Capitol Choice Consumer Credit Stay one step ahead of them consumer fraud ripoff Rosamond California
Would anyone like some fun advice as to slowly bring these bastards down???
The next time you get postcards for approval of a line of credit and they are asking for a fee, take out some Monopoly money and fill out the card with some jack a*s name, sign it and send it right back to them. It may not bring them down, but you will get some personel satisfaction, and a good laugh or two.
Pete
Rosamond, California
1 Updates & Rebuttals
Elisabeth
Imperial Beach, San Diego County,California,
I have further suggestions
#2Consumer Suggestion
Thu, May 02, 2002
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Your idea is quite rich and I enjoy it. I also suggest that people fight back, if possible. I am trying to respond to as many folks from California regarding this company as part of an effort to evaluate whether or not it will make sense to file a suit in California against this company. If you know of anyone who has been harmed in California, please pass on this information.
I am also a professor of economics and often talk to my students about multiple issues relating to credit and consumer issues. I have the following common-sense suggestions. In addition to the fact that it would be a good idea to explore the option of helping yourself and other individuals similarly hurt in order to stop these guys through a private attorney general law suit (or class action), my general advise is to #1 research a company BEFORE you give out any personal information or money, including a BBB as well as other checks (such as the Rip-off report). And certainly do not rely on THEIR website. If they have links to supposed independent agencies, check to make sure it is really an independent agency and that it is really the OFFICIAL i.e. legit. internet site for that independent agency #2 it probably doesn't make much sense to get a credit card that charges an annual fee up front, #3 Try using a mastermoney or visa check cashing type card through your bank and work with a local bank to build your credit in that way, working your way up to a "real" credit card #4 If you do get a credit card to build your credit, then please spend only what you can MORE than easily pay off every month. #5 If E-Credit Solutions/Capital Credit or any company falsely reports information on your credit report, be sure to dispute it with the credit reporting agencies such as Experion, etc. I hope this helps.