Capitol One Bank Reporting to credit agencies that I had a credit card with them. Will not remove disputed info. Salt Lake City, Utah
We are in the process of trying to purchase a home and had a report pulled for pre=qualifying purposes. Lo and Behold , Capitol One claims I opened a card in 2005. We called and spoke to a person by the name of Carlos who could not find any history of me, S.S. # etc. We aske dhim to remove the false info. He refused and directed us to dispute it through the 3 bureaus ( what a joke). Capitoll One still claimed the accoutn was mine and even went so far as to say that we piad a payment in 2007. Just so they could adda new date to the bogus credit report. Some one please tell me of an easy way to remove this from my report.
1 Updates & Rebuttals
coast
USAGet the process in gear
#2Consumer Comment
Fri, March 02, 2012
"He refused and directed us to dispute it through the 3 bureaus ( what a joke)."
That is not a joke. File a dispute with each of the three credit bureaus. It may take up to 30 days for the investigation process, so get started.