was that they took my money and never activated my credit card. I have called, but never got answers. I just would like to get the money they took from me back for school costs. I'd also like to tell people to be afraid of company's calling and only being 18 I did not know.

Renee
Cole Camp, Missouri
U.S.A.