Complaint Review: CASH CALL - FIRST COMMUNITY BANK

I agree with you whole-heartedly. It is wonderful that people have filed and posted their complaints, but this is only the first step. Now what is your second step? How much more harassment does one need before they are ready to move past the complaint stage?

Cash Call is in the business to make money; and they will do that however way they can; which means intimidation and any other outright lie that suits their purpose. I repeat that if they or any other bill collector, loan company etc., can get you to react to them based purely on emotions they have you.

I agree with you Robert, this is why these folks need to do the work and find out what is available to them as far as redress is concerned. In some instances classactions work, but what many people do not realize is that once the suit is settled anyone coming after that has a complaint is out of luck. If people begin to complain and file those things add up. If people did as you suggested file on their own, this would make a big difference. I am all for that.

Finally, Cash Call and companies like them are only as strong as their intimidations.

B wrote: "Also I have seen a lot of talk about a class action. When are we going to get on the ball and quit talking about it and do it. "

ANSWER: Just as soon as some Cash Call client comes up with the CASH needed to cover the court costs of filing and retaining an attorney.

It takes some MONEY to file a lawsuit - until someone ponies up some cash to get the ball rolling, the ball is gonna remain in the corner of the closet.

I don't like CC one bit and it's a shame that all but 6 states allow such usurious loans. But the reality of any lawsuit is this - show the court the money - gotta pay filing fees and administrative costs, not to mention a retainer for an attorney.

I've seen numerous reports here about a lawsuit with remarks as "who's with me," "count me in" and the like, but I haven't seen anyone willing to pony up to get the ball rolling.

Seems to me that everyone is waiting for SOMEONE ELSE to get the ball rolling and then hoping to grab a coat tail.

It doesn't have to be a class action - small claims will work for most of the ROR's I've read here. Here in Erie County, small claims court filing fee is about $15 and you don't need an attorney. And yet, I haven't seen a single report here about anyone actually filing a lawsuit against those guys.

But then, you do need to have a case. You have to be able to state just what they did that violated the law or was fraudulent, and you have to be able to "prove" by a perponderance of the evidence. And you also have to be able to prove what your damages are.

B wrote: "Also I have seen a lot of talk about a class action. When are we going to get on the ball and quit talking about it and do it. "

ANSWER: Just as soon as some Cash Call client comes up with the CASH needed to cover the court costs of filing and retaining an attorney.

It takes some MONEY to file a lawsuit - until someone ponies up some cash to get the ball rolling, the ball is gonna remain in the corner of the closet.

I don't like CC one bit and it's a shame that all but 6 states allow such usurious loans. But the reality of any lawsuit is this - show the court the money - gotta pay filing fees and administrative costs, not to mention a retainer for an attorney.

I've seen numerous reports here about a lawsuit with remarks as "who's with me," "count me in" and the like, but I haven't seen anyone willing to pony up to get the ball rolling.

Seems to me that everyone is waiting for SOMEONE ELSE to get the ball rolling and then hoping to grab a coat tail.

It doesn't have to be a class action - small claims will work for most of the ROR's I've read here. Here in Erie County, small claims court filing fee is about $15 and you don't need an attorney. And yet, I haven't seen a single report here about anyone actually filing a lawsuit against those guys.

But then, you do need to have a case. You have to be able to state just what they did that violated the law or was fraudulent, and you have to be able to "prove" by a perponderance of the evidence. And you also have to be able to prove what your damages are.

B wrote: "Also I have seen a lot of talk about a class action. When are we going to get on the ball and quit talking about it and do it. "

ANSWER: Just as soon as some Cash Call client comes up with the CASH needed to cover the court costs of filing and retaining an attorney.

It takes some MONEY to file a lawsuit - until someone ponies up some cash to get the ball rolling, the ball is gonna remain in the corner of the closet.

I don't like CC one bit and it's a shame that all but 6 states allow such usurious loans. But the reality of any lawsuit is this - show the court the money - gotta pay filing fees and administrative costs, not to mention a retainer for an attorney.

I've seen numerous reports here about a lawsuit with remarks as "who's with me," "count me in" and the like, but I haven't seen anyone willing to pony up to get the ball rolling.

