Complaint Review: Cashcall

I got a loan from cashcall for the amount of $1000.00 by the time it is paid off it will be $3532.73. I can't get any information on the loan, I can't even pull it up on the website. I can't get anyone on the phone.

I've also asked for information to be sent to me in the mail letting me know how much has been paid and the balance left owed on the loan. I have no way of knowing if the money that's taking out of my account is actually being deducted from the amount that is owed for my loan.

The interest rate is outrageous, they have giving me a rate of 89% on the $1000.00 I borrowed plus $75.00 for finance charges. Annual percentage rate is 96.70%. In other words the way I look at it I'm paying for the $1000.00 I borrowed twice. I've paid $2191.77 or more already and thats more than they deserve.My balance after what I've paid according to my calulations shows
me still oweing a balance $1340.96 which will be a total of $3532.73.

According to the total amount by their payment schedule actually shows me oweing $1257.07 which will be a total of $3448.84.That shows they are charging me an extra month of $83.89.So what are they doing with my money and are they using my money the way they are suppose too?

Claudette
benson, North Carolina
U.S.A.