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Car Hop / UAC Car Hop Reps need to be investigated. Omaha, Nebraska and Minneapolis
Well, I have tried to work it out again for the same problem with car hops so-called lending company UAC. I was sent a letter telling me to pay by August 5,2008 to be in good standing. However when I called UAC, Tammy was rude, Sagel seemed to be clueless so I was transferred to TREVOR the wannabe intimidator.
He proceeded to tell me in a more than firm loud tone that I was late paying, when was I going to pay and that I had signed a contract. He didnt care that the car was inoperable and I was only 3 weeks late and prior to this had a great payment history with them, the car is half paid for.
TREVOR and TAMMY both said the letter didnt matter and that I needed to pay now or I wouldnt be driving! HA! Driving what for almost a month the car has been sitting in the driveway, dead. I will be showing this letter to the attorney general in my state. I told UAC I would be willfully relinquishing the car to them, for the price I have paid so far for this car, it should already be paid off in full.
At the full price, I could've had 2 cars of the same make and model. Well, live and learn. Soon I will be buying a brand new car. But I fully intend do my best to get the word out about car hop and UAC and see if an investigation can be started on both , who are one in the same as far as I am concerned. Next time I wont be so desparate for 4 wheels. Stay away from car hop .
Lillie
Omaha, Nebraska
U.S.A.
8 Updates & Rebuttals
Shawna
Minnesota,United States of America
I agree with Author they are a rip-off and rude
#9Consumer Comment
Thu, June 03, 2010
Lillie Omaha, Nebraska
U.S.A.
shaferd77@yahoo.com
Fenton,Missouri,
U.S.A.
Late response
#9Consumer Comment
Fri, May 07, 2010
Just read this, and while you are behind, you did make an attempt to contact and explain to UAC. I am not behind in my payments, and have been spoken to in not so nice terms. There are laws against UAC/Car Hop practices. They sell junk. They mislead and misrepresent. A lot of us have learned from our experiences with this place, and hopefully, they will one day be shut down. I fully intend to help that day come quickly.
Bigcraig
Irmo,South Carolina,
U.S.A.
No Sin?
#9Consumer Comment
Wed, July 30, 2008
So are you saying since you paid on it regularly for a year it is okay to pay a month or so late?
Than I guess if you are working for someone or collecting Gov assistance for a year and things get slow it would be okay not to pay you for a month or so also?
Lillie
Omaha,Nebraska,
U.S.A.
My reponse
#9Author of original report
Tue, July 29, 2008
Its not a matter of not paying, when contacted by mail uac wants to work with you to keep your business and for you to call them. But when you call to set up arrangements, you are talked to in a threatening mannner and even told to go sell blood or do temp work on your day off. The issue isnt the ability to catch up for the last months payment , I was willing to pay that. But there are fair debt collection laws that uac have broken.
I was willing to get back on track with the payments to uac but after the strong language, intimidation and being told by uac the letters they send to my home are null and void, I am tired of the game playing. They send out letters that they dont abide by and claim not to know of any such letter. Car repairs are costly, people become ill, fall behind on bills to pay other bills, so no one should judge anyone elses plight.
Asking a loan company to extend your car note for one month when you have faithfully being paying on time for well over a year is no sin nor unreasonable. I as an individual have legal recourse too. Dont try and make it appear that I cant or wont pay uac, theres more to it than that. I appreciate your 2 cents but thats why we have arbitration, attorneys and judges. Thanks.
Lillie
Omaha,Nebraska,
U.S.A.
My reponse
#9Author of original report
Tue, July 29, 2008
Its not a matter of not paying, when contacted by mail uac wants to work with you to keep your business and for you to call them. But when you call to set up arrangements, you are talked to in a threatening mannner and even told to go sell blood or do temp work on your day off. The issue isnt the ability to catch up for the last months payment , I was willing to pay that. But there are fair debt collection laws that uac have broken.
I was willing to get back on track with the payments to uac but after the strong language, intimidation and being told by uac the letters they send to my home are null and void, I am tired of the game playing. They send out letters that they dont abide by and claim not to know of any such letter. Car repairs are costly, people become ill, fall behind on bills to pay other bills, so no one should judge anyone elses plight.
Asking a loan company to extend your car note for one month when you have faithfully being paying on time for well over a year is no sin nor unreasonable. I as an individual have legal recourse too. Dont try and make it appear that I cant or wont pay uac, theres more to it than that. I appreciate your 2 cents but thats why we have arbitration, attorneys and judges. Thanks.
Lillie
Omaha,Nebraska,
U.S.A.
My reponse
#9Author of original report
Tue, July 29, 2008
Its not a matter of not paying, when contacted by mail uac wants to work with you to keep your business and for you to call them. But when you call to set up arrangements, you are talked to in a threatening mannner and even told to go sell blood or do temp work on your day off. The issue isnt the ability to catch up for the last months payment , I was willing to pay that. But there are fair debt collection laws that uac have broken.
I was willing to get back on track with the payments to uac but after the strong language, intimidation and being told by uac the letters they send to my home are null and void, I am tired of the game playing. They send out letters that they dont abide by and claim not to know of any such letter. Car repairs are costly, people become ill, fall behind on bills to pay other bills, so no one should judge anyone elses plight.
Asking a loan company to extend your car note for one month when you have faithfully being paying on time for well over a year is no sin nor unreasonable. I as an individual have legal recourse too. Dont try and make it appear that I cant or wont pay uac, theres more to it than that. I appreciate your 2 cents but thats why we have arbitration, attorneys and judges. Thanks.
Lillie
Omaha,Nebraska,
U.S.A.
My reponse
#9Author of original report
Tue, July 29, 2008
Its not a matter of not paying, when contacted by mail uac wants to work with you to keep your business and for you to call them. But when you call to set up arrangements, you are talked to in a threatening mannner and even told to go sell blood or do temp work on your day off. The issue isnt the ability to catch up for the last months payment , I was willing to pay that. But there are fair debt collection laws that uac have broken.
I was willing to get back on track with the payments to uac but after the strong language, intimidation and being told by uac the letters they send to my home are null and void, I am tired of the game playing. They send out letters that they dont abide by and claim not to know of any such letter. Car repairs are costly, people become ill, fall behind on bills to pay other bills, so no one should judge anyone elses plight.
Asking a loan company to extend your car note for one month when you have faithfully being paying on time for well over a year is no sin nor unreasonable. I as an individual have legal recourse too. Dont try and make it appear that I cant or wont pay uac, theres more to it than that. I appreciate your 2 cents but thats why we have arbitration, attorneys and judges. Thanks.
John
Califon,New Jersey,
U.S.A.
So what's the ripoff?
#9Consumer Comment
Sat, July 19, 2008
You're late on payment and they want their money? No rip off there - unless you don't plan on paying them their money. Finance companies don't sell it to you or fix your cars. They only gave you the ability to buy it.