Complaint Review: Capital Credit Alliance

I got a call from a cca rep advising I have yet to activate my creditcard.The rep when on to say that am missing out on the many different products CCA has to offer. The rep advise that I was approved for a $6,500 creditline. I asked her for the qualifications to get approved for this amount of creditline. She went on to say that I had to have a job for atleast one year, telephone in my name, and a checking account. I grilled the rep by asking alot of questions.

CCA has sent many brochures to me that I normally throw-away. The changing of my mind about this company was when the rep called me on the phone to advise my creditcard was not activated. I became concerned about the card being sent and lost. I thought maybe it is out their in someone else's hands. I advise the rep to cancel the card and sent another one.

She went on to say that I will need to pay the one-ime activation and membership fee of $199.99.I gave her my checking account number and she advise I would get my card and membership packet in about two weeks. I also paid extra for the rush delivery. I became alarm today (2-22-02) because the money came out of my account on 02-21-02. I havew yet to get my card and package. I decided to look on the web-site and no site. I found this web-site. I just want this to be a warning to others. I feel so stupid and angry that I did not follow my first mind and continue to ignore CCA brochures.

Delisha
Dallas, Texas