Capital One Business Credit card Policy
I have several business cards. They all are guaranteed by my personal credit but report charges only against the business. Capital One however, reports business charges to your personal credit report on Equifax and TransUnion. I made a large business purchade on my Capital one card and saw my personal credit drop 80 points for 2 months even though I paid entire balance before due date! When I called to inquire, they lied to me and said it was Federal law. NO OTHER BUSINESS CARE I HAVE OWNED HAS EVER DONE SO! When I pushed the issue they fessed up that it was their policy. I have since cancelled the card.
BUSINESS CARD HOLDERS BEWARE, USING CAPITAL ONE BUSINESS CARD CAN RESULT IN YOUR PERSONAL CREDIT SCORE DROPPING 100 POINTS.