Capital First ripoff Miami Florida
I got a phone call one morning and i listened to what she had to say. I wasnt going along with it yet but, as soon as i heard "what is your checking account number" i hung up.
I again got another phone call a few days laterand i talked to the lady i explainedi dont give my account number away to anyone!!!
Well she told me to look over the packet shes sending me and if i like it i will be billed after the seven days and if i dont want it to just " SIMPLY " call and i will never be billed.It was a scam!!!! i was billed the next day for 29.95 i couldnt figure out for the life in me what it was for...
I called the bank and they said it was a preauthorized debit. Preauthorized my a**!!!!! I told my bank to give me a number and i got an answering service. She told me all the agents were very busy at everyone jumping to this extraordinary deal..
I told her i did not authorixe anyone to take money out of my account and she just kept trying to sell me> I kept telling her I did not want it. She kept Rebuttalling me. I told her i wanted a refund and she said that the 29.95 was non-refundable and if i am not satisfied to call the coorparate office.Which she said the coorparate number is on the packet. Wrong!!!
In the packet there is no coorparate office name or address not even a number. There is also nothing in the packet saying there will be a 29.95 membership packet fee.
This morning i woke up and checked my account like everyday to keep my checkbook balanced correctly, i was popped with not 1 but 2 preauthorized debits one for 99.95 and another for 59.95 and this is just the beginning.
I am a hard working citizen I pay my taxes and i pay rent , bills, and childcare, and I know im not the only one hurting. But my rent check is going to bounce because of the heartless bastards. I need someone to help me and i need it fast.
I will do whatever it takes to make them pay for not only what they have begun to do to me but, to everyone they have scammed.
Oh yeah did i forget to mention they are nothing but a Scam!!!!!!
And dont try to check out their website cause You cant get in it. I know i cant I have tried numerous times...
Angie
Aiken, South Carolina
1 Updates & Rebuttals
Garr
Putnam,Connecticut,
Get to the Bank ASAP !!
#2Consumer Suggestion
Fri, July 12, 2002
Angie,
Go directly to the bank at the first oppurtunity.
Fill out a fraud affidavit against the 99.95 and 49.95 charges and the bank will reverse them.
You only have 30 days to do this. First Capital will only give you the runaround to keep you from going to the bank within 30 days.
Beware though that Capital First is only the tip of the iceberg. I have seen them use different company names to debit accounts even further. One option is to close your account providing you have no outstanding checks. I ended up blocking ALL electronic fund transfers from my account. My bank will only honor hand written drafts with my signature.
This is the best way I know to keep these guys from wiping you out.
Good Luck