Seems to me that everyone is waiting for SOMEONE ELSE to get the ball rolling and then hoping to grab a coat tail.

It doesn't have to be a class action - small claims will work for most of the ROR's I've read here. Here in Erie County, small claims court filing fee is about $15 and you don't need an attorney. And yet, I haven't seen a single report here about anyone actually filing a lawsuit against those guys.

But then, you do need to have a case. You have to be able to state just what they did that violated the law or was fraudulent, and you have to be able to "prove" by a perponderance of the evidence. And you also have to be able to prove what your damages are.

B wrote: "Also I have seen a lot of talk about a class action. When are we going to get on the ball and quit talking about it and do it. "

ANSWER: Just as soon as some Cash Call client comes up with the CASH needed to cover the court costs of filing and retaining an attorney.

It takes some MONEY to file a lawsuit - until someone ponies up some cash to get the ball rolling, the ball is gonna remain in the corner of the closet.

I don't like CC one bit and it's a shame that all but 6 states allow such usurious loans. But the reality of any lawsuit is this - show the court the money - gotta pay filing fees and administrative costs, not to mention a retainer for an attorney.

I've seen numerous reports here about a lawsuit with remarks as "who's with me," "count me in" and the like, but I haven't seen anyone willing to pony up to get the ball rolling.

Seems to me that everyone is waiting for SOMEONE ELSE to get the ball rolling and then hoping to grab a coat tail.

It doesn't have to be a class action - small claims will work for most of the ROR's I've read here. Here in Erie County, small claims court filing fee is about $15 and you don't need an attorney. And yet, I haven't seen a single report here about anyone actually filing a lawsuit against those guys.

But then, you do need to have a case. You have to be able to state just what they did that violated the law or was fraudulent, and you have to be able to "prove" by a perponderance of the evidence. And you also have to be able to prove what your damages are.

I have read many of the reports about Cash Call; I have also filed a report about them myself and let me tell you their practices are mind games. If they can get you to act on your emotions then they have you. Keep your emotions in check and deal with the facts, keep a written record of your dealings, and let them know above all, you will not be intimidated. When you let them know this in no uncertain terms they back off. Believe me I know.

Please find out what your rights are, you can do this in several places the Federal Trade Commission's web site, your states attorney general, National Consumer Advocate/National Consumer Law Center web site. You can also contact the FDIC since it involves a bank. There are ways that you can go after the bank. Find out what you can and can't do; and then find out what THEY CAN AND CAN'T DO; and then proceed from there. Here is a suggestion, see if your relatives can sue them for the harassment. That is a new twist, one they would not be expecting.

Also to keep in mind (to show you how much power you have), if every person that had a loan with Cash Call, first revoked their authorization for electronic debit, then not pay them for 1 day (just 1 day), they would loose money,investors and their rented bank charters. You see the high interest rate that is charged goes to pay the investors and also for the rented bank charters. And if those people don't get paid the investors pull out and the banks have to do business elsewhere, Cash Call would be done (just for 1 day). Do you get the picture? I am not suggesting that you don't pay your bill, but this is something to keep in mind while you are dealing with them. You are as powerless as you think you are.

Also I have seen a lot of talk about a class action. When are we going to get on the ball and quit talking about it and do it.

Here's to the future.

EVERYONE NEEDS TO DO THIS AND SHOW THEM THE LINK TO THIS SITE AND THEY WILL LOOK INTO THE COMPANIES ACCOUNTING PRACTICES, MAYBE OPEN THEIR BOOKS UP ETC> IF EVERYONE DID THIS YOU WILL SEE THIS COMPANY PAY BIG FINES

I am sick and tired of Cash Call. I feel like my money is going nowhere and I don't intend to pay them for the rest of my life.

I am sick and tired of Cash Call. I feel like my money is going nowhere and I don't intend to pay them for the rest of my life.

I am sick and tired of Cash Call. I feel like my money is going nowhere and I don't intend to pay them for the rest of my life.

I am sick and tired of Cash Call. I feel like my money is going nowhere and I don't intend to pay them for the rest of my life.

