Complaint Review: Capital Personal Loan

Received phone call and e-mail saying my loan was approved. They said they would loan me $3000 @ 10% interest for 36 months. Since they were not allowed to withdraw payments from my bank acct. I had to buy an AppleItunes gift card for $100 and register the card number with them.  Once registered they would put the money plus the $100 into my bank.  Called them a few days later and that is when they told me since my income was lower than most (Social Security) I would have to put up an insurancy policy of $1000 which would be returned to me if I made every payment on time for 36 months.  That is when I looked up the Ripoff website to find out that I had been scammed out of my $100.  I told them when they called back I was reporting them to Ripoff Report.com as we speak.  Told me they would put the money back on gift card and for me to have a nice day.

It seemed strange to me that they all gad the same accent like from India yet they all had American names?