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CBCS - Cease Communications Letter Sent, CBCS Sends New Bill 7 Years Later. Now What? Columbus Ohio
Okay, so back in 2000 my wife is contacted by CBCS about a verizon long distance account created using a similar name, but using my wife's SSN. Obviously this was not her account. She never had a verizon account. After hours on the phone with AG's, state consumer services, fraud departments, police department from offending city (accross the country from where we live), and a state judge, we were told to send what was basically a cease communications letter. Back then, I wasn't aware of this great site and I'm not sure if much has changed since then.
Anyway, we did write a letter and sent it via certified mail and never heard from them again. Suddenly, 7 years later we get a letter from CBCS indicating we owe 1300 dollars and we could "settle" for 800. Fortunately we kept our documentation and the receipt that CBCS signed when they received our letter.
My question is - now what? I refuse to go through the trouble of proving our innocence once again. From what I've read, we now have the right to sue. I'm not sure it's worth doing for a measly $1k. We've spent more than that with our time and that's not to mention the angst we have dealt with in trying to work with the CBCS morons.
I'd like to get some reccommendations.
Thanks.
Jasons
Home, Utah
U.S.A.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
"Jasons", you NEVER "disputed" the debt!
#2Consumer Suggestion
Mon, February 11, 2008
"Jasons",
You NEVER "disputed" the debt! Sending a "cease communications" request is in no way a dispute of a debt.
You needed to send a dispute of the debt and a request for debt validation.
You are making a big deal out of nothing here. File a lawsuit under the FDCPA for the violation of your legal cease communications request. This will pay you up to $1000 plus costs. However, it will do absolutely nothing for you to dispute the debt.
The SOL in OH is 15 years, so they can actually sue you still.