I am so on your side and I also took out a loan with cash call last year december of 2006 for 5000.00 because I recently moved into a new place and needed to try and get a head. Well now because of the money I have paid out to these jerks so far you would think it would at least put a small dent into what the principal is but it hasn't at all.

I called them a few weeks ago just curious what my pay off was and it was over 5500.00 according to them. So I said how can any one get there account paid if you constanly add interest to it and they stated they add insterest to everyone's account on a daily basis and my daily interest was almost like 9.00 a day!

Well since then I ended up getting sick and have been off work with pneumonia and was in the hospital I did send them a email to let them know that my payment that is due this coming Friday on 08/10/07 I will not be able to pay and I have also sent my bank a email on there on line banking website and asked if I could stop these jerks from debiting my checking account because I am always overdrawn once they do and end up paying even more money out.

I do not make the best money and live on my own and have no one to get a loan from to help me either. I have also made numerous mistakes getting payday loans and actually still have to many to mention that I am trying to pay off and I think Cash Call is just like any payday loan place nothing but a bunch of loan sharks and they could care less about anyone but charging everyone way to much money.

All though I do acknowledge the fact I owe these butt heads the money I just feel like you do like I am just throughing what money I do make right out the window. They make it way to easy for people who are down on there luck to get the loan to begin with which is the majority of people through out the united states with the way the economy is. I work close to 60 hours a week to just live pay check to pay check and I can not continue to live my life in total stress and worry every day how am I ever going to pay all these people off?

I am recently trying to consolidate all of my credit cards with a credit counseling agency I just wish they had a place to consolidate your payday loans and places like cash call. I wish anyone the best of luck with this stupid company and I am all for getting a lawyer against them if it is possible to do.

They are always rude when you do call and try and be honest that you can not pay them or you need until next pay day to pay your payment. Hell they should be happy if you are willing to be honest with them. I know the long road with these jerks is just starting for me because I am closing my checking account out if I can and they will get money orders or nothing at all! I am so glad to know I am not the only only going through this hell. Good luck to everyone and I am always open for free advice or comments!
C.Robinson

If you have been threatned, or harassed or even physically approached on your own property and home? No one can sit here and ask me what grounds or what is needed for a class action law suit. There are NUMEROUS complaints against this "so-called" company. They harass, scream at, cuss, and threatin our friends and family memebers!
what is this?

We HAVE THE RIGHT TO STAND UP AND FIGHT THIS PATHETIC LITTLE "COMPANY" AND TAKE CARE OF THEM NOW! It is NO WHERE in the contract that they can "CUSS, THREATIN, HARASS, or even APPROACH you" but yet they still do.

I have REFUSED to pay them a d**n DIME because it is like throwing my money down a black hole! They send people out to my house and charge me 150 Dollars everytime!!! They call my girlfriend shooting threats when she has nothing at all to do with it. They threatin to take me to court or Else. They keep on stating that I am going to Pay the conciquences or ELSE! OR else what? Please tell me... Becuase me and many others would really like to know.

My girlfriend gets calls at all hours all the time with them stating that they dont care just pay the money.
(my personal opionion is that the person that calls you directly gets money like comission off of every call that they make and get money out of, so they want that money BAD)

Not to mention people, we have all been scammed with this "company."
Why give them any more of your money when more than likely, it is not going to help! They are just going to keep coming back for more.

So with that said, I plus many others are definatly looking into a class action lawsuit because there are SOOO many of us out there with this same situation. Just like they say... Good Luck because you are going to need it Cash Call...


Please contact me
if you would like to join forces.

Thank you!

NEVER use these types of companies. They take advantage of poor, desperate people who don't know a lot about loans & interest rates and who are too naive to get any contract in writing first. It's easier & less stressful to just work & save the money!

They are totally harassing you, though & you should immediately call the police. Let them take you to court if they have to; whatever settlement is reached will probably be way better for you than what you're having to pay now!

This is not so you can get away without paying - it's just to stop the hemhorraging before it gets out of hand. You've learned a lesson about these people...and THEY need to learn a lesson about harassment!