Complaint Review: Cash USA

I received a call at work from a male who spoke with a middle eastern accent asking who my attorney would be. I had to tell him to call me back on my personal line, as I could not speak at work. He called back later from (941)357-7975. At this point he asked if I had not received notice of this case, and I said No, I have not. He then 'transferred' me to someone who sounded very much the same as himself and said that I was going to be arrested the following day at work for failure to pay my payday loan with USA Cash. When I said I had paid my loan he said that he was not the collector, he was only with the attorneys office and they were just informing me of the matter. After he 'explained' the matter- stating that USA Cash owns all the payday loans, that they had 3 returned payments from my bank, and that they had sent 17 e-mails to my account without any responses- he put me on hold and "talked with the attorneys" who apparently were only willing to work with me if I submit a letter the very same night stating that I intend to pay back the loan, fees, and OOCR fees. He told me the letter should be addressed to Mark Jones and that at the bottom I needed to include that it would be a debit transaction, all relevant debit card information and a photo copy of the debit card front and back and a copy of my ID. I was initially worried because I did, in fact, recently use a payday loan which I had made a payment plan for to be paid off this very week and I had not looked at my account to verify that the funds had been taken out. However, when I got home I immediately checked my account and saw that the funds were already paid. I was also unable to find ANY emails from USA Cash and the person who called himself Kieth Nelson refused to give me any information regarding the loan. He claimed the loan company was a "paperless loan company" and so only used emails which he claimed was "clearly marked on the loan agreement", the same agreement he refused to show me a copy of. He also refused to give any numbers for the loan company saying that "they do not want any more to do with you" and that it was now entirely in his law company. He said that he would wait 2 hours (it already being 6pm Eastern) but that if this letter was not faxed to (941)375-0421 he would process the paperwork and they would deliver one set of documents to my house and one set to my work with an arrest warrant within 24 hrs. He also said that this matter would only be able to be resolved with a judge and that there was no one else who could further explain the situation. He claimed that I would be arrested on Wednesday and held until Friday in jail (which if youve worked at a jail like I have you know that the holds are usually on the weekends not week days) Anyway, it appears that this is a total scam (especially after reading the other similar scams), but if I am arrested tomorrow I guess I will change my mind.