Complaint Review: Cash America International nc.

I found an e-mail in my spam folder titled Final Notice,Settlement Debt addressed to "Me". They claim to be contacting me on behalf of Cash Advance Inc. and a long list of their subsidiaries and affiliates. I did find websites for several of those companies, but I doubt that they know they are listed in a scam e-mail. I was given a case or docket  number of 2014 ISC 381098. They claim I owe $740, and that if I do not pay up, I will owe lawsuit costs of $6300, not including attorney fees.  They claim they will inform my employer and my references about this case and have my wages garnished.

I received this e-mail about the middle of October 2014. They claim it is a warning notification of legal proceedings of May 8, 2014. If they had not yet  filed a complaint, they would not yet have a docket number. The case numbers in my local court are not numbered in this way. The Plaintiff does not have the local county sheriff's department serve me with court papers as they state will be done. I am sent the complaint by certified mail.

They claim that if I pay to keep this case out of court, then they will release the clearance certificate from the court. What?

I have studied law on my own for several years. I know about Fair Debt Collection Practices and how the various courts work, so this crap did not scare me in the least. Because of the wording of the entire e-mail, it is clear to me that it was written by some foreign person who has not mastered the English language.

My e-mail was very similar to the e-mail posted on this website. It was signed by a Mr. William Morrison of Amenia, New York with the phone number 1-845-262-5428