CASH ACVANCE USA Labeled me as an habitual offender offender with 3 criminal cases filed against me in Federal court, Internet
I was contacted by someone asking for my attorney's name. When I asked why, I was told that I was being sued by Cash Advance USA for none payment of a loan that I had taken out online.
I refused to give out any information and asked for their attorney's information. I was given the name Adam Spencer and the number 415-376-9750, but was told that I had to wait 30 minutes before calling.
I called immediately and this Adam Spencer sounded like a woman! i asked if he/she was the attorney that I needed to speak with and was told to hold on.
After about 2 minutes, this person returned to the phone and identified him/herself as Adam Spencer and told me that anything I say could either help or hurt me in my criminal case.
I was told to remain quiet and do not interrupt him/her as I was told what I was being sued for.
I was told that I was being charged with 3 criminal offenses: 1. violation of federal banking regulations; 2. check fraud; and 3. receiving funds by deception.
I was told that I was an habitual offender because I had received numerous loans totalling $ 5484.22 that was direct deposited into my bank account and used by me, but when the payments were to be taken from my account, I had closed the account.
When this person finally stopped talking, I responded that I have not received any loan from this company.
I was interrupted and asked to verify some information. I responded that since they are suing me, my information should already be known.
He/she preceeded to give the last 4 digits of my social security number, my date of birth, and my address. Everything was correct except that they had me living in Mass. instead of Ms.
when I pointed out that I have never resided in Mass. and didn't even know how to get there, I was told that I could also be charged for falsifying my address to receive funds.
After trying to reason with this person for about 5 minutes, I got upset and told him/her that my lawyer will be contacting them for slander and harassment. Then I hung up the phone.